Tunnel Hill Auto Insurance Rates, Quotes, Agents & Reviews in GA

Tunnel Hill, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Tunnel Hill, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Tunnel Hill, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Tunnel Hill, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Tunnel Hill, GA with that of other cities in and around Tunnel Hill.

Tunnel Hill Ringgold West Whitfield Catoosa Springs Catoosa County Whitfield County
Average Insurance Rates $1,604 $1,638 $1,624 $1,627 $1,627 $1,612

Tunnel Hill, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Tunnel Hill, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Tunnel Hill $1,178 $995
Catoosa Springs $929 $785
Varnell $2,079 $1,756
Whitfield County $971 $820
Catoosa County $1,986 $1,677
Ringgold $1,668 $1,409
West Whitfield $1,620 $1,369
Dalton $1,212 $1,024

Tunnel Hill, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Tunnel Hill, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,205
20 Years $2,061
30 Years $1,587
40 Years $1,527
50 Years $1,414
60 Years $1,434
70 Years $1,669

Tunnel Hill, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Tunnel Hill, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,823 $385
3 Vehicles $4,235 $577
4 Vehicles $5,646 $770

Savings on 2 Vehicles bundle:$385

Savings on 3 Vehicles bundle:$577

Savings on 4 Vehicles bundle:$770


Tunnel Hill, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Tunnel Hill, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Tunnel Hill $1,604 $2,932
Catoosa Springs $1,627 $2,974
Varnell $1,620 $2,962
Whitfield County $1,612 $2,947
Catoosa County $1,627 $2,974
Ringgold $1,638 $2,994
West Whitfield $1,624 $2,969
Dalton $1,583 $2,894

Tunnel Hill, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,376
Excellent (740-799) $1,571
Good (670-739) $1,671
Average (580-669) $2,181
Poor (300-579) $2,616

Tunnel Hill, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jackie Bridges State Farm 840 Old Mill Rd, Ringgold, 30736-8020 706-866-4406
Dan Runion State Farm 2514 E Walnut Ave Ste 8, Dalton, 30721-8785 706-278-4945
Jerry Kyer Allstate 1899 Cleveland Hwy, Dalton, 30721 (706) 226-5240
K.C. Willey State Farm 1514 W Walnut Ave, Dalton, 30720-4430 706-278-2511
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Watkins Insurance Agency Travelers 215 S ERWIN ST, CARTERSVILLE, 30120 770-382-1972
Chad Painter State Farm 1329 E Walnut Ave, Dalton, 30721-4152 706-278-9600
Michael Britton Allstate 3041 Martha Berry Hwy NW, Rome, 30165 (706) 291-7465
Hdins Inc Dba Harry Daniel Insurance Liberty Mutual Independent 15 S GILMER ST, CARTERSVILLE, 30120 (770) 382-8954
Starr Mathews Agency Travelers 137 N ERWIN ST, CARTERSVILLE, 30120 770-386-0466

Tunnel Hill, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$71 $1,675
Driver's Failure In Showing Documents +$156 $1,760
Driving With An Expired Registration +$165 $1,769
Driving At A Considerably Slow Pace +$348 $1,952
Using A Cellphone While Driving +$367 $1,971
Running A Red Light +$374 $1,978
Speeding +$393 $1,997
Driving A Vehicle Without The Required Permission +$499 $2,103
Driving With An Expired/Suspended License +$1,081 $2,685

Tunnel Hill, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,540
Active Disabling Device $1,540
Tracking Device $1,508
Passive Disabling Device $1,492