Verbena Auto Insurance Rates, Quotes, Agents & Reviews in AL

Verbena, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Verbena, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Verbena, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Verbena, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Verbena, AL with that of other cities in and around Verbena.

Verbena Isabella-Pletcher Pine Level Holtville Chilton County Clanton
Average Insurance Rates $1,404 $1,409 $1,478 $1,498 $1,423 $1,440

Verbena, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Verbena, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Verbena $1,372 $1,159
Clanton $2,783 $2,351
Marbury $1,656 $1,399
Isabella-Pletcher $1,524 $1,288
Pine Level $1,720 $1,453
Deatsville $1,525 $1,288
Chilton County $1,540 $1,301
Holtville $1,480 $1,250

Verbena, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Verbena, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,556
20 Years $1,804
30 Years $1,389
40 Years $1,337
50 Years $1,238
60 Years $1,255
70 Years $1,461

Verbena, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Verbena, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,471 $337
3 Vehicles $3,707 $505
4 Vehicles $4,942 $674

Savings on 2 Vehicles bundle:$337

Savings on 3 Vehicles bundle:$505

Savings on 4 Vehicles bundle:$674

Verbena, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Verbena, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Verbena $1,404 $2,489
Clanton $1,440 $2,553
Marbury $1,447 $2,566
Isabella-Pletcher $1,409 $2,498
Pine Level $1,478 $2,621
Deatsville $1,481 $2,626
Chilton County $1,423 $2,523
Holtville $1,498 $2,656

Verbena, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,205
Excellent (740-799) $1,375
Good (670-739) $1,463
Average (580-669) $1,909
Poor (300-579) $2,290

Verbena, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mayer Insurance Services Llc Travelers 1701 7TH ST N, CLANTON, 35045 205-258-5175
Taft Walley State Farm 400 6th St N, Clanton, 35045-2824 205-755-4495
Larry Davis State Farm 1707 7th St N, Clanton, 35045-2142 205-755-0090
Wayne King State Farm 3659 Lorna Rd Ste 151, Birmingham, 35216-5959 205-987-0945
Brennan Agency, Llc None 5120 Selkirk Dr Ste 230 , Birmingham, 35242 None
Standifer Insurance And Financial Services Inc. Allstate 277 Village Pkwy, Helena, 35080 (205) 664-3200
Alabama Insurance Center Llc Travelers 2032 Valleydale Rd , Birmingham, 35244 None
Bob Pirkle State Farm 3100 Lorna Rd Ste 208, Birmingham, 35216-5451 205-979-7777
Alabama Motorists Assoc. Inc Travelers 2400 ACTON RD, BIRMINGHAM, 35243 205-444-8813

Verbena, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,466
Driver's Failure In Showing Documents +$136 $1,540
Driving With An Expired Registration +$145 $1,549
Driving At A Considerably Slow Pace +$305 $1,709
Using A Cellphone While Driving +$322 $1,726
Running A Red Light +$327 $1,731
Speeding +$344 $1,748
Driving A Vehicle Without The Required Permission +$437 $1,841
Driving With An Expired/Suspended License +$946 $2,350

Verbena, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,348
Active Disabling Device $1,348
Tracking Device $1,320
Passive Disabling Device $1,306