Vershire Auto Insurance Rates, Quotes, Agents & Reviews in VT

Vershire, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Vershire, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Vershire, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Vershire, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Vershire, VT with that of other cities in and around Vershire.

Vershire Orange County Corinth Chelsea Fairlee Strafford
Average Insurance Rates $1,073 $1,083 $1,070 $1,070 $1,100 $1,130

Vershire, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Vershire, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Vershire $1,250 $1,056
Orange County $2,245 $1,897
West Fairlee $1,136 $960
Strafford $961 $812
Corinth $1,130 $954
Chelsea $1,654 $1,397
Fairlee $1,365 $1,153
Tunbridge $1,113 $940

Vershire, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Vershire, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,482
20 Years $1,379
30 Years $1,062
40 Years $1,022
50 Years $946
60 Years $959
70 Years $1,117

Vershire, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Vershire, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,867 $279
3 Vehicles $2,801 $418
4 Vehicles $3,734 $558

Savings on 2 Vehicles bundle:$279

Savings on 3 Vehicles bundle:$418

Savings on 4 Vehicles bundle:$558

Vershire, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Vershire, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Vershire $1,073 $2,217
Orange County $1,083 $2,238
West Fairlee $1,075 $2,221
Strafford $1,130 $2,335
Corinth $1,070 $2,211
Chelsea $1,070 $2,211
Fairlee $1,100 $2,273
Tunbridge $1,094 $2,261

Vershire, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $921
Excellent (740-799) $1,051
Good (670-739) $1,118
Average (580-669) $1,459
Poor (300-579) $1,750

Vershire, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jaimes L. Fewer Nationwide 3 Maple Ave, Barre, 05641-3420 (802) 476-5050
Mike Heyl State Farm 2456 Christian Street, White River Junction, 5001 802-728-6600
Kinney Pike Insurance Inc Allstate 42 Meadow Ln, Randolph, 5060 (802) 728-4434
Berg Carmolli & Kent Inc Liberty Mutual Independent 83 Washington St, BARRE, 5641 (802) 479-1046
M. K. Richardson Agency, Inc. Allstate 346 Vt Route 110, Chelsea, 5038 None
The Rabideau Agency Inc Travelers 33 COTTAGE ST, RUTLAND, 5701 802-775-1628
Washburn & Wilson Agency, Inc. None 144 Main St, Bethel, 5032 None
Michael O. Quinn None 629 Four Winds Rd H, North Ferrisburg, 5473 None

Vershire, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,120
Driver's Failure In Showing Documents +$104 $1,177
Driving With An Expired Registration +$111 $1,184
Driving At A Considerably Slow Pace +$233 $1,306
Using A Cellphone While Driving +$246 $1,319
Running A Red Light +$250 $1,323
Speeding +$263 $1,336
Driving A Vehicle Without The Required Permission +$334 $1,407
Driving With An Expired/Suspended License +$723 $1,796

Vershire, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,030
Active Disabling Device $1,030
Tracking Device $1,009
Passive Disabling Device $998