Umatilla, FL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Umatilla, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Factors that can influence the cost of car insurance in Umatilla, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

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Umatilla, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Umatilla, FL with that of other cities in and around Umatilla.

	Umatilla	Pine Lakes	Astor	Lake Mack-Forest Hills	Paisley	Pittman
Average Insurance Rates	$2,107	$2,050	$2,081	$2,032	$2,056	$2,224

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Umatilla, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Umatilla, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location	Low Deductible ($500)	High Deductible ($1000)
Umatilla	$1,301	$1,099
Paisley	$1,230	$1,039
Lake Kathryn	$1,411	$1,192
Pittman	$1,330	$1,123
Altoona	$1,255	$1,060
Lake Mack-Forest Hills	$1,393	$1,176
Pine Lakes	$1,614	$1,363
Astor	$1,347	$1,138

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Umatilla, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Umatilla, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver	Insurance Cost
Teens	$6,837
20 Years	$2,707
30 Years	$2,085
40 Years	$2,006
50 Years	$1,858
60 Years	$1,884
70 Years	$2,193

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Umatilla, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Umatilla, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars	Auto Insurance Cost	Total Savings
2 Vehicles	$3,624	$590
3 Vehicles	$5,436	$885
4 Vehicles	$7,248	$1,180

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Umatilla, FL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Umatilla, FL.

Location	Average Insurance Cost	Post DUI Insurance Rate
Umatilla	$2,107	$3,298
Paisley	$2,056	$3,218
Lake Kathryn	$1,997	$3,125
Pittman	$2,224	$3,481
Altoona	$1,218	$1,906
Lake Mack-Forest Hills	$2,032	$3,180
Pine Lakes	$2,050	$3,208
Astor	$2,081	$3,257

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Umatilla, FL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score	Insurance Cost
Exceptional (800-850)	$1,808
Excellent (740-799)	$2,064
Good (670-739)	$2,196
Average (580-669)	$2,864
Poor (300-579)	$3,437

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Umatilla, FL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name	Company	Agent Address	Contact Details
Gary Sturgeon	Allstate	2955 Enterprise Rd Ste 110, Debary, 32713	(386) 668-2203
Ronald N Silverman Insurance Agency Inc	Travelers	770 DELTONA BLVD STE B, DELTONA, 32725	386-860-0001
Premier Choice Ins And Financial Services In	Travelers	9800 US 441 SUITE 107, LEESBURG, 34788	352-241-2006
Acg South Insurance Agency Llc	Travelers	1000 AAA DRIVE M/S 28, HEATHROW, 32746	800-891-4222
Assuredpartners, Inc.	None	200 Colonial Center Pkwy Ste 150 , Lake Mary, 32746	None
Olson Ins And Financial Services Of C Fl	Travelers	545 UMATILLA BLVD, UMATILLA, 32784	352-669-4547
Stahl Bowles & Associates Inc	Travelers	250 INTERNATIONAL PKW STE 128, LAKE MARY, 32746	407-833-8998
Hylant Group Inc	Liberty Mutual Independent	250 INTERNATIONAL PKWY STE 330, LAKE MARY, 32746	(407) 740-5550
Beachside Insurance	Travelers	309 MOODY BLVD SUITE 102, FLAGLER BEACH, 32136	386-439-7775

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Umatilla, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation	Cost Increase	Total Insurance Cost
Driving Without Headlights	+$93	$2,200
Driver's Failure In Showing Documents	+$204	$2,311
Driving With An Expired Registration	+$217	$2,324
Driving At A Considerably Slow Pace	+$457	$2,564
Using A Cellphone While Driving	+$483	$2,590
Running A Red Light	+$491	$2,598
Speeding	+$516	$2,623
Driving A Vehicle Without The Required Permission	+$655	$2,762
Driving With An Expired/Suspended License	+$1,420	$3,527

Umatilla, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature	Insurance Cost
Audible Alarm	$2,023
Active Disabling Device	$2,023
Tracking Device	$1,981
Passive Disabling Device	$1,960

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Latest Auto Insurance Reviews in Umatilla, FL | Back to Top