Upper Saucon Auto Insurance Rates, Quotes, Agents & Reviews in PA

Upper Saucon, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Upper Saucon, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Upper Saucon, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Upper Saucon, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Upper Saucon, PA with that of other cities in and around Upper Saucon.

Upper Saucon Salisbury Emmaus DeSales University Coopersburg Hellertown
Average Insurance Rates $1,545 $1,473 $1,439 $1,890 $1,472 $1,448

Upper Saucon, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Upper Saucon, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Upper Saucon $1,413 $1,194
DeSales University $1,947 $1,644
Coopersburg $1,589 $1,342
Salisbury $1,054 $890
Fountain Hill $1,226 $1,035
Hellertown $1,740 $1,469
Emmaus $1,028 $868
Allentown $1,099 $928

Upper Saucon, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Upper Saucon, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,013
20 Years $1,985
30 Years $1,529
40 Years $1,471
50 Years $1,362
60 Years $1,381
70 Years $1,608

Upper Saucon, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Upper Saucon, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,719 $371
3 Vehicles $4,079 $556
4 Vehicles $5,438 $742

Savings on 2 Vehicles bundle:$371

Savings on 3 Vehicles bundle:$556

Savings on 4 Vehicles bundle:$742


Upper Saucon, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Upper Saucon, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Upper Saucon $1,545 $2,432
DeSales University $1,890 $2,975
Coopersburg $1,472 $2,317
Salisbury $1,473 $2,319
Fountain Hill $1,408 $2,216
Hellertown $1,448 $2,279
Emmaus $1,439 $2,265
Allentown $1,340 $2,109

Upper Saucon, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,326
Excellent (740-799) $1,513
Good (670-739) $1,610
Average (580-669) $2,100
Poor (300-579) $2,520

Upper Saucon, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
R&R Insurance Group Llc Travelers 138 FRONT ST, QUAKERTOWN, 18951 215-310-9324
Raynock & Associates Llc Travelers 3261 ROUTE 100 STE 230, MACUNGIE, 18062 610-966-8500
Thom Depagnier Allstate 641-6 S West End Blvd, Quakertown, 18951 (215) 536-9697
Weaver Insurance Corp Liberty Mutual Independent 2015 HAMILTON ST STE 105, ALLENTOWN, 18104 (610) 289-0800
Brandon Starkey Farmers 310 Broad St Ste F, Harleysville, 19438 (267) 933-5918
Aaron L Landis Clu Chfc Nationwide 570 S West End Blvd, Quakertown, 18951 (215) 536-5111
Joseph D Boyle Agency Nationwide 222 W Lancaster Ave, Ardmore, 19003-1215 (610) 642-2707
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Montgomery Insurance Services Travelers 330 West State St, Media, 19063 (484) 443-2188
James J Luning Insurance Agency Inc Nationwide 2759 Orthodox St., Philadelphia, 19137-1640 (215) 663-5634
Joel David Teets Agency Nationwide 236 W Baltimore Pike, Clifton Heights, 19018-2101 (610) 623-0800

Upper Saucon, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$68 $1,613
Driver's Failure In Showing Documents +$150 $1,695
Driving With An Expired Registration +$159 $1,704
Driving At A Considerably Slow Pace +$335 $1,880
Using A Cellphone While Driving +$354 $1,899
Running A Red Light +$360 $1,905
Speeding +$379 $1,924
Driving A Vehicle Without The Required Permission +$480 $2,025
Driving With An Expired/Suspended License +$1,041 $2,586

Upper Saucon, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,483
Active Disabling Device $1,483
Tracking Device $1,452
Passive Disabling Device $1,437