Umatilla Reservation Auto Insurance Rates, Quotes, Agents & Reviews in OR

Umatilla Reservation, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Umatilla Reservation, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Umatilla Reservation, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Umatilla Reservation, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Umatilla Reservation, OR with that of other cities in and around Umatilla Reservation.

Umatilla Reservation Cayuse Gopher Flats Tutuilla Riverside Mission
Average Insurance Rates $1,424 $1,953 $1,427 $1,432 $1,397 $1,407

Umatilla Reservation, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Umatilla Reservation, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Umatilla Reservation $1,513 $1,278
Cayuse $2,012 $1,699
Kirkpatrick $1,717 $1,450
Mission $1,484 $1,254
Tutuilla $1,404 $1,186
Adams $1,705 $1,440
Gopher Flats $1,589 $1,342
Riverside $1,350 $1,141

Umatilla Reservation, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Umatilla Reservation, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,621
20 Years $1,830
30 Years $1,409
40 Years $1,356
50 Years $1,256
60 Years $1,273
70 Years $1,482

Umatilla Reservation, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Umatilla Reservation, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,478 $370
3 Vehicles $3,717 $555
4 Vehicles $4,956 $740

Savings on 2 Vehicles bundle:$370

Savings on 3 Vehicles bundle:$555

Savings on 4 Vehicles bundle:$740


Umatilla Reservation, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Umatilla Reservation, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Umatilla Reservation $1,424 $2,130
Cayuse $1,953 $2,922
Kirkpatrick $1,407 $2,105
Mission $1,407 $2,105
Tutuilla $1,432 $2,142
Adams $1,400 $2,094
Gopher Flats $1,427 $2,135
Riverside $1,397 $2,090

Umatilla Reservation, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,222
Excellent (740-799) $1,395
Good (670-739) $1,484
Average (580-669) $1,936
Poor (300-579) $2,323

Umatilla Reservation, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Stan Henderer State Farm 33 SE Dorion Ave, Pendleton, 97801-2232 541-278-0880
The Simmons Agency, Inc. None 1731 Sw Court Ave, Pendleton, 97801 (541) 276-1544
Simmons Agcy Inc Allstate 1731 Sw Court Ave, Pendleton, 97801 (541) 276-1544
Wheatland Ins.Centerinc/Athena Liberty Mutual Independent 337 E Main St, ATHENA, 97813 (541) 566-3761
Wheatland Insurance Center Inc Travelers 337 E MAIN ST, ATHENA, 97813 541-566-3761

Umatilla Reservation, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,487
Driver's Failure In Showing Documents +$138 $1,562
Driving With An Expired Registration +$147 $1,571
Driving At A Considerably Slow Pace +$309 $1,733
Using A Cellphone While Driving +$326 $1,750
Running A Red Light +$332 $1,756
Speeding +$349 $1,773
Driving A Vehicle Without The Required Permission +$443 $1,867
Driving With An Expired/Suspended License +$960 $2,384

Umatilla Reservation, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,367
Active Disabling Device $1,367
Tracking Device $1,339
Passive Disabling Device $1,324