Victoria Auto Insurance Rates, Quotes, Agents & Reviews in AL

Victoria, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Victoria, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Victoria, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Victoria, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Victoria, AL with that of other cities in and around Victoria.

Victoria Jack Brundidge New Brockton Ariton Coffee County
Average Insurance Rates $1,429 $1,417 $1,398 $1,413 $1,430 $1,477

Victoria, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Victoria, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Victoria $1,480 $1,250
Jack $1,235 $1,043
Coffee County $2,853 $2,410
Brundidge $1,676 $1,415
Ariton $1,319 $1,114
New Brockton $1,261 $1,065
Enterprise $1,113 $940
Henderson-Spring Hill $1,407 $1,188

Victoria, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Victoria, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,637
20 Years $1,836
30 Years $1,414
40 Years $1,361
50 Years $1,260
60 Years $1,278
70 Years $1,487

Victoria, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Victoria, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,515 $343
3 Vehicles $3,773 $514
4 Vehicles $5,030 $686

Savings on 2 Vehicles bundle:$343

Savings on 3 Vehicles bundle:$514

Savings on 4 Vehicles bundle:$686

Victoria, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Victoria, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Victoria $1,429 $2,534
Jack $1,417 $2,512
Coffee County $1,477 $2,619
Brundidge $1,398 $2,479
Ariton $1,430 $2,535
New Brockton $1,413 $2,505
Enterprise $1,379 $2,445
Henderson-Spring Hill $1,405 $2,491

Victoria, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,226
Excellent (740-799) $1,400
Good (670-739) $1,489
Average (580-669) $1,943
Poor (300-579) $2,331

Victoria, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Michael Cornett State Farm 806 Boll Weevil Cir, Enterprise, 36330-2079 334-347-3276
Mark Goodson Allstate 804 Boll Weevil Cir, Enterprise, 36330 (334) 347-3333
Trustway Insurance Allstate 141 Troy Plaza Loop, Troy, 36081 (334) 807-0056
Boswell Insurance Agency Allstate 707 Simmons St, Elba, 36323 (334) 897-5523
Andy Blair Allstate 121 McNeil St, Troy, 36079 (334) 670-0334
Kenneth Calhoun State Farm 324 Simmons St, Elba, 36323-1758 334-897-3428
Circle Insurance Agency Inc Travelers 863 ANDREWS AVE, OZARK, 36360 334-774-7177
Ea-Witherington Insurance Group Travelers 1200 ELBA HWY, TROY, 36079 334-566-1477
Circle Ins Agcy None P O Box 670, Ozark, 36360 None

Victoria, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,492
Driver's Failure In Showing Documents +$139 $1,568
Driving With An Expired Registration +$147 $1,576
Driving At A Considerably Slow Pace +$310 $1,739
Using A Cellphone While Driving +$327 $1,756
Running A Red Light +$333 $1,762
Speeding +$350 $1,779
Driving A Vehicle Without The Required Permission +$444 $1,873
Driving With An Expired/Suspended License +$963 $2,392

Victoria, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,372
Active Disabling Device $1,372
Tracking Device $1,343
Passive Disabling Device $1,329