Valrico, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Valrico, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Valrico, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Valrico, FL Auto Insurance Rates
- Valrico, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Valrico, FL
- Multi Vehicle Insurance Savings in Valrico, FL
- How Credit Score Affects Car Insurance Rates in Valrico, FL
- How DUI Affects Auto Insurance Premiums in Valrico, FL
- Top Auto Insurance Agents Near Valrico, FL
- How Driving Violations Affect Auto Insurance Rates in Valrico, FL
- Valrico, FL Auto Insurance Discounts on Anti Theft Feature
- Valrico, FL Auto Insurance Company Reviews
Valrico, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Valrico, FL with that of other cities in and around Valrico.
| Valrico | Hillsborough County | Seffner | Dover | Mango | Fish Hawk | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,113 | $1,439 | $2,140 | $2,070 | $2,076 | $2,344 |
Valrico, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Valrico, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Valrico | $1,233 | $1,041 |
| Brandon | $1,384 | $1,169 |
| Bloomingdale | $1,453 | $1,228 |
| Dover | $1,491 | $1,260 |
| Fish Hawk | $1,433 | $1,210 |
| Seffner | $1,359 | $1,148 |
| Mango | $1,063 | $898 |
| Hillsborough County | $1,536 | $1,297 |
Valrico, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Valrico, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,611 |
| 20 Years | $1,430 |
| 30 Years | $1,101 |
| 40 Years | $1,060 |
| 50 Years | $981 |
| 60 Years | $995 |
| 70 Years | $1,158 |
Valrico, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Valrico, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,959 | $267 |
| 3 Vehicles | $2,938 | $401 |
| 4 Vehicles | $3,918 | $534 |
Savings on 2 Vehicles bundle:$267
Savings on 3 Vehicles bundle:$401
Savings on 4 Vehicles bundle:$534
Valrico, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Valrico, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Valrico | $1,113 | $1,742 |
| Brandon | $2,153 | $3,370 |
| Bloomingdale | $2,207 | $3,454 |
| Dover | $2,070 | $3,240 |
| Fish Hawk | $2,344 | $3,668 |
| Seffner | $2,140 | $3,349 |
| Mango | $2,076 | $3,249 |
| Hillsborough County | $1,439 | $2,252 |
Valrico, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $955 |
| Excellent (740-799) | $1,090 |
| Good (670-739) | $1,160 |
| Average (580-669) | $1,513 |
| Poor (300-579) | $1,815 |
Valrico, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Magruder Agency Inc | Travelers | 655 WEST LUMSDEN RD, BRANDON, 33511 | 813-654-3100 |
| L&M Insurance Group Inc | Travelers | 10013 WATER WORKS LANE, RIVERVIEW, 33578 | 813-672-4100 |
| Poppell Insurance Inc | Liberty Mutual Independent | 503 W MLK BLVD, PLANT CITY, 33563 | (813) 752-4155 |
| Bruners Insurance Agency Of Plant City | Travelers | 1803-A JAMES L REDMAN PKWY, PLANT CITY, 33563 | 813-754-2205 |
| Credit Union Insurance Services | None | 711 S Dale Mabry Hwy, Tampa, 33609 | None |
| First Florida Insurance Agency, Inc. | None | 1605 S Alexander St Ste 101 , Plant City, 33563 | None |
| Focus Insurance Group | Travelers | 1503 S Us Highway 301 Ste 11 Tampa, Brandon, 33619 | None |
| World Risk Management | None | 100 S Ashley Dr Ste 250, Tampa, 33602 | None |
| Artisan Insurance Group, Inc. | None | 1102 Lithia Pinecrest Rd, Brandon, 33511 | None |
| Roy James Insurance & Financial Services | Travelers | 4100 CENTRAL AVE, ST PETERSBURG, 33711 | 727-327-4137 |
Valrico, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$49 | $1,162 |
| Driver's Failure In Showing Documents | +$108 | $1,221 |
| Driving With An Expired Registration | +$115 | $1,228 |
| Driving At A Considerably Slow Pace | +$242 | $1,355 |
| Using A Cellphone While Driving | +$255 | $1,368 |
| Running A Red Light | +$259 | $1,372 |
| Speeding | +$273 | $1,386 |
| Driving A Vehicle Without The Required Permission | +$346 | $1,459 |
| Driving With An Expired/Suspended License | +$750 | $1,863 |
Valrico, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,068 |
| Active Disabling Device | $1,068 |
| Tracking Device | $1,046 |
| Passive Disabling Device | $1,035 |
Latest Auto Insurance Reviews in Valrico, FL | Back to Top
Geicowhen it comes to their customer service. Although I haven't had to deal much with their customer service department, each time I have, they were always professional, polite, prompt.
UsaaI have been with USAA for car insurance for many years and I am 100% satisfied with all they do. Customer service is always excellent.
Farm BureauI would say that Farm Burue's car insurance I would rate them a 5 with their customer service. They seem to have very good customer service and I am very happy with that company as well.
AllstateI have been with Allstate Ins for 11 years and overall experience with them has been great.They have my Home, renters and Auto policy.The policy offerings is better than other ins companies
GeicoThe one time I needed to meet with an agent it was a bit of a hassle, they seemed understaffed but they were more than happy to have me take photos of the damage and send over a statement so that was nice of them.
UsaaI like that USAA makes you feel like you are part of them. I do not believe that they are a publicly traded company at Wall Street, so perhaps it is this that enables them to elevated the customer experience and even deliver a yearly dividend deposited in my USAA checking account!