Vero Beach, FL Auto Insurance Rates

Vero Beach, FL residents can save $520 by comparing multiple quotes & reading reviews & research on Vero Beach car insurance rates, quotes, agents & coverage.

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$960 $1304 $1797

Latest Auto Insurance Reviews in Vero Beach, Florida

Because they are easy to handle, easy to contact with. Their costumer service is easy to understand and they will always work with you.
Same as for my house, my auto insurance is also USAA. I am loyal to them because they are easy to handle.
Better coverage was offered for a smaller deductible and premium. I am very happy with Progressive because their app is easier to use also.
I also have a broker that helped me look at all my options and I believe my company had the price range and coverage that I could afford and needed to keep my car and myself safe.
I've used USAA since 2005 and have never encountered a reason to prompt me to compare insurance products from different providers. Multiple discounts greatly affect my pricing.
Farmer's Insurance
It should be the same as other companies, because they are the same insurance companies
The customer support is always good. If I need to call for some reason I always get the help that I need. They are always very helpful and I can get questions answered when I need them answered
They are an online company with no brick and mortar locations. Sometime it might be convenient to drop off a document at a location if you don't have access to a fax machine.
My car insurance is part of my banking so i can always see/pay for my policy in the same place.
21st Century Auto Insurance
I have been with this company for decades. I know I could shop around, but I really like having an insurance agent that I can just pick up the phone and talk to. That's why when we needed life insurance, we went to the same company.
It's about the same as elsewhere, I have full coverage
Once again, I don't like the fact that there are no brick and mortar locations because many of us also bank with this company and have to do everything online which means we may not deposit cash into our accounts, only checks.
I love that USAA takes care of my banking and my insurance at the same time. It is very convenient for me to only have one website/company to deal with so many things at one time.
Write Your Review | Vero Beach, Florida Auto Insurance Analysis
Progressive Insurance, Vero Beach, FL
$103/1 month
Car Insurance Policy Holder
  • Divorced 25 Years old Male licensed 8 years ago with Own Chevrolet Equinox LT AWD used for Business with estimated annual mileage of 9,001 - 12,000.
  • high school education & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 20 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage

Vero Beach Car Insurance Rate Comparisons

Vero Beach, FL's average car insurance of $1304 differs from Indian River Shores, FL (+$496), Windsor, FL (+$486), Melbourne Shores-Floridana Beach (+$566) and Florida (+$60)

Vero Beach Indian River Shores, FL Windsor, FL Melbourne Shores-Floridana Beach, FL Florida
Median Insurance Rates $1304 +$496 +$486 +$566 +$60

Vero Beach Car Insurance Savings By Neighborhood & Street Area

Vero Beach Driver Street Residence & Car Locations Car Details in Vero Beach Vero Beach Driver Demographics Vero Beach Auto Insurance Estimates Recent Vero Beach Insurance Savings
Sweetwater Mobile Home Park
28th St2004 Buick Rendezvous CX44 year married woman$971$717
27th St2012 Honda Civic LX41 year man$2034$999
Village Green Mobile Home Park
Dorchester Way2009 Ford Fusion SE62 year male senior$1884$730
Liberty Pl2009 Mazda MAZDA3 s Grand Touring65 year female senior$1785$309
High Ridge Mobile Park
Buckinghammock Trl2006 Jeep Commander Limited36 year married man$1868$576
Garden Ter W2008 Acura TSX Base33 year woman$1221$817
8th Mnr2009 Chrysler 300 Touring18 year male teenager$3176$498
4th Ct2013 Hyundai Sonata GLS17 year teenager$3233$733
Park Place Mobile Home Park
Granduer Ave2014 Volkswagen Jetta S16 year female teenager$2940$803
Port Royal Ct2009 Cadillac DTS Luxury 6-Passenger80 year senior$2126$891

Vero Beach Post DUI Car Insurance Rates

Vero Beach Indian River County Roseland Indian River Shores Florida
Median Post DUI Insurance Rate $2425 +$197 +$48 +$923 +$112
Male Teenager Post DUI Insurance Rate $6523 +$530 +$130 +$2483 +$301
Female Teenager Post DUI Insurance Rate $5819 +$475 +$118 +$2216 +$268

The Post DUI insurance in Vero Beach, FL's is $2425 compared to Indian River County (+$197), Roseland (+$48), Indian River Shores (+$923) and Florida (+$112)

In Vero Beach, a male teenager with Post DUI pays $704 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion SE in Vero Beach, FL would pay $6203 on auto insurance while a female teenager POST DUI would pay $5535.

Vero Beach Car Insurance by Segment

Vero Beach Teenagers Car Insurance Rates Comparison

6098 Vero Beach Teenagers (5% of total population), 54% Male & 46% Female.

Vero Beach Indian River Shores Indian River County West Vero Corridor Florida
All Teenagers $3286 +$1250 +$267 +$1250 +$151
Male Teenager $3507 +$1335 +$285 +$1335 +$162
Female Teenager $3129 +$1191 +$255 +$1191 +$144

Vero Beach teenagers pay $3286 in insurance in contrast with Indian River Shores (+$1250), Indian River County (+$267), West Vero Corridor (+$1250) and Florida (+$151). The difference between Male & Female teenagers in Vero Beach is $378


  • 2008 GMC Sierra 1500 SLE1 Male Teenager Insurance Rate $3437
  • 2012 Dodge Journey SXT Female Teenager Insurance Rate $3031

Vero Beach Men & Women Car Insurance

118769 Vero Beach Adults (100% of total population), 48% Men & 52% Women.

Vero Beach St. Lucie Village Indian River Shores Gifford Florida
All Women $1199 +$512 +$457 -$344 +$55
Married Women $1095 +$467 +$417 -$314 +$50
All Men $2151 +$918 +$819 -$617 +$99
Married Men $2086 +$890 +$794 -$598 +$96

The typical insurance rate of $2151 that Vero Beach Men pay varies from St. Lucie Village (+$918), Indian River Shores (+$819), Gifford (-$617) and Florida (+$99). In Vero Beach, married men pay $991 more than married women.


  • 2011 Audi A3 2.0 TDI Premium Married Men Insurance Rate $2112
  • 2008 Chevrolet Silverado 2500HD Work Truck Married Women Insurance Rate $2014

Vero Beach Senior Car Insurance

43083 Vero Beach Seniors (36% of total population), 46% Senior Men & 54% Senior Women.

Vero Beach Winter Beach Wabasso Beach Florida Ridge Florida
All Seniors $1929 -$627 +$838 +$749 +$89
Senior Men $1982 -$645 +$860 +$769 +$91
Senior Women $1877 -$610 +$815 +$729 +$87

Vero Beach seniors pay $1929 in insurance compared to Winter Beach (-$627), Wabasso Beach (+$838), Florida Ridge (+$749) and Florida (+$89). In Vero Beach, senior men pay $105 more than senior women.

Vero Beach Car Insurance Discounts for Multiple Vehicles

Vero Beach Population with 1 Vehicle 23094 (45% of Vero Beach population), 2 Vehicles 19663 (38% of the Vero Beach population) and 3 vehicles 4587 (9% of the population)

Vero Beach Florida Ridge Fort Pierce Winter Beach Florida
2 Vehicles $2478 +$961 +$247 -$806 +$114
3 Vehicles $3782 +$1467 +$377 -$1230 +$174
4 Vehicles $5086 +$1973 +$507 -$1654 +$234

Vero Beach Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
GMC, Sierra 2500HD SLE $300 $1450 $1750 $1370 $1670 $80
Chevrolet, Camaro LT $200 $1400 $1600 $1280 $1480 $120
GMC, Sierra 2500HD Work Truck $1500 $1430 $1930 $1330 $2830 $-900
Dodge, Journey Crew $700 $1320 $1820 $1230 $1930 $-110
Chevrolet, Silverado 1500 LTZ $1000 $1380 $1880 $1290 $2290 $-410