Tybee Island Auto Insurance Rates, Quotes, Agents & Reviews in GA

Tybee Island, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Tybee Island, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Tybee Island, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Tybee Island, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Tybee Island, GA with that of other cities in and around Tybee Island.

Tybee Island Tybee Island-Wilmington Island Thunderbolt Dutch Island Wilmington Island Montgomery
Average Insurance Rates $1,996 $1,753 $1,670 $1,962 $1,730 $1,866

Tybee Island, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Tybee Island, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Tybee Island $2,006 $1,695
Tybee Island-Wilmington Island $2,167 $1,830
Wilmington Island $1,339 $1,131
Talahi Island $1,736 $1,466
Whitemarsh Island $1,722 $1,455
Dutch Island $1,913 $1,616
Montgomery $1,655 $1,398
Thunderbolt $1,740 $1,469

Tybee Island, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Tybee Island, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,477
20 Years $2,565
30 Years $1,975
40 Years $1,901
50 Years $1,760
60 Years $1,785
70 Years $2,077

Tybee Island, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Tybee Island, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,433 $559
3 Vehicles $5,150 $838
4 Vehicles $6,866 $1,118

Savings on 2 Vehicles bundle:$559

Savings on 3 Vehicles bundle:$838

Savings on 4 Vehicles bundle:$1,118


Tybee Island, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Tybee Island, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Tybee Island $1,996 $3,649
Tybee Island-Wilmington Island $1,753 $3,205
Wilmington Island $1,730 $3,163
Talahi Island $1,832 $3,349
Whitemarsh Island $1,758 $3,214
Dutch Island $1,962 $3,587
Montgomery $1,866 $3,411
Thunderbolt $1,670 $3,053

Tybee Island, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,713
Excellent (740-799) $1,955
Good (670-739) $2,080
Average (580-669) $2,713
Poor (300-579) $3,256

Tybee Island, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Lee Hill & Rowe Insurors Travelers 7031 Hodgson Memorial Dr, Savannah, 31406 None
James C Grusheski Allstate 401 Eisenhower Dr, Savannah, 31406 (912) 352-7620
Cay Insurance Services Inc Travelers 22 BARNARD ST STE 210, SAVANNAH, 31401 912-238-0098
Lynn Walker State Farm 6710 Johnny Mercer Blvd, Savannah, 31410-0400 912-897-3333
Asc & Associates Llc Travelers 1008 ASHLEY ROAD, SAVANNAH, 31410 912-897-6646
H D Stevens & Associates Inc Travelers 7391 HOGDSON MEMORIAL DRIVE STE 200, SAVANNAH, 31406 912-961-4300
Rawls Insurance Group, Llc None 802 Avenue Street Mcdonough, Savannah, 30253 None

Tybee Island, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$88 $2,084
Driver's Failure In Showing Documents +$194 $2,190
Driving With An Expired Registration +$206 $2,202
Driving At A Considerably Slow Pace +$433 $2,429
Using A Cellphone While Driving +$457 $2,453
Running A Red Light +$465 $2,461
Speeding +$489 $2,485
Driving A Vehicle Without The Required Permission +$621 $2,617
Driving With An Expired/Suspended License +$1,345 $3,341

Tybee Island, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,916
Active Disabling Device $1,916
Tracking Device $1,876
Passive Disabling Device $1,856