Cordova Auto Insurance Rates, Quotes, Agents & Reviews in AK

Cordova, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Cordova, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Cordova, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Cordova, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Cordova, AK with that of other cities in and around Cordova.

Valdez-Cordova Census Tonsina Kenny Lake
Average Insurance Rates $1,171 $1,670 $2,037

Cordova, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Cordova, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Valdez-Cordova Census $1,487 $1,256
Tonsina $1,720 $1,453
Kenny Lake $2,098 $1,772

Cordova, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Cordova, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,800
20 Years $1,505
30 Years $1,159
40 Years $1,115
50 Years $1,033
60 Years $1,047
70 Years $1,219

Cordova, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Cordova, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,991 $351
3 Vehicles $2,986 $527
4 Vehicles $3,981 $703

Savings on 2 Vehicles bundle:$351

Savings on 3 Vehicles bundle:$527

Savings on 4 Vehicles bundle:$703


Cordova, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Cordova, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Valdez-Cordova Census $1,171 $1,828
Tonsina $1,670 $2,607
Kenny Lake $2,037 $3,180

Cordova, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,005
Excellent (740-799) $1,147
Good (670-739) $1,220
Average (580-669) $1,592
Poor (300-579) $1,910

Cordova, AK Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Valdez-Copper Basin Allstate 200 Harbor Court, Valdez, 99686 (907) 835-4757
Valdez-Copper Basin Allstate 200 Harbor Court, Valdez, 99686 (907) 835-4757

Cordova, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$52 $1,223
Driver's Failure In Showing Documents +$114 $1,285
Driving With An Expired Registration +$121 $1,292
Driving At A Considerably Slow Pace +$254 $1,425
Using A Cellphone While Driving +$268 $1,439
Running A Red Light +$273 $1,444
Speeding +$287 $1,458
Driving A Vehicle Without The Required Permission +$364 $1,535
Driving With An Expired/Suspended License +$789 $1,960

Cordova, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,124
Active Disabling Device $1,124
Tracking Device $1,101
Passive Disabling Device $1,089