Upper Marlboro Auto Insurance Rates, Quotes, Agents & Reviews in MD

Upper Marlboro, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Upper Marlboro, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Upper Marlboro, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Upper Marlboro, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Upper Marlboro, MD with that of other cities in and around Upper Marlboro.

Upper Marlboro Melwood Marlton Brock Hall Marlboro Village Marlboro Meadows
Average Insurance Rates $1,346 $1,362 $1,375 $1,431 $1,365 $1,369

Upper Marlboro, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Upper Marlboro, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Upper Marlboro $1,700 $1,436
Marlboro Village $1,847 $1,560
Queenland $1,965 $1,660
Marlboro Meadows $992 $838
Brock Hall $1,932 $1,632
Westphalia $1,340 $1,132
Marlton $1,085 $916
Melwood $1,202 $1,015

Upper Marlboro, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Upper Marlboro, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,368
20 Years $1,729
30 Years $1,332
40 Years $1,282
50 Years $1,187
60 Years $1,203
70 Years $1,401

Upper Marlboro, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Upper Marlboro, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,369 $323
3 Vehicles $3,553 $485
4 Vehicles $4,738 $646

Savings on 2 Vehicles bundle:$323

Savings on 3 Vehicles bundle:$485

Savings on 4 Vehicles bundle:$646


Upper Marlboro, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Upper Marlboro, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Upper Marlboro $1,346 $2,146
Marlboro Village $1,365 $2,176
Queenland $1,908 $3,042
Marlboro Meadows $1,369 $2,183
Brock Hall $1,431 $2,282
Westphalia $1,405 $2,240
Marlton $1,375 $2,192
Melwood $1,362 $2,172

Upper Marlboro, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,155
Excellent (740-799) $1,318
Good (670-739) $1,403
Average (580-669) $1,830
Poor (300-579) $2,195

Upper Marlboro, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Marisa Alonso Allstate 1717 Elton Rd Ste 207, Silver Spring, 20903 (301) 431-1501
Ron Blount State Farm 4361 Northview Dr, Bowie, 20716-2603 301-352-3030
Michael Saksa State Farm 4201 Mitchellville Rd Ste 203, Bowie, 20716-3162 301-805-4900
Joseph Gutridge Allstate 9105 Central Ave, Capitol Heights, 20743 (301) 324-0300
Ed Paton State Farm 8222 Schultz Rd Ste 205, Clinton, 20735-2608 301-868-5151
Tony Faw Allstate 4369 Northview Dr, Bowie, 20716 (301) 464-1900
Steve Moskowitz Allstate 1323 N Calvert St, Baltimore, 21202 (410) 665-3602
Loretta Johnson State Farm 1406 York Rd Ste 100, Lutherville, 21093-6049 410-832-1980
Jesse Williams State Farm 7610 Pennsylvania Avenue, Forestville, 20747-4701 301-736-1611
Scott Blackway Farmers 600 Red Brook Blvd Ste 200, Owings Mills, 21117 (410) 559-5724
Lentz Insurance Agency Inc. Erie 1901 York Road, Timonium, 21093 None

Upper Marlboro, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$59 $1,405
Driver's Failure In Showing Documents +$131 $1,477
Driving With An Expired Registration +$139 $1,485
Driving At A Considerably Slow Pace +$292 $1,638
Using A Cellphone While Driving +$308 $1,654
Running A Red Light +$314 $1,660
Speeding +$330 $1,676
Driving A Vehicle Without The Required Permission +$419 $1,765
Driving With An Expired/Suspended License +$907 $2,253

Upper Marlboro, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,292
Active Disabling Device $1,292
Tracking Device $1,265
Passive Disabling Device $1,252