Vancouver Auto Insurance Rates, Quotes, Agents & Reviews in WA

Vancouver, WA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Vancouver, WA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Top 5 Car Insurance Companies in Vancouver, WA, by Market Share

The average cost of auto insurance in Vancouver, WA, is $1,150. This is much lower than the cost of auto insurance in neighboring places such as Five Corners, Barberton, Hazel Dell, Walnut Grove, and Lake Shore. Numerous factors affect the cost of auto insurance in Vancouver, including the make and model of the vehicle to the rate of deductible and even the neighborhood one lives in.

By analyzing the market share data gathered for Washington, Zimlon lists the top 5 car insurance companies (based on market share) in Vancouver, Washington.

car_insurance_companies_in_vancouver_waSTATE FARM:

State Farm, with a market share of 16.05%, is first on this list. It has 883,758 direct premiums written, and 883,527 direct premiums earned. State Farm maintains its quality, with an immensely customer-friendly online portal. The company has an A.M. Best rating of A++ and a J.D. Power score of 820/1000.


GEICO is second in Vancouver, WA, with a market share of 11.57%. It has a massive 637,543 direct premiums written, and 626,295 direct premiums earned. GEICO continues to bring innovations into the field of insurance, the latest being its virtual assistant, KATE. GEICO has an A.M. Best rating of A++ and a J.D. Power score of 813/1000 in the Northwest region. 


Liberty Mutual has a market share of 10.43%. The company is the third-largest property and casualty insurer in the country, as well. It has 574,536 direct premiums written, and 561,299 direct premiums earned. The company has an A.M. Best Rating of A and a J.D. Power score of 792/1000.


Progressive has a market share of 9.74% in Vancouver, WA. It has 536,468 direct premiums written, and 510,058  direct premiums earned. Progressive finds its way into the Forbes list of “Best Employers for New Grads 2019”. The company has an A.M. Best rating of A+ and a J.D. Power score of 797/1000. 


Allstate rounds up the list of the top 5 car insurance companies, with a market share of 9.22%. The company has 507,733 direct premiums written, and 501,838 direct premiums earned. Allstate also has an A+ A.M. Best Rating and a J.D. Power score of 816/1000. 

It is interesting to note that PEMCO Insurance, which has the best J.D. Power score of 850/1000 in the Northwest region, has a market share of only 5.37%.

Factors that can influence the cost of car insurance in Vancouver, WA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Vancouver, WA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Vancouver, WA with that of other cities in and around Vancouver.

Vancouver Five Corners Barberton Hazel Dell Walnut Grove Lake Shore
Average Insurance Rates $1,150 $1,574 $1,283 $1,576 $1,571 $1,363

Vancouver, WA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Vancouver, WA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Vancouver $1,269 $1,072
Hazel Dell $3,037 $2,566
Walnut Grove $1,058 $893
Minnehaha $1,385 $1,170
Lake Shore $1,206 $1,019
Salmon Creek $1,646 $1,390
Barberton $1,517 $1,282
Five Corners $2,240 $1,892

Vancouver, WA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Vancouver, WA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,732
20 Years $1,478
30 Years $1,138
40 Years $1,095
50 Years $1,014
60 Years $1,028
70 Years $1,197

Vancouver, WA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Vancouver, WA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,978 $322
3 Vehicles $2,967 $483
4 Vehicles $3,956 $644

Savings on 2 Vehicles bundle:$322

Savings on 3 Vehicles bundle:$483

Savings on 4 Vehicles bundle:$644

Vancouver, WA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Vancouver, WA.

Location Average Insurance Cost Post DUI Insurance Rate
Vancouver $1,150 $1,846
Hazel Dell $1,576 $2,530
Walnut Grove $1,571 $2,522
Minnehaha $1,579 $2,534
Lake Shore $1,363 $2,188
Salmon Creek $1,368 $2,196
Barberton $1,283 $2,059
Five Corners $1,574 $2,526

Vancouver, WA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $987
Excellent (740-799) $1,126
Good (670-739) $1,198
Average (580-669) $1,563
Poor (300-579) $1,876

Vancouver, WA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Biggs Insurance Services Travelers 916 MAIN ST, VANCOUVER, 98666 360-695-3301
Davidson & Associates Insurance Agency Inc Travelers 610 Esther St Ste 101, Vancouver, 98660 None
A L Insurance Group Inc Travelers 7604 NE HAZEL DELL AVE, VANCOUVER, 98665 360-694-7994
Patrick Pat Provenzano Farmers 16209 SE Mcgillivray Blvd Ste Q, Vancouver, 98683 (360) 896-5894
Gunnar Metzger Farmers 3925 NE 72nd Ave Ste 104, Vancouver, 98661 (971) 227-5377
Dick Hannah Insurance Agency Allstate 3321 NE Auto Mall Dr, Vancouver, 98662 (360) 816-8309
Kramer Insurance Group Llc None 10637 Ne Coxley Dr Ste 108 , Vancouver, 98662 None
Michael Burns Allstate 1901D NE 162nd Ave Ste D110, Vancouver, 98684 (360) 253-4579
Dane Ackerman Allstate 4610 NE 77th Ave Ste 128, Vancouver, 98662 (360) 254-3422
Pickett Insurance Agency Inc Liberty Mutual Independent 8316 E Mill Plain Blvd, Vancouver, 98664 None
J.D. Fulwiler & Co. Inc./Vancouver Liberty Mutual Independent 700 WASHINGTON ST STE 102, VANCOUVER, 98660 (360) 750-1510
Tony Gearhart Allstate 11714 NE 4th Plain Rd, Vancouver, 98682 (360) 256-1142
Maxximo None 13505 Ne Regents Dr, Vancouver, 98684 None
Gary Chandler Farmers 1811 Main St Ste 202, Vancouver, 98660 (360) 213-2555

Vancouver, WA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$51 $1,201
Driver's Failure In Showing Documents +$112 $1,262
Driving With An Expired Registration +$118 $1,268
Driving At A Considerably Slow Pace +$250 $1,400
Using A Cellphone While Driving +$263 $1,413
Running A Red Light +$268 $1,418
Speeding +$282 $1,432
Driving A Vehicle Without The Required Permission +$358 $1,508
Driving With An Expired/Suspended License +$775 $1,925

Vancouver, WA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,104
Active Disabling Device $1,104
Tracking Device $1,081
Passive Disabling Device $1,070

Latest Auto Insurance Reviews in Vancouver, WA | Back to Top

I would recommend Geico because they make buying insurance simple. They seem to care about their customers and are helpful if you need to make any changes or file a claim.
State Farm
Same as my home insurance policy. Every time I call the agents are very nice and have great customer service.
I think that Progressive offers a great range of products. They have what you need to get you covered, whether it's the state minimum, or full coverage. They have seriously competitive rates.
I have had this insurance company for my autos for over 10 years. I have never had any issues when I have needed to make a claim or required assistance.
State Farm
i would recommend my current insurance company because of their premium and deductible and customer service. So far thing have went really well, no issues whatsoever.
Progressive offers the same coverage compared to other car insurance providers; however, I have gotten much lower prices from Progressive compared to the other quotes I received.
I would recommend Nationwide car insurance to my family and coworkers. Because I have never had any problems with them pertaining to my car insurance policy.
There isnt really anything I dislike except that I feel that my rates could be a little lower than what they are even though they are the cheapest.
Geico has a very transparent, easy to use policy app available to customers. Other companies I have used in the past have been difficult to communicate with, recover policy details, and make changes with. Also, Geico has been very steady with its policy dues whereas other companies I have used would often increase dues because of overall company expenses.
Farmer's Insurance
there coverage is good and when I need them to cover stuff I know it will be covered but contacting them is awful
I disliked how they handle the accidental release of personal information. I also dislike the inability to use the same policy number if you have had an interruption in service for over 6 months.
American National Property And Casualty Company
I dislike that they are kind of expensive relative to other companies, I believe. I never shopped around, but I have a suspicion that if I did, I could beat the rate I'm getting by a substantial amount.
I know that Geico has the best offer, and since I've been with them for so long, I stay with them. There would have to be lots of recommendations from friends and family to make me consider changing insurance companies. Geico was prompt (as in the same day) when I accidentlly made two payments at once. They told me that I could either contact the bank with them on the line, or let the payment roll over into the next month. I was content with their customer service.
It is better because they have better offerings. They have better policies. They help their customers more.
I dislike that the only way to have anything with my insurance company is through the internet or telephone. Everything for Esurance is done that way there is no person to come to me should I need to file a claim.
Geico seems to have lower rates than other companies with the same coverage