Unalakleet Auto Insurance Rates, Quotes, Agents & Reviews in AK

Unalakleet, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Unalakleet, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Unalakleet, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Unalakleet, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Unalakleet, AK with that of other cities in and around Unalakleet.

Average Insurance Rates $1,998

Unalakleet, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Unalakleet, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Unalakleet $1,604 $1,355

Unalakleet, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Unalakleet, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,483
20 Years $2,567
30 Years $1,977
40 Years $1,902
50 Years $1,762
60 Years $1,786
70 Years $2,079

Unalakleet, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Unalakleet, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,516 $480
3 Vehicles $5,275 $719
4 Vehicles $7,033 $959

Savings on 2 Vehicles bundle:$480

Savings on 3 Vehicles bundle:$719

Savings on 4 Vehicles bundle:$959

Unalakleet, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Unalakleet, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Unalakleet $1,998 $3,119

Unalakleet, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,714
Excellent (740-799) $1,957
Good (670-739) $2,082
Average (580-669) $2,716
Poor (300-579) $3,259

Unalakleet, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$88 $2,086
Driver's Failure In Showing Documents +$194 $2,192
Driving With An Expired Registration +$206 $2,204
Driving At A Considerably Slow Pace +$434 $2,432
Using A Cellphone While Driving +$458 $2,456
Running A Red Light +$466 $2,464
Speeding +$490 $2,488
Driving A Vehicle Without The Required Permission +$621 $2,619
Driving With An Expired/Suspended License +$1,347 $3,345

Unalakleet, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,918
Active Disabling Device $1,918
Tracking Device $1,878
Passive Disabling Device $1,858