Virginia Beach, VA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Virginia Beach, VA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Virginia Beach, VA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Virginia Beach, VA Auto Insurance Rates
- Virginia Beach, VA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Virginia Beach, VA
- Multi Vehicle Insurance Savings in Virginia Beach, VA
- How Credit Score Affects Car Insurance Rates in Virginia Beach, VA
- How DUI Affects Auto Insurance Premiums in Virginia Beach, VA
- Top Auto Insurance Agents Near Virginia Beach, VA
- How Driving Violations Affect Auto Insurance Rates in Virginia Beach, VA
- Virginia Beach, VA Auto Insurance Discounts on Anti Theft Feature
- Virginia Beach, VA Auto Insurance Company Reviews
Virginia Beach, VA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Virginia Beach, VA with that of other cities in and around Virginia Beach.
| Virginia Beach | Moyock | Fruitville | Chesapeake | Portsmouth | Norfolk | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $956 | $1,372 | $1,005 | $954 | $920 | $929 |
Virginia Beach, VA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Virginia Beach, VA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Virginia Beach | $1,879 | $1,587 |
| Norfolk | $959 | $810 |
| Chesapeake | $1,789 | $1,511 |
| Portsmouth | $1,430 | $1,208 |
| Fruitville | $1,465 | $1,237 |
| Moyock | $1,863 | $1,574 |
Virginia Beach, VA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Virginia Beach, VA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,102 |
| 20 Years | $1,228 |
| 30 Years | $946 |
| 40 Years | $910 |
| 50 Years | $843 |
| 60 Years | $855 |
| 70 Years | $995 |
Virginia Beach, VA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Virginia Beach, VA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,663 | $249 |
| 3 Vehicles | $2,495 | $373 |
| 4 Vehicles | $3,327 | $497 |
Savings on 2 Vehicles bundle:$249
Savings on 3 Vehicles bundle:$373
Savings on 4 Vehicles bundle:$497
Virginia Beach, VA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Virginia Beach, VA.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Virginia Beach | $956 | $1,560 |
| Norfolk | $929 | $1,516 |
| Chesapeake | $954 | $1,557 |
| Portsmouth | $920 | $1,502 |
| Fruitville | $1,005 | $4,122 |
| Moyock | $1,372 | $5,627 |
Virginia Beach, VA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $820 |
| Excellent (740-799) | $936 |
| Good (670-739) | $996 |
| Average (580-669) | $1,300 |
| Poor (300-579) | $1,559 |
Virginia Beach, VA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Rose Goheen | State Farm | 1112 Laskin Rd, Virginia Beach, 23451 | 757-428-8002 |
| Insurance Agency Services Llc | Travelers | 1057 PRINCESS ANNE BLVD, VIRGINIA BEACH, 23457 | 757-426-6115 |
| Insurance Agency Services Llc | Travelers | 1057 PRINCESS ANNE BLVD, VIRGINIA BEACH, 23457 | 757-426-6115 |
| Mark Johnson | Farmers | 4968 Euclid Rd Ste E, Virginia Beach, 23462 | (757) 673-5630 |
| Seamus Mcnamee | State Farm | 5520 Greenwich Rd Ste 103, Virginia Bch, 23462-6541 | 757-495-6400 |
| Seamus Mcnamee | State Farm | 5520 Greenwich Rd Ste 103, Virginia Bch, 23462-6541 | 757-495-6400 |
| Seamus Mcnamee | State Farm | 5520 Greenwich Rd Ste 103, Virginia Bch, 23462-6541 | 757-495-6400 |
| Seamus Mcnamee | State Farm | 5520 Greenwich Rd Ste 103, Virginia Bch, 23462-6541 | 757-495-6400 |
| Dominion Insurance | Erie | 2180 Mccomas Way, Virginia Beach, 23456 | None |
Virginia Beach, VA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$42 | $998 |
| Driver's Failure In Showing Documents | +$93 | $1,049 |
| Driving With An Expired Registration | +$98 | $1,054 |
| Driving At A Considerably Slow Pace | +$207 | $1,163 |
| Using A Cellphone While Driving | +$219 | $1,175 |
| Running A Red Light | +$223 | $1,179 |
| Speeding | +$234 | $1,190 |
| Driving A Vehicle Without The Required Permission | +$297 | $1,253 |
| Driving With An Expired/Suspended License | +$644 | $1,600 |
Virginia Beach, VA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $918 |
| Active Disabling Device | $918 |
| Tracking Device | $899 |
| Passive Disabling Device | $889 |
Latest Auto Insurance Reviews in Virginia Beach, VA | Back to Top
ProgressiveVery competitive and very attractive. The premium and the deductible were the two factors that drove (no pun intended) us to Progressive and away from Allstate.
Farmer's InsuranceWould recommend based on my experience over the last few years. The agent is nice locally and I have not had a problem getting what I need from them at any time.
AllstateI don't see any difference in my policy than other insurance offerings. All of the other companies offer the same exact offers, maybe a different price here and there but nothing crazy.
GeicoThe only thing that I am not satisfy with that is the late reply to the phone, or chat or email. I think it is an usual thing because of they have a lot customer. In totally I am happy with this company and recommend to my friends to use this insurance.
UsaaGreat prices, great service, roadside assistance, great app,, great customer service.
Allstatethe premium is perfect its no so expensive and make everything the best for you and fast for the clients and a fast receprtion from calls and the good mood of their employees
ProgressiveI like how easy and convenient it was to sign up. Also how I can log on any time to adjust or check my status. I also like how their app lets me keep my insurance card on my phone in case of emergencies.
GeicoI like it because it is inexpensive. With my old insurance, I was paying 193 a month just for myself. With Geico, I am paying 100 a month, which is saving me a lot of money.
ProgressiveI like the ease of reporting accidents via the app. It saves time and makes the process simple.
GeicoI like that they are affordable monthly and offer great coverage based on my needs and they offer discounts for different things.