Vidor, TX Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Vidor, TX, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Vidor, TX are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Vidor, TX Auto Insurance Rates
- Vidor, TX Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Vidor, TX
- Multi Vehicle Insurance Savings in Vidor, TX
- How Credit Score Affects Car Insurance Rates in Vidor, TX
- How DUI Affects Auto Insurance Premiums in Vidor, TX
- Top Auto Insurance Agents Near Vidor, TX
- How Driving Violations Affect Auto Insurance Rates in Vidor, TX
- Vidor, TX Auto Insurance Discounts on Anti Theft Feature
- Vidor, TX Auto Insurance Company Reviews
Vidor, TX Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Vidor, TX with that of other cities in and around Vidor.
| Vidor | Rose City | Evadale | Beaumont | Orange County | Pine Forest | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,868 | $1,860 | $1,849 | $1,467 | $1,884 | $1,871 |
Vidor, TX Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Vidor, TX based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Vidor | $1,458 | $1,232 |
| Pine Forest | $1,236 | $1,044 |
| Rose City | $1,230 | $1,039 |
| Orange County | $987 | $833 |
| Mauriceville | $1,246 | $1,053 |
| Beaumont | $1,452 | $1,227 |
| Bridge City-Orangefield | $1,358 | $1,147 |
| Evadale | $1,575 | $1,330 |
Vidor, TX Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Vidor, TX usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $6,061 |
| 20 Years | $2,400 |
| 30 Years | $1,849 |
| 40 Years | $1,779 |
| 50 Years | $1,647 |
| 60 Years | $1,670 |
| 70 Years | $1,944 |
Vidor, TX Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Vidor, TX can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,250 | $486 |
| 3 Vehicles | $4,875 | $729 |
| 4 Vehicles | $6,501 | $971 |
Savings on 2 Vehicles bundle:$486
Savings on 3 Vehicles bundle:$729
Savings on 4 Vehicles bundle:$971
Vidor, TX Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Vidor, TX.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Vidor | $1,868 | $2,908 |
| Pine Forest | $1,871 | $2,913 |
| Rose City | $1,860 | $2,896 |
| Orange County | $1,884 | $2,933 |
| Mauriceville | $1,890 | $2,942 |
| Beaumont | $1,467 | $2,284 |
| Bridge City-Orangefield | $1,959 | $3,050 |
| Evadale | $1,849 | $2,878 |
Vidor, TX Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,603 |
| Excellent (740-799) | $1,829 |
| Good (670-739) | $1,946 |
| Average (580-669) | $2,539 |
| Poor (300-579) | $3,047 |
Vidor, TX Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| John Nickum | State Farm | 955 N Main St, Vidor, 77662-4337 | 409-769-5421 |
| Claudia Aguilar | Farmers | 2949 College St Ste 130, Beaumont, 77701 | (409) 908-3030 |
| Price Insurance Agency | Travelers | 510 N MAIN, VIDOR, 77662 | 409-769-4000 |
| R O Williams & Co, Inc | Allstate | 2508 McFaddin St, Beaumont, 77702 | (409) 835-5921 |
| Alisa Manuel | Farmers | 2311 Calder St, Beaumont, 77702 | (409) 832-4521 |
| First Choice Insurance Services | None | 2855 Eastex Fwy , Beaumont, 77706 | None |
| Don Heath Clu, Cpcu, Chfc | State Farm | 2215 Calder, Beaumont, 77701-1562 | 409-833-5032 |
| The Price Agency | None | 510 N Main Vidor, Pine Forest, 77662 | None |
| Felicia Worthy | Farmers | 623 Main St Ste 2, Liberty, 77575 | (936) 336-5855 |
Vidor, TX Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$82 | $1,950 |
| Driver's Failure In Showing Documents | +$181 | $2,049 |
| Driving With An Expired Registration | +$192 | $2,060 |
| Driving At A Considerably Slow Pace | +$405 | $2,273 |
| Using A Cellphone While Driving | +$428 | $2,296 |
| Running A Red Light | +$435 | $2,303 |
| Speeding | +$458 | $2,326 |
| Driving A Vehicle Without The Required Permission | +$581 | $2,449 |
| Driving With An Expired/Suspended License | +$1,259 | $3,127 |
Vidor, TX Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,793 |
| Active Disabling Device | $1,793 |
| Tracking Device | $1,756 |
| Passive Disabling Device | $1,737 |
Latest Auto Insurance Reviews in Vidor, TX | Back to Top
State FarmMy family has been with them for decades and they continue to serve us well. Great company and cheaper than everyone else.1
UsaaI like that they orient their business toward people with military experience. I like that their customer service is excellent and I always have a good experience when I call for any reason. They also have a very user friendly app.
UsaaI like their prices overall. Their customer service is great, and they seem like they always care about what happens to you