Upper Falls Auto Insurance Rates, Quotes, Agents & Reviews in WV

Upper Falls, WV Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Upper Falls, WV, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Upper Falls, WV are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Upper Falls, WV Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Upper Falls, WV with that of other cities in and around Upper Falls.

Upper Falls Alum Creek St. Albans Curry Teays Nitro
Average Insurance Rates $1,407 $1,472 $1,425 $1,443 $1,576 $1,412

Upper Falls, WV Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Upper Falls, WV based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Upper Falls $1,449 $1,224
St. Albans $1,415 $1,195
Alum Creek $1,444 $1,220
Nitro $1,240 $1,047
Curry $2,005 $1,694
Duval $2,206 $1,864
Washington $2,039 $1,723
Teays $1,196 $1,010

Upper Falls, WV Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Upper Falls, WV usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,565
20 Years $1,808
30 Years $1,392
40 Years $1,340
50 Years $1,241
60 Years $1,258
70 Years $1,464

Upper Falls, WV Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Upper Falls, WV can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,392 $422
3 Vehicles $3,588 $633
4 Vehicles $4,784 $844

Savings on 2 Vehicles bundle:$422

Savings on 3 Vehicles bundle:$633

Savings on 4 Vehicles bundle:$844


Upper Falls, WV Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Upper Falls, WV.

Location Average Insurance Cost Post DUI Insurance Rate
Upper Falls $1,407 $2,250
St. Albans $1,425 $2,279
Alum Creek $1,472 $2,354
Nitro $1,412 $2,258
Curry $1,443 $2,307
Duval $2,142 $3,425
Washington $1,980 $3,166
Teays $1,576 $2,520

Upper Falls, WV Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,207
Excellent (740-799) $1,378
Good (670-739) $1,466
Average (580-669) $1,913
Poor (300-579) $2,295

Upper Falls, WV Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Worldwide Ins Network Inc Liberty Mutual Independent 100 TOWER DR, GREENVILLE, 29607 (866) 221-6444
Travis Foster Allstate 127 Goff Mountain Rd, Cross Lanes, 25313 (304) 776-7788
Tresa L. Davis-Weir Allstate 4848 Maccorkle Ave SW, South Charleston, 25309 (304) 768-4848
Bill Mangus State Farm 801 Dunbar Ave, Dunbar, 25064-3218 304-766-7166
Tom Moore State Farm 3745 Teays Valley Rd, Hurricane, 25526-9705 304-757-7711
Theresa Lynn Perre Agency Nationwide 3791 Teays Valley Rd, Hurricane, 25526 (304) 757-9337
Brandon Huffman State Farm 5506 Big Tyler Rd, Cross Lanes, 25313-1304 304-776-8000
Mark Shannon Dean Lutcf Nationwide 3604 36th St, Nitro, 25143-1637 (304) 755-0288
Lerose Insurance Agency Liberty Mutual Independent 701 6TH AVE, SAINT ALBANS, 25177 (304) 722-5512
Roger D. Call Lutcf Nationwide 5185 Rte 60 Suite 20, Huntington, 25705-3250 (304) 733-3788

Upper Falls, WV Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,469
Driver's Failure In Showing Documents +$136 $1,543
Driving With An Expired Registration +$145 $1,552
Driving At A Considerably Slow Pace +$305 $1,712
Using A Cellphone While Driving +$322 $1,729
Running A Red Light +$328 $1,735
Speeding +$345 $1,752
Driving A Vehicle Without The Required Permission +$438 $1,845
Driving With An Expired/Suspended License +$948 $2,355

Upper Falls, WV Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,351
Active Disabling Device $1,351
Tracking Device $1,323
Passive Disabling Device $1,309