Visalia, CA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Visalia, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Visalia, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Visalia, CA Auto Insurance Rates
- Visalia, CA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Visalia, CA
- Multi Vehicle Insurance Savings in Visalia, CA
- How Credit Score Affects Car Insurance Rates in Visalia, CA
- How DUI Affects Auto Insurance Premiums in Visalia, CA
- How Driving Violations Affect Auto Insurance Rates in Visalia, CA
- Visalia, CA Auto Insurance Discounts on Anti Theft Feature
- Visalia, CA Auto Insurance Company Reviews
Visalia, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Visalia, CA with that of other cities in and around Visalia.
| Visalia | West Goshen | Ivanhoe | Linnell Camp | Monson | Patterson Tract | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,317 | $1,779 | $1,791 | $2,196 | $1,787 | $1,789 |
Visalia, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Visalia, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Visalia | $1,213 | $1,025 |
| Patterson Tract | $1,497 | $1,264 |
| Goshen | $1,227 | $1,036 |
| West Goshen | $942 | $796 |
| Linnell Camp | $2,262 | $1,911 |
| Farmersville | $1,227 | $1,036 |
| Ivanhoe | $1,501 | $1,268 |
| Monson | $1,560 | $1,318 |
Visalia, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Visalia, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,273 |
| 20 Years | $1,692 |
| 30 Years | $1,303 |
| 40 Years | $1,254 |
| 50 Years | $1,161 |
| 60 Years | $1,177 |
| 70 Years | $1,371 |
Visalia, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Visalia, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,318 | $316 |
| 3 Vehicles | $3,477 | $474 |
| 4 Vehicles | $4,636 | $632 |
Savings on 2 Vehicles bundle:$316
Savings on 3 Vehicles bundle:$474
Savings on 4 Vehicles bundle:$632
Visalia, CA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Visalia, CA.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Visalia | $1,317 | $3,243 |
| Patterson Tract | $1,789 | $4,405 |
| Goshen | $1,766 | $4,348 |
| West Goshen | $1,779 | $4,380 |
| Linnell Camp | $2,196 | $5,407 |
| Farmersville | $1,767 | $4,351 |
| Ivanhoe | $1,791 | $4,410 |
| Monson | $1,787 | $4,400 |
Visalia, CA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,130 |
| Excellent (740-799) | $1,290 |
| Good (670-739) | $1,372 |
| Average (580-669) | $1,790 |
| Poor (300-579) | $2,148 |
Visalia, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$58 | $1,375 |
| Driver's Failure In Showing Documents | +$128 | $1,445 |
| Driving With An Expired Registration | +$136 | $1,453 |
| Driving At A Considerably Slow Pace | +$286 | $1,603 |
| Using A Cellphone While Driving | +$302 | $1,619 |
| Running A Red Light | +$307 | $1,624 |
| Speeding | +$323 | $1,640 |
| Driving A Vehicle Without The Required Permission | +$410 | $1,727 |
| Driving With An Expired/Suspended License | +$888 | $2,205 |
Visalia, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,264 |
| Active Disabling Device | $1,264 |
| Tracking Device | $1,238 |
| Passive Disabling Device | $1,225 |
Latest Auto Insurance Reviews in Visalia, CA | Back to Top
GeicoI feel like this company offers many policy options, and overall I am very satisfied.
GeicoI feel they offer just enough but nothing really extra, I mean there is a few incentives to help your rates go down, But I dont think it is anything special really.
AllstateAllstate is a great insurance company. I had the absolute easiest experience ever signing up for them. My agent is easy to reach by phone. I called him and gave him my information.
AllstateThe premium for the car was surprisingly low, but I am sure that is because I combined insurance with my home. The deductible is also at a price that I really can't complain about.
Geicotheir premium is cheap that is the reason I choose the plan. I don't want to waste too much on something that I may be not need.
EsuranceI give it a 3 because the customer service could be a little more patient with customers and could be a little more professional on the phone.
NationwideThe car insurance coverage is excellent we have Triple AAA coverage built into our coverage with a little extra premium paid each month. This can put someone at ease whenever they have to take a long road trip.
NationwideThe car insurance coverage is excellent we have Triple AAA coverage built into our coverage with a little extra premium paid each month. This can put someone at ease whenever they have to take a long road trip.
GeicoTHe only service i have used is getting towed to a gas station for maintenance. It only took 20 minutes for a tow truck to arrive and it was included in my insurance.
State FarmThe company is in a small town and super friendly. I love that they try to help us in any way that they can.
GeicoGeico is cheaper on average. So, you get more coverage for less money. It's the only reason to go with Geico in my opinion.
GeicoMy insurance company offers excellent customer service, a very good amount of resources or means of communication and a large portfolio of possibilities.
Metromile Auto InsuranceI like that the accessibility is not an obstacle since this company allows to establish communication between the client and the company through the application web page and the attention to the client is very good
State FarmThe cost could always be lower, of course. My car insurance premium is almost exactly half of my car payment each month, and my homeowner's cost has gone up as well.
MercuryThe only downfall to mercury is not having a local agent but even that is not that big of a deal for me because I can reach them 24/7 by phone or chat