Virginia Beach Auto Insurance Rates, Quotes, Agents & Reviews in VA

Virginia Beach, VA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Virginia Beach, VA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Virginia Beach, VA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Virginia Beach, VA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Virginia Beach, VA with that of other cities in and around Virginia Beach.

Virginia Beach Moyock Fruitville Chesapeake Portsmouth Norfolk
Average Insurance Rates $956 $1,372 $1,005 $954 $920 $929

Virginia Beach, VA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Virginia Beach, VA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Virginia Beach $1,879 $1,587
Norfolk $959 $810
Chesapeake $1,789 $1,511
Portsmouth $1,430 $1,208
Fruitville $1,465 $1,237
Moyock $1,863 $1,574

Virginia Beach, VA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Virginia Beach, VA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,102
20 Years $1,228
30 Years $946
40 Years $910
50 Years $843
60 Years $855
70 Years $995

Virginia Beach, VA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Virginia Beach, VA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,663 $249
3 Vehicles $2,495 $373
4 Vehicles $3,327 $497

Savings on 2 Vehicles bundle:$249

Savings on 3 Vehicles bundle:$373

Savings on 4 Vehicles bundle:$497


Virginia Beach, VA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Virginia Beach, VA.

Location Average Insurance Cost Post DUI Insurance Rate
Virginia Beach $956 $1,560
Norfolk $929 $1,516
Chesapeake $954 $1,557
Portsmouth $920 $1,502
Fruitville $1,005 $4,122
Moyock $1,372 $5,627

Virginia Beach, VA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $820
Excellent (740-799) $936
Good (670-739) $996
Average (580-669) $1,300
Poor (300-579) $1,559

Virginia Beach, VA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Rose Goheen State Farm 1112 Laskin Rd, Virginia Beach, 23451 757-428-8002
Insurance Agency Services Llc Travelers 1057 PRINCESS ANNE BLVD, VIRGINIA BEACH, 23457 757-426-6115
Insurance Agency Services Llc Travelers 1057 PRINCESS ANNE BLVD, VIRGINIA BEACH, 23457 757-426-6115
Mark Johnson Farmers 4968 Euclid Rd Ste E, Virginia Beach, 23462 (757) 673-5630
Seamus Mcnamee State Farm 5520 Greenwich Rd Ste 103, Virginia Bch, 23462-6541 757-495-6400
Seamus Mcnamee State Farm 5520 Greenwich Rd Ste 103, Virginia Bch, 23462-6541 757-495-6400
Seamus Mcnamee State Farm 5520 Greenwich Rd Ste 103, Virginia Bch, 23462-6541 757-495-6400
Seamus Mcnamee State Farm 5520 Greenwich Rd Ste 103, Virginia Bch, 23462-6541 757-495-6400
Dominion Insurance Erie 2180 Mccomas Way, Virginia Beach, 23456 None

Virginia Beach, VA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$42 $998
Driver's Failure In Showing Documents +$93 $1,049
Driving With An Expired Registration +$98 $1,054
Driving At A Considerably Slow Pace +$207 $1,163
Using A Cellphone While Driving +$219 $1,175
Running A Red Light +$223 $1,179
Speeding +$234 $1,190
Driving A Vehicle Without The Required Permission +$297 $1,253
Driving With An Expired/Suspended License +$644 $1,600

Virginia Beach, VA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $918
Active Disabling Device $918
Tracking Device $899
Passive Disabling Device $889

Latest Auto Insurance Reviews in Virginia Beach, VA | Back to Top

Progressive
Very competitive and very attractive. The premium and the deductible were the two factors that drove (no pun intended) us to Progressive and away from Allstate.
Farmer's Insurance
Would recommend based on my experience over the last few years. The agent is nice locally and I have not had a problem getting what I need from them at any time.
Allstate
I don't see any difference in my policy than other insurance offerings. All of the other companies offer the same exact offers, maybe a different price here and there but nothing crazy.
Geico
The only thing that I am not satisfy with that is the late reply to the phone, or chat or email. I think it is an usual thing because of they have a lot customer. In totally I am happy with this company and recommend to my friends to use this insurance.
Usaa
Great prices, great service, roadside assistance, great app,, great customer service.
Allstate
the premium is perfect its no so expensive and make everything the best for you and fast for the clients and a fast receprtion from calls and the good mood of their employees
Progressive
I like how easy and convenient it was to sign up. Also how I can log on any time to adjust or check my status. I also like how their app lets me keep my insurance card on my phone in case of emergencies.
Geico
I like it because it is inexpensive. With my old insurance, I was paying 193 a month just for myself. With Geico, I am paying 100 a month, which is saving me a lot of money.
Progressive
I like the ease of reporting accidents via the app. It saves time and makes the process simple.
Geico
I like that they are affordable monthly and offer great coverage based on my needs and they offer discounts for different things.