Vidor Auto Insurance Rates, Quotes, Agents & Reviews in TX

Vidor, TX Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Vidor, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Vidor, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Vidor, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Vidor, TX with that of other cities in and around Vidor.

Vidor Rose City Evadale Beaumont Orange County Pine Forest
Average Insurance Rates $1,868 $1,860 $1,849 $1,467 $1,884 $1,871

Vidor, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Vidor, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Vidor $1,458 $1,232
Pine Forest $1,236 $1,044
Rose City $1,230 $1,039
Orange County $987 $833
Mauriceville $1,246 $1,053
Beaumont $1,452 $1,227
Bridge City-Orangefield $1,358 $1,147
Evadale $1,575 $1,330

Vidor, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Vidor, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,061
20 Years $2,400
30 Years $1,849
40 Years $1,779
50 Years $1,647
60 Years $1,670
70 Years $1,944

Vidor, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Vidor, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,250 $486
3 Vehicles $4,875 $729
4 Vehicles $6,501 $971

Savings on 2 Vehicles bundle:$486

Savings on 3 Vehicles bundle:$729

Savings on 4 Vehicles bundle:$971

Vidor, TX Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Vidor, TX.

Location Average Insurance Cost Post DUI Insurance Rate
Vidor $1,868 $2,908
Pine Forest $1,871 $2,913
Rose City $1,860 $2,896
Orange County $1,884 $2,933
Mauriceville $1,890 $2,942
Beaumont $1,467 $2,284
Bridge City-Orangefield $1,959 $3,050
Evadale $1,849 $2,878

Vidor, TX Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,603
Excellent (740-799) $1,829
Good (670-739) $1,946
Average (580-669) $2,539
Poor (300-579) $3,047

Vidor, TX Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
John Nickum State Farm 955 N Main St, Vidor, 77662-4337 409-769-5421
Claudia Aguilar Farmers 2949 College St Ste 130, Beaumont, 77701 (409) 908-3030
Price Insurance Agency Travelers 510 N MAIN, VIDOR, 77662 409-769-4000
R O Williams & Co, Inc Allstate 2508 McFaddin St, Beaumont, 77702 (409) 835-5921
Alisa Manuel Farmers 2311 Calder St, Beaumont, 77702 (409) 832-4521
First Choice Insurance Services None 2855 Eastex Fwy , Beaumont, 77706 None
Don Heath Clu, Cpcu, Chfc State Farm 2215 Calder, Beaumont, 77701-1562 409-833-5032
The Price Agency None 510 N Main Vidor, Pine Forest, 77662 None
Felicia Worthy Farmers 623 Main St Ste 2, Liberty, 77575 (936) 336-5855

Vidor, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$82 $1,950
Driver's Failure In Showing Documents +$181 $2,049
Driving With An Expired Registration +$192 $2,060
Driving At A Considerably Slow Pace +$405 $2,273
Using A Cellphone While Driving +$428 $2,296
Running A Red Light +$435 $2,303
Speeding +$458 $2,326
Driving A Vehicle Without The Required Permission +$581 $2,449
Driving With An Expired/Suspended License +$1,259 $3,127

Vidor, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,793
Active Disabling Device $1,793
Tracking Device $1,756
Passive Disabling Device $1,737

Latest Auto Insurance Reviews in Vidor, TX | Back to Top

State Farm
My family has been with them for decades and they continue to serve us well. Great company and cheaper than everyone else.1
I like that they orient their business toward people with military experience. I like that their customer service is excellent and I always have a good experience when I call for any reason. They also have a very user friendly app.
I like their prices overall. Their customer service is great, and they seem like they always care about what happens to you