University City, MO Auto Insurance Rates

University City, MO residents can save $410 by comparing multiple quotes & reading reviews & research on University City car insurance rates, quotes, agents & coverage.

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$670 $1020 $2210

Latest Auto Insurance Reviews in University City, Missouri


State Farm
State Farm's policies are probably very similar to other providers. They offer what I need, so I do not look any farther.
Farmer's Insurance
My family owns 2 small businesses and we get all of your insurance for the businesses as well as our personal vehicles. We highly recommend Wisco Insurance to everyone!
Allstate
They can be a little on the expensive side but they cover everything and are a premium insurance so I can't complain too much. I feel that they offer everything and more that other companies do.
Write Your Review | University City, Missouri Auto Insurance Analysis
Geico, University City, MO
$70/1 month
Car Insurance Policy Holder
  • Married 24 Years old Male licensed 5 years ago with Own Jaguar XKR used for Commute to Work or School with estimated annual mileage of 20,001+.
  • bachelors degree & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 3 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
State Farm Auto Insurance, University City, MO
$66/1 month
Car Insurance Policy Holder
  • Married 48 Years old Male licensed 20 years ago with Financed Toyota, Corolla S, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 6,001 - 7,500.
  • Bachelors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 100 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Travelers Auto Insurance, University City, MO
$795/12 months
Car Insurance Policy Holder
  • Single 76 Years old Female licensed 14 years ago with Own Honda, Pilot EX, 5 Door 2WD SUV used for Business with estimated annual mileage of 12,001 - 15,000.
  • Associate & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Safeco Insurance, University City, MO
$752/12 months
Car Insurance Policy Holder
  • Divorced 34 Years old Male licensed 8 years ago with Financed Hyundai, Sonata GLS, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 20,001+.
  • High School & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Fiesta Auto Insurance, University City, MO
$897/12 months
Car Insurance Policy Holder
  • Single 21 Years old Male licensed 6 years ago with Own Subaru, Outback 2.5I Premium, 5 Door Utility AWD used for Business with estimated annual mileage of 20,001+.
  • Vocational & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
California Casualty, University City, MO
$861/12 months
Car Insurance Policy Holder
  • Single 52 Years old Female licensed 5 years ago with Own Kia, Soul, 2WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 3,001 - 5,000.
  • PhD & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Farmers Auto Insurance, University City, MO
$1197/12 months
Car Insurance Policy Holder
  • Single 18 Years old Female licensed 2 years ago with Own Acura, RDX, 4 Door 2WD Utility used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • High School & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Hartford, University City, MO
$784/12 months
Car Insurance Policy Holder
  • Divorced 56 Years old Female licensed 30 years ago with Own Scion, xD, 5 Door Hatchback used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Doctors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 250 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

University City Car Insurance Rate Comparisons

University City, MO's average car insurance of $1020 differs from Clayton, MO (+$324), Wellston, MO (+$1110), Vinita Terrace, MO (+$1160) and Missouri (+$618)

University City Clayton, MO Wellston, MO Vinita Terrace, MO Missouri
Median Insurance Rates $1020 +$324 +$1110 +$1160 +$618

University City Car Insurance Savings By Neighborhood & Street Area

University City Driver Street Residence & Car Locations Car Details in University City University City Driver Demographics University City Auto Insurance Estimates Recent University City Insurance Savings
Other Area
Interdrive2002 Cadillac DeVille Base17 year teenager$3292$629
Clemens Ave2006 Toyota Prius Base19 year female teenager$2417$508
Interdrive St2004 Chevrolet S-10 LS72 year male senior$1019$432
Dartmouth Ave2013 Ford Fiesta S19 year male teenager$2928$892
Trinity Ave2010 Dodge Grand Caravan Hero36 year married man$1237$786
Vernon Ave2009 Volkswagen CC VR6 4Motion51 year man$1366$710
Harvard Ave2010 Hyundai Genesis Coupe 3.8L81 year female senior$1092$629
Radcliffe Ave2010 Chrysler 300 C HEMI42 year married woman$889$826
Center Ave2013 Nissan Rogue SV77 year senior$1088$469
Leland Ave2011 Mazda CX-9 Grand Touring23 year woman$927$848

University City Post DUI Car Insurance Rates

University City Olivette Richmond Heights Hanley Hills Missouri
Median Post DUI Insurance Rate $1897 +$632 +$753 +$2213 +$1149
Male Teenager Post DUI Insurance Rate $5786 +$1929 +$2297 +$6750 +$3504
Female Teenager Post DUI Insurance Rate $4761 +$1587 +$1890 +$5556 +$2885

The Post DUI insurance in University City, MO's is $1897 compared to Olivette (+$632), Richmond Heights (+$753), Hanley Hills (+$2213) and Missouri (+$1149)

In University City, a male teenager with Post DUI pays $1025 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2004 Chevrolet S-10 LS in University City, MO would pay $5507 on auto insurance while a female teenager POST DUI would pay $4532.

University City Car Insurance by Segment

University City Teenagers Car Insurance Rates Comparison

1520 University City Teenagers (4% of total population), 35% Male & 65% Female.

University City Hanley Hills Glen Echo Park Vinita Terrace Missouri
All Teenagers $2815 +$3284 +$2981 +$3201 +$1705
Male Teenager $3111 +$3629 +$3294 +$3538 +$1884
Female Teenager $2560 +$2987 +$2711 +$2911 +$1551

University City teenagers pay $2815 in insurance in contrast with Hanley Hills (+$3284), Glen Echo Park (+$2981), Vinita Terrace (+$3201) and Missouri (+$1705). The difference between Male & Female teenagers in University City is $551

Example

  • 2011 Buick LaCrosse CXS Male Teenager Insurance Rate $3071
  • 2010 Lincoln MKT Base Female Teenager Insurance Rate $2718

University City Men & Women Car Insurance

35397 University City Adults (100% of total population), 47% Men & 53% Women.

University City Bel-Nor Charlack Overland Missouri
All Women $948 +$456 +$1135 +$369 +$575
Married Women $867 +$416 +$1037 +$337 +$525
All Men $1428 +$686 +$1708 +$555 +$865
Married Men $1254 +$603 +$1501 +$488 +$760

The typical insurance rate of $1428 that University City Men pay varies from Bel-Nor (+$686), Charlack (+$1708), Overland (+$555) and Missouri (+$865). In University City, married men pay $387 more than married women.

Example

  • 2010 Lexus ES 350 Married Men Insurance Rate $1190
  • 2011 BMW 5 Series 528i Married Women Insurance Rate $1564

University City Senior Car Insurance

8008 University City Seniors (22% of total population), 40% Senior Men & 60% Senior Women.

University City Beverly Hills Hadley Clayton Missouri
All Seniors $1111 +$1319 +$1352 +$353 +$674
Senior Men $1071 +$1270 +$1302 +$340 +$648
Senior Women $1152 +$1367 +$1401 +$366 +$698

University City seniors pay $1111 in insurance compared to Beverly Hills (+$1319), Hadley (+$1352), Clayton (+$353) and Missouri (+$674). In University City, senior men pay $81 less than senior women.

University City Car Insurance Discounts for Multiple Vehicles

University City Population with 1 Vehicle 6689 (42% of University City population), 2 Vehicles 5531 (35% of the University City population) and 3 vehicles 1387 (9% of the population)

University City Brentwood Olivette Uplands Park Missouri
2 Vehicles $1938 +$597 +$646 +$2318 +$1175
3 Vehicles $2958 +$911 +$986 +$3538 +$1793
4 Vehicles $3978 +$1225 +$1326 +$4758 +$2411

University City Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Porsche, Panamera S $1500 $1020 $1520 $940 $2440 $-920
Ford, Expedition King Ranch $100 $1010 $1110 $970 $1070 $40
BMW, 740I $500 $1060 $1560 $970 $1470 $90
Acura, TL SH Advance $400 $1060 $1460 $980 $1380 $80
Ford, Expedition Limited EL $700 $1060 $1560 $990 $1690 $-130