Victorville, CA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Victorville, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
The Five Most Popular Car Insurance Companies in Victorville, CA
The average cost of auto insurance in Victorville, CA, is $1,514 and is lower than auto insurance in neighboring places such as Victorville-Hesperia and Spring Valley Lake. Auto insurance in Victorville depends on numerous factors ranging from the make and model of the vehicle to the driver’s age. Below is a list of the top five auto insurance companies in Victorville.
STATE FARM:
State Farm occupies the first spot with a massive 4,106,038 direct premiums written and 4,090,146 direct premiums earned. The company holds a market share of 13.74% in California. State Farm received a score of 808/1000 in the J.D. Power Auto Insurance Study. One only needs to go as far as State Farm’s online faculty for an overview of the various insurance coverages they provide. The company is credited with a solid rating of A++ by A.M. Best.
FARMERS:
Farmers occupies a market share of 10.68% in California. The company has 3,191,341 direct premiums written, and 3,189,468 direct premiums earned. The ease of navigating the Farmers website is an added advantage. Farmers ranks a tad low on the J.D. Power Auto Insurance Study with a score of 805/1000. A.M. Best has given Farmers an A rating for its financial strength in the markets.
GEICO:
With 2,897,713 direct premiums written and 2,794,052 direct premiums earned, GEICO is a close third. The company has a market share of 9.69% in California and enjoys an A.M. Best Rating of A++. GEICO received a score of 825/1000 on the J.D. Power Auto Insurance Study, and also received the “Better Than The Most” tag.
ALLSTATE:
Allstate has 2,687,887 direct premiums written and 2,640,022 direct premiums earned in California. Allstate occupies the fourth spot with a market share of 8.99%. The company was one of the leading insurance providers in the auto insurance market back in 2010. Allstate has a J.D. Power Auto Insurance score of 808/1000 and an A.M. Best Rating of A+.
AAA:
AAA enjoys the “Better Than The Most” tag, alongside a J.D. Power score of 834/1000. The company occupies a market share of 8.69%. AAA offers Umbrella Liability Insurance and enjoys an A.M. Best Rating of A. It has 2,598,340 direct premiums written, and 2,470,179 direct premiums earned.
Factors that can influence the cost of car insurance in Victorville, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Victorville, CA Auto Insurance Rates
- Victorville, CA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Victorville, CA
- Multi Vehicle Insurance Savings in Victorville, CA
- How Credit Score Affects Car Insurance Rates in Victorville, CA
- How DUI Affects Auto Insurance Premiums in Victorville, CA
- Top Auto Insurance Agents Near Victorville, CA
- How Driving Violations Affect Auto Insurance Rates in Victorville, CA
- Victorville, CA Auto Insurance Discounts on Anti Theft Feature
- Victorville, CA Auto Insurance Company Reviews
Victorville, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Victorville, CA with that of other cities in and around Victorville.
| Victorville | Victorville-Hesperia | Adelanto | Spring Valley Lake | Apple Valley | Hesperia | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,514 | $1,794 | $1,499 | $1,821 | $1,433 | $1,485 |
Victorville, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Victorville, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Victorville | $1,110 | $938 |
| Mountain View Acres | $1,035 | $874 |
| Spring Valley Lake | $1,065 | $900 |
| Adelanto | $1,316 | $1,112 |
| Victorville-Hesperia | $967 | $817 |
| Apple Valley | $1,598 | $1,349 |
| Hesperia | $2,259 | $1,908 |
| Oak Hills | $2,429 | $2,051 |
Victorville, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Victorville, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,913 |
| 20 Years | $1,945 |
| 30 Years | $1,498 |
| 40 Years | $1,442 |
| 50 Years | $1,335 |
| 60 Years | $1,354 |
| 70 Years | $1,576 |
Victorville, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Victorville, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,604 | $424 |
| 3 Vehicles | $3,906 | $636 |
| 4 Vehicles | $5,208 | $848 |
Savings on 2 Vehicles bundle:$424
Savings on 3 Vehicles bundle:$636
Savings on 4 Vehicles bundle:$848
Victorville, CA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Victorville, CA.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Victorville | $1,514 | $3,728 |
| Mountain View Acres | $1,787 | $4,400 |
| Spring Valley Lake | $1,821 | $4,484 |
| Adelanto | $1,499 | $3,691 |
| Victorville-Hesperia | $1,794 | $4,417 |
| Apple Valley | $1,433 | $3,528 |
| Hesperia | $1,485 | $3,656 |
| Oak Hills | $1,853 | $4,562 |
Victorville, CA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,299 |
| Excellent (740-799) | $1,483 |
| Good (670-739) | $1,578 |
| Average (580-669) | $2,058 |
| Poor (300-579) | $2,470 |
Victorville, CA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Burke Myers | Farmers | 19341 Bear Valley Rd Ste 205, Apple Valley, 92308 | (760) 247-4884 |
| Amy Martinez | State Farm | 15550 Main St Ste D17, Hesperia, 92345-3492 | 760-244-8808 |
| Amanda Guardado | Allstate | 20786 Bear Valley Rd Ste B, Apple Valley, 92308 | (760) 240-5900 |
| Matt Davenport | State Farm | 547 N Azusa Ave, West Covina, 91791-1252 | 909-461-4277 |
| Heidi Vincent | Farmers | 333 N Santa Anita Ave Ste 9, Arcadia, 91006 | (626) 348-8769 |
| Elaine C. Price | Allstate | 141 W Foothill Blvd, Monrovia, 91016 | (626) 357-3916 |
| Noemi Neyra | Farmers | 14592 Palmdale Rd Ste D2, Victorville, 92392 | (760) 241-7515 |
| Kyle Cline | State Farm | 1275 E Route 66, Glendora, 91740-3779 | 626-335-0815 |
| Wade Sharifi | Allstate | 10832 Laurel St Ste 201, Rancho Cucamonga, 91730 | (909) 259-0492 |
| Oscar Feria | State Farm | 322 N Azusa Avenue Suite 205, La Puente, 91744-4648 | 626-962-5700 |
| [ | ' | N, a, i |
Victorville, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$67 | $1,581 |
| Driver's Failure In Showing Documents | +$147 | $1,661 |
| Driving With An Expired Registration | +$156 | $1,670 |
| Driving At A Considerably Slow Pace | +$329 | $1,843 |
| Using A Cellphone While Driving | +$347 | $1,861 |
| Running A Red Light | +$353 | $1,867 |
| Speeding | +$371 | $1,885 |
| Driving A Vehicle Without The Required Permission | +$471 | $1,985 |
| Driving With An Expired/Suspended License | +$1,020 | $2,534 |
Victorville, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,453 |
| Active Disabling Device | $1,453 |
| Tracking Device | $1,423 |
| Passive Disabling Device | $1,408 |
Latest Auto Insurance Reviews in Victorville, CA | Back to Top
GeicoI would not recommend because my daughter's brand new month old $26,000 car had $20,000 in damages from an accident. Geico told her if the damage hit 80% they would total it.
Geicomy deductible is only $500, and my premium is about $100 per, I was paying over double with progressive.
AllstateMy car insurance company is quite good and their customer service is attentive and there are several ways of contacting them which makes it very easy to talk with someone at any hour day or night.
GeicoI only had Geico for a few months. Their customer service is pretty good. I only contacted them once though, through email.
Esurancethey have been very responsive and took care of my needs. They may not lead the pack when it comes to extra features, but they are affordable and give you what you need if you just want a basic plan.
GeicoOur deductible is comparable to other insurances, $500 but Geico was about 150 less a month than our other policy through progressive.
ProgressiveI am not really sure how my policy compares to any other policies. I have never checked into the policy offerings because Progressive was the ONLY affordable option for me.
AllstateIn very broad terms, expect to pay about $35 per month for every $100,000 of home value, though it depends on your city and state.
MercuryMercury had by far the most affordable monthly premium for the deductible amounts that I needed. I got quite a few quotes from other companies, and they offered the best coverage for the best price.
MercuryMercury had by far the most affordable monthly premium for the deductible amounts that I needed. I got quite a few quotes from other companies, and they offered the best coverage for the best price.
GeicoFor the few times I have had to file claims I feel very satisfied with my experiences with GEICO as my insurer. I am generally satisfied with the purchasing of auto insurance through them as well.
GeicoThe premium is selectable based on the overall plan details. I have not adequately compared it to other providers at this time.
Horace MannThe premium is much more affordable than other carriers I've quoted myself with. Their rating tiers, along with group discounts makes it much more rewarding.
GeicoI dislike that the company discovered a ticket from THREE years ago, and applied a penalty to my insurance for an entire year. It was my first (and only) speeding ticket, and they raised my rates high because of a single mistake - hardly seems fair when I pay so much in insurance anyway.
AllstateOne thing that I dislike, is that my rates keep going up every year, even when I've had no accidents.
Amica Mutual InsuranceAt this time, I do not have any type of negative comments. My experience has always been positive and friendly. They do need to add that chat to the website.
ProgressiveHonest I dont have anything that I dislike, maybe if things could be even cheaper but that's just asking for to much.
State FarmMy premium is lower than most other companies can offer. I took advantage of checking with Geico for example and they sent me away saying they could not give me a better rate.