Valley Brook Auto Insurance Rates, Quotes, Agents & Reviews in OK

Valley Brook, OK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Valley Brook, OK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Valley Brook, OK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Valley Brook, OK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Valley Brook, OK with that of other cities in and around Valley Brook.

Valley Brook Midwest City Oklahoma City Moore Forest Park Del City
Average Insurance Rates $1,483 $1,563 $1,618 $1,600 $1,688 $1,533

Valley Brook, OK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Valley Brook, OK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Valley Brook $1,197 $1,011
Smith Village $1,415 $1,195
Del City $1,473 $1,244
Oklahoma City $2,529 $2,136
Moore $1,421 $1,201
North Cleveland $2,435 $2,057
Midwest City $1,578 $1,333
Forest Park $1,711 $1,445

Valley Brook, OK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Valley Brook, OK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,812
20 Years $1,905
30 Years $1,468
40 Years $1,412
50 Years $1,308
60 Years $1,326
70 Years $1,543

Valley Brook, OK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Valley Brook, OK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,610 $356
3 Vehicles $3,915 $534
4 Vehicles $5,220 $712

Savings on 2 Vehicles bundle:$356

Savings on 3 Vehicles bundle:$534

Savings on 4 Vehicles bundle:$712


Valley Brook, OK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Valley Brook, OK.

Location Average Insurance Cost Post DUI Insurance Rate
Valley Brook $1,483 $2,316
Smith Village $1,521 $2,375
Del City $1,533 $2,394
Oklahoma City $1,618 $2,527
Moore $1,600 $2,499
North Cleveland $1,624 $2,536
Midwest City $1,563 $2,441
Forest Park $1,688 $2,636

Valley Brook, OK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,272
Excellent (740-799) $1,452
Good (670-739) $1,545
Average (580-669) $2,016
Poor (300-579) $2,419

Valley Brook, OK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$65 $1,548
Driver's Failure In Showing Documents +$144 $1,627
Driving With An Expired Registration +$153 $1,636
Driving At A Considerably Slow Pace +$322 $1,805
Using A Cellphone While Driving +$340 $1,823
Running A Red Light +$346 $1,829
Speeding +$363 $1,846
Driving A Vehicle Without The Required Permission +$461 $1,944
Driving With An Expired/Suspended License +$1,000 $2,483

Valley Brook, OK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,424
Active Disabling Device $1,424
Tracking Device $1,394
Passive Disabling Device $1,379