Vancouver, WA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Vancouver, WA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Top 5 Car Insurance Companies in Vancouver, WA, by Market Share
The average cost of auto insurance in Vancouver, WA, is $1,150. This is much lower than the cost of auto insurance in neighboring places such as Five Corners, Barberton, Hazel Dell, Walnut Grove, and Lake Shore. Numerous factors affect the cost of auto insurance in Vancouver, including the make and model of the vehicle to the rate of deductible and even the neighborhood one lives in.
By analyzing the market share data gathered for Washington, Zimlon lists the top 5 car insurance companies (based on market share) in Vancouver, Washington.
STATE FARM:
State Farm, with a market share of 16.05%, is first on this list. It has 883,758 direct premiums written, and 883,527 direct premiums earned. State Farm maintains its quality, with an immensely customer-friendly online portal. The company has an A.M. Best rating of A++ and a J.D. Power score of 820/1000.
GEICO:
GEICO is second in Vancouver, WA, with a market share of 11.57%. It has a massive 637,543 direct premiums written, and 626,295 direct premiums earned. GEICO continues to bring innovations into the field of insurance, the latest being its virtual assistant, KATE. GEICO has an A.M. Best rating of A++ and a J.D. Power score of 813/1000 in the Northwest region.
LIBERTY MUTUAL:
Liberty Mutual has a market share of 10.43%. The company is the third-largest property and casualty insurer in the country, as well. It has 574,536 direct premiums written, and 561,299 direct premiums earned. The company has an A.M. Best Rating of A and a J.D. Power score of 792/1000.
PROGRESSIVE:
Progressive has a market share of 9.74% in Vancouver, WA. It has 536,468 direct premiums written, and 510,058 direct premiums earned. Progressive finds its way into the Forbes list of “Best Employers for New Grads 2019”. The company has an A.M. Best rating of A+ and a J.D. Power score of 797/1000.
ALLSTATE:
Allstate rounds up the list of the top 5 car insurance companies, with a market share of 9.22%. The company has 507,733 direct premiums written, and 501,838 direct premiums earned. Allstate also has an A+ A.M. Best Rating and a J.D. Power score of 816/1000.
It is interesting to note that PEMCO Insurance, which has the best J.D. Power score of 850/1000 in the Northwest region, has a market share of only 5.37%.
Factors that can influence the cost of car insurance in Vancouver, WA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Vancouver, WA Auto Insurance Rates
- Vancouver, WA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Vancouver, WA
- Multi Vehicle Insurance Savings in Vancouver, WA
- How Credit Score Affects Car Insurance Rates in Vancouver, WA
- How DUI Affects Auto Insurance Premiums in Vancouver, WA
- Top Auto Insurance Agents Near Vancouver, WA
- How Driving Violations Affect Auto Insurance Rates in Vancouver, WA
- Vancouver, WA Auto Insurance Discounts on Anti Theft Feature
- Vancouver, WA Auto Insurance Company Reviews
Vancouver, WA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Vancouver, WA with that of other cities in and around Vancouver.
| Vancouver | Five Corners | Barberton | Hazel Dell | Walnut Grove | Lake Shore | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,150 | $1,574 | $1,283 | $1,576 | $1,571 | $1,363 |
Vancouver, WA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Vancouver, WA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Vancouver | $1,269 | $1,072 |
| Hazel Dell | $3,037 | $2,566 |
| Walnut Grove | $1,058 | $893 |
| Minnehaha | $1,385 | $1,170 |
| Lake Shore | $1,206 | $1,019 |
| Salmon Creek | $1,646 | $1,390 |
| Barberton | $1,517 | $1,282 |
| Five Corners | $2,240 | $1,892 |
Vancouver, WA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Vancouver, WA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,732 |
| 20 Years | $1,478 |
| 30 Years | $1,138 |
| 40 Years | $1,095 |
| 50 Years | $1,014 |
| 60 Years | $1,028 |
| 70 Years | $1,197 |
Vancouver, WA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Vancouver, WA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,978 | $322 |
| 3 Vehicles | $2,967 | $483 |
| 4 Vehicles | $3,956 | $644 |
Savings on 2 Vehicles bundle:$322
Savings on 3 Vehicles bundle:$483
Savings on 4 Vehicles bundle:$644
Vancouver, WA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Vancouver, WA.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Vancouver | $1,150 | $1,846 |
| Hazel Dell | $1,576 | $2,530 |
| Walnut Grove | $1,571 | $2,522 |
| Minnehaha | $1,579 | $2,534 |
| Lake Shore | $1,363 | $2,188 |
| Salmon Creek | $1,368 | $2,196 |
| Barberton | $1,283 | $2,059 |
| Five Corners | $1,574 | $2,526 |
Vancouver, WA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $987 |
| Excellent (740-799) | $1,126 |
| Good (670-739) | $1,198 |
| Average (580-669) | $1,563 |
| Poor (300-579) | $1,876 |
Vancouver, WA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Biggs Insurance Services | Travelers | 916 MAIN ST, VANCOUVER, 98666 | 360-695-3301 |
| Davidson & Associates Insurance Agency Inc | Travelers | 610 Esther St Ste 101, Vancouver, 98660 | None |
| A L Insurance Group Inc | Travelers | 7604 NE HAZEL DELL AVE, VANCOUVER, 98665 | 360-694-7994 |
| Patrick Pat Provenzano | Farmers | 16209 SE Mcgillivray Blvd Ste Q, Vancouver, 98683 | (360) 896-5894 |
| Gunnar Metzger | Farmers | 3925 NE 72nd Ave Ste 104, Vancouver, 98661 | (971) 227-5377 |
| Dick Hannah Insurance Agency | Allstate | 3321 NE Auto Mall Dr, Vancouver, 98662 | (360) 816-8309 |
| Kramer Insurance Group Llc | None | 10637 Ne Coxley Dr Ste 108 , Vancouver, 98662 | None |
| Michael Burns | Allstate | 1901D NE 162nd Ave Ste D110, Vancouver, 98684 | (360) 253-4579 |
| Dane Ackerman | Allstate | 4610 NE 77th Ave Ste 128, Vancouver, 98662 | (360) 254-3422 |
| Pickett Insurance Agency Inc | Liberty Mutual Independent | 8316 E Mill Plain Blvd, Vancouver, 98664 | None |
| J.D. Fulwiler & Co. Inc./Vancouver | Liberty Mutual Independent | 700 WASHINGTON ST STE 102, VANCOUVER, 98660 | (360) 750-1510 |
| Tony Gearhart | Allstate | 11714 NE 4th Plain Rd, Vancouver, 98682 | (360) 256-1142 |
| Maxximo | None | 13505 Ne Regents Dr, Vancouver, 98684 | None |
| Gary Chandler | Farmers | 1811 Main St Ste 202, Vancouver, 98660 | (360) 213-2555 |
Vancouver, WA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$51 | $1,201 |
| Driver's Failure In Showing Documents | +$112 | $1,262 |
| Driving With An Expired Registration | +$118 | $1,268 |
| Driving At A Considerably Slow Pace | +$250 | $1,400 |
| Using A Cellphone While Driving | +$263 | $1,413 |
| Running A Red Light | +$268 | $1,418 |
| Speeding | +$282 | $1,432 |
| Driving A Vehicle Without The Required Permission | +$358 | $1,508 |
| Driving With An Expired/Suspended License | +$775 | $1,925 |
Vancouver, WA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,104 |
| Active Disabling Device | $1,104 |
| Tracking Device | $1,081 |
| Passive Disabling Device | $1,070 |
Latest Auto Insurance Reviews in Vancouver, WA | Back to Top
GeicoI would recommend Geico because they make buying insurance simple. They seem to care about their customers and are helpful if you need to make any changes or file a claim.
State FarmSame as my home insurance policy. Every time I call the agents are very nice and have great customer service.
ProgressiveI think that Progressive offers a great range of products. They have what you need to get you covered, whether it's the state minimum, or full coverage. They have seriously competitive rates.
ProgressiveI have had this insurance company for my autos for over 10 years. I have never had any issues when I have needed to make a claim or required assistance.
State Farmi would recommend my current insurance company because of their premium and deductible and customer service. So far thing have went really well, no issues whatsoever.
ProgressiveProgressive offers the same coverage compared to other car insurance providers; however, I have gotten much lower prices from Progressive compared to the other quotes I received.
NationwideI would recommend Nationwide car insurance to my family and coworkers. Because I have never had any problems with them pertaining to my car insurance policy.
GeicoThere isnt really anything I dislike except that I feel that my rates could be a little lower than what they are even though they are the cheapest.
GeicoGeico has a very transparent, easy to use policy app available to customers. Other companies I have used in the past have been difficult to communicate with, recover policy details, and make changes with. Also, Geico has been very steady with its policy dues whereas other companies I have used would often increase dues because of overall company expenses.
Farmer's Insurancethere coverage is good and when I need them to cover stuff I know it will be covered but contacting them is awful
GeicoI disliked how they handle the accidental release of personal information. I also dislike the inability to use the same policy number if you have had an interruption in service for over 6 months.
American National Property And Casualty CompanyI dislike that they are kind of expensive relative to other companies, I believe. I never shopped around, but I have a suspicion that if I did, I could beat the rate I'm getting by a substantial amount.
GeicoI know that Geico has the best offer, and since I've been with them for so long, I stay with them. There would have to be lots of recommendations from friends and family to make me consider changing insurance companies. Geico was prompt (as in the same day) when I accidentlly made two payments at once. They told me that I could either contact the bank with them on the line, or let the payment roll over into the next month. I was content with their customer service.
ProgressiveIt is better because they have better offerings. They have better policies. They help their customers more.
EsuranceI dislike that the only way to have anything with my insurance company is through the internet or telephone. Everything for Esurance is done that way there is no person to come to me should I need to file a claim.
GeicoGeico seems to have lower rates than other companies with the same coverage