Uvalda Auto Insurance Rates, Quotes, Agents & Reviews in GA

Uvalda, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Uvalda, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Uvalda, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Uvalda, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Uvalda, GA with that of other cities in and around Uvalda.

Uvalda Montgomery County Mount Vernon Mount Vernon-Ailey Cedar Crossing Alston
Average Insurance Rates $1,570 $1,562 $1,552 $1,557 $1,577 $1,573

Uvalda, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Uvalda, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Uvalda $1,476 $1,247
Alston $1,074 $907
Montgomery County $1,441 $1,217
Mount Vernon-Ailey $2,058 $1,738
Glenwood $1,420 $1,200
Ailey $1,304 $1,101
Mount Vernon $1,890 $1,596
Cedar Crossing $1,922 $1,623

Uvalda, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Uvalda, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,094
20 Years $2,017
30 Years $1,554
40 Years $1,495
50 Years $1,384
60 Years $1,404
70 Years $1,634

Uvalda, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Uvalda, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,669 $471
3 Vehicles $4,004 $707
4 Vehicles $5,338 $942

Savings on 2 Vehicles bundle:$471

Savings on 3 Vehicles bundle:$707

Savings on 4 Vehicles bundle:$942

Uvalda, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Uvalda, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Uvalda $1,570 $2,870
Alston $1,573 $2,876
Montgomery County $1,562 $2,856
Mount Vernon-Ailey $1,557 $2,846
Glenwood $1,531 $2,799
Ailey $1,569 $2,868
Mount Vernon $1,552 $2,837
Cedar Crossing $1,577 $2,883

Uvalda, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,347
Excellent (740-799) $1,538
Good (670-739) $1,636
Average (580-669) $2,134
Poor (300-579) $2,561

Uvalda, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Zorn & Son Insurance Agency Liberty Mutual Independent 603 W FIRST STREET, VIDALIA, 30474 (912) 537-7951
Mt Vernon Insurance Agncy Travelers PO BOX 216, MOUNT VERNON, 30445 912-583-2204
Dixie Oneal Agency Inc Allstate 405 W 1st St, Vidalia, 30474 (912) 537-7555
Georgia Farm Bureau Brokerage Inc Travelers 255 S RAILROAD AVE, MT VERNON, 30445 912-583-4426
Mt Vernon Ins Agy Allstate 303 W Spg PO Box 216, Mount Vernon, 30445 (912) 583-2204
James Barry Walker Nationwide 1009 Bellevue Ave, Dublin, 31021 (478) 272-6010

Uvalda, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$69 $1,639
Driver's Failure In Showing Documents +$152 $1,722
Driving With An Expired Registration +$162 $1,732
Driving At A Considerably Slow Pace +$341 $1,911
Using A Cellphone While Driving +$360 $1,930
Running A Red Light +$366 $1,936
Speeding +$385 $1,955
Driving A Vehicle Without The Required Permission +$488 $2,058
Driving With An Expired/Suspended License +$1,058 $2,628

Uvalda, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,507
Active Disabling Device $1,507
Tracking Device $1,476
Passive Disabling Device $1,460