Upper Gwynedd Auto Insurance Rates, Quotes, Agents & Reviews in PA

Upper Gwynedd, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Upper Gwynedd, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Upper Gwynedd, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Upper Gwynedd, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Upper Gwynedd, PA with that of other cities in and around Upper Gwynedd.

Upper Gwynedd Kulpsville Lower Gwynedd Lansdale North Wales Whitpain
Average Insurance Rates $1,580 $1,496 $1,702 $1,488 $1,493 $1,662

Upper Gwynedd, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Upper Gwynedd, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Upper Gwynedd $1,463 $1,235
North Wales $1,538 $1,299
Lansdale $1,470 $1,241
Lower Gwynedd $1,397 $1,180
Worcester $1,651 $1,395
Whitpain $1,896 $1,602
Towamencin $1,228 $1,037
Kulpsville $1,477 $1,248

Upper Gwynedd, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Upper Gwynedd, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,127
20 Years $2,030
30 Years $1,564
40 Years $1,504
50 Years $1,393
60 Years $1,413
70 Years $1,644

Upper Gwynedd, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Upper Gwynedd, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,718 $442
3 Vehicles $4,076 $664
4 Vehicles $5,435 $885

Savings on 2 Vehicles bundle:$442

Savings on 3 Vehicles bundle:$664

Savings on 4 Vehicles bundle:$885


Upper Gwynedd, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Upper Gwynedd, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Upper Gwynedd $1,580 $2,487
North Wales $1,493 $2,350
Lansdale $1,488 $2,342
Lower Gwynedd $1,702 $2,679
Worcester $1,673 $2,634
Whitpain $1,662 $2,616
Towamencin $1,558 $2,452
Kulpsville $1,496 $2,355

Upper Gwynedd, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,356
Excellent (740-799) $1,547
Good (670-739) $1,646
Average (580-669) $2,148
Poor (300-579) $2,577

Upper Gwynedd, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Miller Insurance Associates Travelers 550 NORRISTOWN RD, SPRING HOUSE, 19477 215-646-0550
Turley Insurance Agency Inc Travelers 123 W FOURTH ST, BRIDGEPORT, 19405 610-272-0495
Rich Bowren State Farm 1 Mele Ave., Colmar, 18915 610-275-6080
Options Insurance Group Liberty Mutual Independent 305 CAMP HILL RD, FORT WASHINGTON, 19034 215-550-9800
Tri County Assurance Service Inc Travelers 284 Horsham Ave Horsham, Horsham Township, 19044 None
Stephen Bonsall Farmers 106 E Beidler Rd, King Of Prussia, 19406 (484) 483-4952
Gannon Insurance Agency Inc Erie 2704 STREET RD, BENSALEM, 19020 215-891-9990
Lori Pellegrini Henry State Farm 460 Germantown Pike, Lafayette Hl, 19444-1805 610-825-2300
Lori Pellegrini Henry State Farm 460 Germantown Pike, Lafayette Hl, 19444-1805 610-825-2300
United Asian Agency Inc Travelers 618 SHOEMAKER ROAD, KING OF PRUSSIA, 19406 610-265-3833
Assured Services Insurance Agency Inc Travelers 874 WELSH RD, MAPLE GLEN, 19002 215-646-3000

Upper Gwynedd, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$70 $1,650
Driver's Failure In Showing Documents +$153 $1,733
Driving With An Expired Registration +$163 $1,743
Driving At A Considerably Slow Pace +$343 $1,923
Using A Cellphone While Driving +$362 $1,942
Running A Red Light +$368 $1,948
Speeding +$387 $1,967
Driving A Vehicle Without The Required Permission +$491 $2,071
Driving With An Expired/Suspended License +$1,065 $2,645

Upper Gwynedd, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,517
Active Disabling Device $1,517
Tracking Device $1,485
Passive Disabling Device $1,469

Latest Auto Insurance Reviews in Upper Gwynedd, PA | Back to Top

Allstate
They policies they offer are exactly what I need. I could not have asked for a better car insurance company.
Allstate
They policies they offer are exactly what I need. I could not have asked for a better car insurance company.