Vergennes Auto Insurance Rates, Quotes, Agents & Reviews in VT

Vergennes, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Vergennes, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Vergennes, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Vergennes, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Vergennes, VT with that of other cities in and around Vergennes.

Vergennes Ferrisburgh Addison Weybridge Waltham Monkton
Average Insurance Rates $1,097 $1,119 $1,108 $1,141 $1,105 $1,114

Vergennes, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Vergennes, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Vergennes $1,523 $1,287
Ferrisburgh $1,340 $1,132
Waltham $1,640 $1,385
Panton $1,261 $1,065
New Haven $1,781 $1,504
Monkton $1,406 $1,188
Addison $1,141 $964
Weybridge $1,740 $1,469

Vergennes, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Vergennes, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,560
20 Years $1,410
30 Years $1,086
40 Years $1,045
50 Years $967
60 Years $981
70 Years $1,142

Vergennes, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Vergennes, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,865 $329
3 Vehicles $2,797 $494
4 Vehicles $3,730 $658

Savings on 2 Vehicles bundle:$329

Savings on 3 Vehicles bundle:$494

Savings on 4 Vehicles bundle:$658

Vergennes, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Vergennes, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Vergennes $1,097 $2,267
Ferrisburgh $1,119 $2,312
Waltham $1,105 $2,283
Panton $1,110 $2,294
New Haven $1,112 $2,298
Monkton $1,114 $2,302
Addison $1,108 $2,290
Weybridge $1,141 $2,358

Vergennes, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $941
Excellent (740-799) $1,074
Good (670-739) $1,143
Average (580-669) $1,491
Poor (300-579) $1,789

Vergennes, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Gaines Insurance Agency None 154 Monkton Rd , Vergennes, 5491 None
Footes Ins Agy Inc Allstate Green St PO Box 39, Vergennes, 5491 (802) 877-3351
Bourdon Insurance Agency None Po Box 571 , Middlebury, 5753 None
Carter Insurance Agency Llc None 2 South Street , Bristol, 5443 None
Paige And Campbell Inc Liberty Mutual Independent 35 WEST ST, BRISTOL, 5443 (802) 453-6600

Vergennes, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,145
Driver's Failure In Showing Documents +$106 $1,203
Driving With An Expired Registration +$113 $1,210
Driving At A Considerably Slow Pace +$238 $1,335
Using A Cellphone While Driving +$251 $1,348
Running A Red Light +$256 $1,353
Speeding +$269 $1,366
Driving A Vehicle Without The Required Permission +$341 $1,438
Driving With An Expired/Suspended License +$739 $1,836

Vergennes, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,053
Active Disabling Device $1,053
Tracking Device $1,031
Passive Disabling Device $1,020