Umatilla County Auto Insurance Rates, Quotes, Agents & Reviews in OR

Umatilla County, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Umatilla County, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Umatilla County, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Umatilla County, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Umatilla County, OR with that of other cities in and around Umatilla County.

Umatilla County Gopher Flats Tutuilla Riverside Cayuse Mission
Average Insurance Rates $1,393 $1,427 $1,432 $1,397 $1,953 $1,407

Umatilla County, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Umatilla County, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Umatilla County $961 $812
Tutuilla $1,404 $1,186
Gopher Flats $1,589 $1,342
Mission $1,484 $1,254
Riverside $1,350 $1,141
Kirkpatrick $1,717 $1,450
Cayuse $2,012 $1,699
Umatilla Reservation $1,513 $1,278

Umatilla County, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Umatilla County, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,520
20 Years $1,790
30 Years $1,379
40 Years $1,326
50 Years $1,228
60 Years $1,245
70 Years $1,450

Umatilla County, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Umatilla County, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,452 $334
3 Vehicles $3,678 $501
4 Vehicles $4,903 $669

Savings on 2 Vehicles bundle:$334

Savings on 3 Vehicles bundle:$501

Savings on 4 Vehicles bundle:$669


Umatilla County, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Umatilla County, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Umatilla County $1,393 $2,084
Tutuilla $1,432 $2,142
Gopher Flats $1,427 $2,135
Mission $1,407 $2,105
Riverside $1,397 $2,090
Kirkpatrick $1,407 $2,105
Cayuse $1,953 $2,922
Umatilla Reservation $1,424 $2,130

Umatilla County, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,195
Excellent (740-799) $1,364
Good (670-739) $1,452
Average (580-669) $1,894
Poor (300-579) $2,272

Umatilla County, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Stan Henderer State Farm 33 SE Dorion Ave, Pendleton, 97801-2232 541-278-0880
The Simmons Agency, Inc. None 1731 Sw Court Ave, Pendleton, 97801 (541) 276-1544
Bisnett Insurance Liberty Mutual Independent 121 S Main St, Pendleton, 97801 (541) 276-1418
Nate Conklin State Farm 395 E Highland Ave, Hermiston, 97838-2608 541-567-1551
Joanna Hayden Farmers 750 W Hermiston Ave Ste 3, Hermiston, 97838 (541) 289-3276
Wheatland Insurance Center Inc Travelers 229 SW 1ST ST, PENDLETON, 97801 541-276-7441

Umatilla County, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,454
Driver's Failure In Showing Documents +$135 $1,528
Driving With An Expired Registration +$143 $1,536
Driving At A Considerably Slow Pace +$302 $1,695
Using A Cellphone While Driving +$319 $1,712
Running A Red Light +$325 $1,718
Speeding +$341 $1,734
Driving A Vehicle Without The Required Permission +$433 $1,826
Driving With An Expired/Suspended License +$939 $2,332

Umatilla County, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,337
Active Disabling Device $1,337
Tracking Device $1,309
Passive Disabling Device $1,295