Vina Auto Insurance Rates, Quotes, Agents & Reviews in AL

Vina, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Vina, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Vina, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Vina, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Vina, AL with that of other cities in and around Vina.

Vina Hodges Hackleburg Bexar Golden Franklin County
Average Insurance Rates $1,397 $1,392 $1,406 $1,424 $1,530 $1,411

Vina, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Vina, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Vina $1,400 $1,182
Hodges $1,506 $1,272
Red Bay $1,680 $1,419
Franklin County $1,436 $1,213
Belgreen $1,309 $1,106
Hackleburg $1,256 $1,061
Golden $1,508 $1,274
Bexar $2,752 $2,325

Vina, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Vina, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,533
20 Years $1,795
30 Years $1,383
40 Years $1,330
50 Years $1,232
60 Years $1,249
70 Years $1,454

Vina, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Vina, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,431 $363
3 Vehicles $3,646 $545
4 Vehicles $4,862 $726

Savings on 2 Vehicles bundle:$363

Savings on 3 Vehicles bundle:$545

Savings on 4 Vehicles bundle:$726

Vina, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Vina, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Vina $1,397 $2,477
Hodges $1,392 $2,468
Red Bay $1,407 $2,495
Franklin County $1,411 $2,502
Belgreen $1,271 $2,254
Hackleburg $1,406 $2,493
Golden $1,530 $2,537
Bexar $1,424 $2,525

Vina, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,199
Excellent (740-799) $1,368
Good (670-739) $1,456
Average (580-669) $1,899
Poor (300-579) $2,279

Vina, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Gus Garrard State Farm 13688 Highway 43, Russellville, 35653-2830 256-332-0052
Your Insurance Centers Inc Liberty Mutual Independent 400 BEXAR AVE W, HAMILTON, 35570 205-921-2141
Lanny Norris State Farm 201 Washington Ave NW, Russellville, 35653-2246 256-332-0540
Wendy Murphy Allstate 321 S Walnut St, Florence, 35630 (256) 765-2200
Jesse Dee Wisdom Allstate 2101 Florence Blvd Ste A, Florence, 35630 (256) 718-3554
Ronald Thorn State Farm 114 4th Ave SE, Red Bay, 35582-4191 256-356-2700
Steven Glover Farmers 5390 Highway 72, Killen, 35645 (256) 757-3188

Vina, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,458
Driver's Failure In Showing Documents +$136 $1,533
Driving With An Expired Registration +$144 $1,541
Driving At A Considerably Slow Pace +$303 $1,700
Using A Cellphone While Driving +$320 $1,717
Running A Red Light +$326 $1,723
Speeding +$342 $1,739
Driving A Vehicle Without The Required Permission +$434 $1,831
Driving With An Expired/Suspended License +$942 $2,339

Vina, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,341
Active Disabling Device $1,341
Tracking Device $1,313
Passive Disabling Device $1,299