Ventura Auto Insurance Rates, Quotes, Agents & Reviews in CA

Ventura, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Ventura, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Ventura, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Ventura, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Ventura, CA with that of other cities in and around Ventura.

Ventura San Buenaventura Oak View Mira Monte Ojai Meiners Oaks
Average Insurance Rates $1,919 $1,921 $1,913 $1,933 $1,991 $1,939

Ventura, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Ventura, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Ventura $2,003 $1,692
San Buenaventura $2,056 $1,737
Oak View $1,838 $1,552
Mira Monte $1,991 $1,682
Meiners Oaks $1,960 $1,656
Saticoy $1,505 $1,271
Ojai $2,051 $1,732
El Rio $1,924 $1,625

Ventura, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Ventura, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,227
20 Years $2,466
30 Years $1,899
40 Years $1,827
50 Years $1,692
60 Years $1,716
70 Years $1,997

Ventura, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Ventura, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,301 $537
3 Vehicles $4,951 $806
4 Vehicles $6,601 $1,075

Savings on 2 Vehicles bundle:$537

Savings on 3 Vehicles bundle:$806

Savings on 4 Vehicles bundle:$1,075

Ventura, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Ventura, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Ventura $1,919 $4,725
San Buenaventura $1,921 $4,730
Oak View $1,913 $4,710
Mira Monte $1,933 $4,759
Meiners Oaks $1,939 $4,774
Saticoy $1,860 $4,580
Ojai $1,991 $4,902
El Rio $1,868 $4,599

Ventura, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,646
Excellent (740-799) $1,879
Good (670-739) $2,000
Average (580-669) $2,609
Poor (300-579) $3,130

Ventura, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
John E. Peakes Insurance Agency, Inc. None 1363 Donlon Street, Suite 10, Ventura, 93003 None
Ken Lydiksen State Farm 3481 W 5th St Ste 104, Oxnard, 93030-6400 805-382-4240
John Farrar Farmers 1000 Town Center Dr Ste 100, Oxnard, 93036 (805) 604-9804
[ S a, t, e r
Stan Tolesnikov State Farm 4524 S O Ave, Sherman Oaks, 91403-3819 818-817-0727
Dario Ferrucci Farmers 2020 S Victoria Ave Ste Aa, Ventura, 93003 (805) 644-7770
Annie Sorfazian Lutcf Farmers 21243 Ventura Blvd Ste 101, Woodland Hills, 91364 (818) 592-6570
Tracy Kennedy Farmers 4881 Topanga Canyon Blvd Ste 205, Woodland Hills, 91364 (818) 340-0274
Ron Hendrickson State Farm 16565 San Fernando Mission Blvd, Granada Hills, 91344-5211 818-363-1270

Ventura, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$84 $2,003
Driver's Failure In Showing Documents +$186 $2,105
Driving With An Expired Registration +$198 $2,117
Driving At A Considerably Slow Pace +$416 $2,335
Using A Cellphone While Driving +$439 $2,358
Running A Red Light +$447 $2,366
Speeding +$470 $2,389
Driving A Vehicle Without The Required Permission +$597 $2,516
Driving With An Expired/Suspended License +$1,293 $3,212

Ventura, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,842
Active Disabling Device $1,842
Tracking Device $1,804
Passive Disabling Device $1,785