Tuscaloosa County Auto Insurance Rates, Quotes, Agents & Reviews in AL

Tuscaloosa County, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Tuscaloosa County, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Tuscaloosa County, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Tuscaloosa County, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Tuscaloosa County, AL with that of other cities in and around Tuscaloosa County.

Tuscaloosa County Windham Springs Tuscaloosa Coker Northport Brookwood
Average Insurance Rates $1,323 $1,531 $1,404 $1,471 $1,497 $1,431

Tuscaloosa County, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Tuscaloosa County, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Tuscaloosa County $1,225 $1,034
Holt $1,913 $1,616
Tuscaloosa $948 $800
Northport $1,730 $1,462
Brookwood $1,374 $1,161
Windham Springs $960 $811
Coaling $1,669 $1,409
Coker $1,520 $1,284

Tuscaloosa County, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Tuscaloosa County, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,293
20 Years $1,700
30 Years $1,309
40 Years $1,260
50 Years $1,167
60 Years $1,183
70 Years $1,377

Tuscaloosa County, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Tuscaloosa County, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,249 $397
3 Vehicles $3,374 $595
4 Vehicles $4,498 $794

Savings on 2 Vehicles bundle:$397

Savings on 3 Vehicles bundle:$595

Savings on 4 Vehicles bundle:$794


Tuscaloosa County, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Tuscaloosa County, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Tuscaloosa County $1,323 $2,346
Holt $1,387 $2,459
Tuscaloosa $1,404 $2,489
Northport $1,497 $2,654
Brookwood $1,431 $2,537
Windham Springs $1,531 $2,714
Coaling $1,479 $2,622
Coker $1,471 $2,608

Tuscaloosa County, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,135
Excellent (740-799) $1,296
Good (670-739) $1,379
Average (580-669) $1,799
Poor (300-579) $2,158

Tuscaloosa County, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Tracey Sova State Farm 4151 University Blvd E, Tuscaloosa, 35404-4459 205-554-1455
Sally Hines State Farm 1723 Hackberry Ln, Tuscaloosa, 35401-4936 205-758-9931
Shawna Holley State Farm 915 Main St, Gardendale, 35071-2633 205-631-8766
Trammel-Harper-Williams Inc Travelers 2073 VALLEYDALE RD, BIRMINGHAM, 35244 205-988-3444
William Hart Farmers 2 Riverchase Office Plz Ste 214, Hoover, 35244 (205) 444-1111
Greenhalgh Insurance Agency Travelers 3144 CAHABA HEIGHTS RD, BIRMINGHAM, 35243 205-967-8800
John Patterson State Farm 1807 11th Ave S, Birmingham, 35205-4807 205-933-5200
Alex Mccune State Farm 1420 McFarland Blvd Ste 4, Northport, 35476-3219 205-248-2057
Roger Wilson State Farm 1812a 4th Ave S, Jasper, 35501 205-384-9497
Pardue & Associates Insurance Inc Travelers 6 OFFICE PARK CIRCLE STE 310, BIRMINGHAM, 35223 205-588-1764
Jh Berry Risk Services Llc Liberty Mutual Independent 22 Inverness Center Pkwy Ste 310, BIRMINGHAM, 35242 (205) 252-0100
Marsh Usa-Birmingham Travelers 1500 URBAN CENTER DR STE 550, BIRMINGHAM, 35242 205-262-2300

Tuscaloosa County, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$58 $1,381
Driver's Failure In Showing Documents +$128 $1,451
Driving With An Expired Registration +$136 $1,459
Driving At A Considerably Slow Pace +$287 $1,610
Using A Cellphone While Driving +$303 $1,626
Running A Red Light +$308 $1,631
Speeding +$324 $1,647
Driving A Vehicle Without The Required Permission +$411 $1,734
Driving With An Expired/Suspended License +$892 $2,215

Tuscaloosa County, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,270
Active Disabling Device $1,270
Tracking Device $1,244
Passive Disabling Device $1,230