University Park Auto Insurance Rates, Quotes, Agents & Reviews in MD

University Park, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in University Park, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in University Park, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


University Park, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in University Park, MD with that of other cities in and around University Park.

University Park Edmonston Hyattsville Chillum North Brentwood College Park
Average Insurance Rates $1,460 $1,349 $1,384 $1,365 $1,367 $1,383

University Park, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around University Park, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
University Park $1,824 $1,541
Hyattsville $1,009 $853
Riverdale Park $1,149 $971
Edmonston $1,474 $1,245
College Park $1,375 $1,161
Chillum $1,782 $1,505
North Brentwood $1,427 $1,205
East Riverdale $972 $821

University Park, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in University Park, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,737
20 Years $1,876
30 Years $1,445
40 Years $1,390
50 Years $1,287
60 Years $1,305
70 Years $1,519

University Park, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in University Park, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,511 $409
3 Vehicles $3,767 $613
4 Vehicles $5,022 $818

Savings on 2 Vehicles bundle:$409

Savings on 3 Vehicles bundle:$613

Savings on 4 Vehicles bundle:$818


University Park, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around University Park, MD.

Location Average Insurance Cost Post DUI Insurance Rate
University Park $1,460 $2,328
Hyattsville $1,384 $2,207
Riverdale Park $1,368 $2,181
Edmonston $1,349 $2,151
College Park $1,383 $2,205
Chillum $1,365 $2,176
North Brentwood $1,367 $2,179
East Riverdale $1,351 $2,154

University Park, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,253
Excellent (740-799) $1,430
Good (670-739) $1,521
Average (580-669) $1,985
Poor (300-579) $2,381

University Park, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,524
Driver's Failure In Showing Documents +$142 $1,602
Driving With An Expired Registration +$150 $1,610
Driving At A Considerably Slow Pace +$317 $1,777
Using A Cellphone While Driving +$334 $1,794
Running A Red Light +$340 $1,800
Speeding +$358 $1,818
Driving A Vehicle Without The Required Permission +$454 $1,914
Driving With An Expired/Suspended License +$984 $2,444

University Park, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,402
Active Disabling Device $1,402
Tracking Device $1,372
Passive Disabling Device $1,358