Vista, CA Auto Insurance Rates

Vista, CA residents can save $500 by comparing multiple quotes & reading reviews & research on Vista car insurance rates, quotes, agents & coverage.

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$815 $1250 $1922

Latest Auto Insurance Reviews in Vista, California


Aaa
The customer service for AAA car insurance is off the charts, they take the best care of me of any car insurance company ever has, they have cared when others didn't
Oceanpoint Insurance
I love the services they have as well as the price on the coverage. It might not have roadside assistance, but I don't have any use for that as of yet.
Geico
I am very happy with the way Geico is set up regarding customer service and ease of use through the app or the website. You do not have to call into a representative every time you want to make a change, you can just change it on their website or app incredibly easy. I have even switched out my car in less than three minutes by using the app.
Esurance
I have not had to file a claim yet, so that is still unknown. Otherwise, for the price and ease of use it can not be beat currently for me.
Write Your Review | Vista, California Auto Insurance Analysis
Aaa Auto Insurance, Vista, CA
$127/1 month
Car Insurance Policy Holder
  • Divorced 27 Years old Female licensed 3 years ago with Own Ford Expedition EL XLT used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Bachelors & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 20 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Nationwide Insurance, Vista, CA
$69/1 month
Car Insurance Policy Holder
  • Single 25 Years old Female licensed 8 years ago with Leased Fiat 500 CPop used for Commute to Work or School with estimated annual mileage of 20,001+.
  • vocational education & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 300 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
21st Century Insurance, Vista, CA
$71/1 month
Car Insurance Policy Holder
  • Married 54 Years old Female licensed 38 years ago with Leased Ford, Expedition Limited, 4WD 4 Door SUV used for Business with estimated annual mileage of 12,001 - 15,000.
  • Less than High School & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Travelers Auto Insurance, Vista, CA
$2551/12 months
Car Insurance Policy Holder
  • Divorced 62 Years old Female licensed 45 years ago with Financed Jaguar, XKR, 2 Door Coupe used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Bachelors & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 20 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Liberty Mutual, Vista, CA
$900/12 months
Car Insurance Policy Holder
  • Married 37 Years old Female licensed 22 years ago with Financed GMC, Terrain SLE1, 2WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 7,501 - 9,000.
  • Vocational & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 20 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Liberty Mutual, Vista, CA
$2029/12 months
Car Insurance Policy Holder
  • Divorced 49 Years old Female licensed 17 years ago with Own Porsche, Panamera S, 4 Door Sedan used for Business with estimated annual mileage of 15,001 - 20,000.
  • Doctors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
California Casualty, Vista, CA
$1952/12 months
Car Insurance Policy Holder
  • Single 24 Years old Male licensed 4 years ago with Financed Subaru, Forester 2.5X Premium, 4 Door Wagon AWD used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Vocational & Freelancer.
  • No accidents , No traffic tickets , DUIs in history , Licence suspended previously.
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 25 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Vista, CA
$2014/12 months
Car Insurance Policy Holder
  • Divorced 43 Years old Female licensed 6 years ago with Own Porsche, 911 Turbo, 2 Door Convertible AWD used for Commute to Work or School with estimated annual mileage of 9,001 - 12,000.
  • Associate & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 500 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Amica Auto Insurance, Vista, CA
$901/12 months
Car Insurance Policy Holder
  • Married 43 Years old Female licensed 14 years ago with Own Jeep, Grand Cherokee Overland, 2WD 4 Door Utility used for Business with estimated annual mileage of 20,001+.
  • High School & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • >3 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 250 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Vista Car Insurance Rate Comparisons

Vista, CA's average car insurance of $1250 differs from Carlsbad, CA (-$90), Rancho Santa Fe, CA (+$1240), Camp Pendleton, CA (+$880) and California (+$569)

Vista Carlsbad, CA Rancho Santa Fe, CA Camp Pendleton, CA California
Median Insurance Rates $1250 -$90 +$1240 +$880 +$569

Vista Car Insurance Savings By Neighborhood & Street Area

Vista Driver Street Residence & Car Locations Car Details in Vista Vista Driver Demographics Vista Auto Insurance Estimates Recent Vista Insurance Savings
Sierra Vista Trailer Park
Gold Rush Way2002 Buick Rendezvous CXL19 year teenager$2731$951
Sunridge Country Ln2004 Cadillac Seville SLS50 year woman$1351$689
The Palms Trailer Park
Ravine Rd2005 Chevrolet Silverado 2500HD Work Truck17 year female teenager$2554$795
Grapevine Rd2006 Ford Fusion V6 SEL45 year married woman$1069$391
Ocean Hills
Ridgeline Ave2010 Mazda Mazda3 s Sport66 year male senior$1238$596
Cove Ct2009 Acura TSX Base w/Tech46 year man$1549$778
Vista Manor Trailer Park
Gina Way2012 Hyundai Sonata GLS66 year senior$1296$990
W Orange St2010 Toyota Prius I84 year female senior$1200$693
Vista Cascade Mobile Home Park
Debra Ln2013 Honda Civic LX25 year married man$1314$393
Cll Jules2008 Chrysler 300C 18 year male teenager$2701$349

Vista Post DUI Car Insurance Rates

Vista Rancho Santa Fe Lake San Marcos San Marcos California
Median Post DUI Insurance Rate $2325 +$2306 +$502 -$90 +$1058
Male Teenager Post DUI Insurance Rate $5068 +$5028 +$1094 -$195 +$2306
Female Teenager Post DUI Insurance Rate $5044 +$5005 +$1090 -$194 +$2297

The Post DUI insurance in Vista, CA's is $2325 compared to Rancho Santa Fe (+$2306), Lake San Marcos (+$502), San Marcos (-$90) and California (+$1058)

In Vista, a male teenager with Post DUI pays $24 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2005 Chevrolet Silverado 2500HD Work Truck in Vista, CA would pay $4770 on auto insurance while a female teenager POST DUI would pay $4750.

Vista Car Insurance by Segment

Vista Teenagers Car Insurance Rates Comparison

6317 Vista Teenagers (6% of total population), 49% Male & 51% Female.

Vista Fallbrook Escondido Camp Pendleton South California
All Teenagers $2725 +$457 +$95 +$2790 +$1240
Male Teenager $2725 +$457 +$95 +$2790 +$1240
Female Teenager $2712 +$456 +$95 +$2778 +$1235

Vista teenagers pay $2725 in insurance in contrast with Fallbrook (+$457), Escondido (+$95), Camp Pendleton South (+$2790) and California (+$1240). The difference between Male & Female teenagers in Vista is $13

Example

  • 2010 Lincoln MKZ Base Male Teenager Insurance Rate $2727
  • 2013 Jeep Wrangler Freedom Edition Female Teenager Insurance Rate $2378

Vista Men & Women Car Insurance

94145 Vista Adults (100% of total population), 49% Men & 51% Women.

Vista Carlsbad Escondido Hidden Meadows California
All Women $1212 -$87 +$43 +$1203 +$552
Married Women $1175 -$85 +$41 +$1165 +$534
All Men $1587 -$114 +$56 +$1575 +$723
Married Men $1512 -$109 +$53 +$1500 +$688

The typical insurance rate of $1587 that Vista Men pay varies from Carlsbad (-$114), Escondido (+$56), Hidden Meadows (+$1575) and California (+$723). In Vista, married men pay $337 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $1431
  • 2013 Dodge Journey Crew Married Women Insurance Rate $1588

Vista Senior Car Insurance

13267 Vista Seniors (14% of total population), 44% Senior Men & 56% Senior Women.

Vista Camp Pendleton Poway Hidden Meadows California
All Seniors $1325 +$932 -$8 +$1314 +$603
Senior Men $1300 +$915 -$8 +$1289 +$591
Senior Women $1350 +$950 -$8 +$1339 +$614

Vista seniors pay $1325 in insurance compared to Camp Pendleton (+$932), Poway (-$8), Hidden Meadows (+$1314) and California (+$603). In Vista, senior men pay $50 less than senior women.

Vista Car Insurance Discounts for Multiple Vehicles

Vista Population with 1 Vehicle 9369 (31% of Vista population), 2 Vehicles 12631 (42% of the Vista population) and 3 vehicles 4739 (16% of the population)

Vista Fairbanks Ranch San Marcos Fallbrook California
2 Vehicles $2375 +$2223 -$91 +$399 +$1082
3 Vehicles $3625 +$3393 -$139 +$609 +$1651
4 Vehicles $4875 +$4563 -$187 +$819 +$2220

Vista Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Volkswagen, Passat SEL $1000 $1240 $1740 $1170 $2170 $-430
Porsche, 911 Carrera S $300 $1390 $1690 $1280 $1580 $110
Infiniti, G37 X $400 $1410 $1810 $1330 $1730 $80
GMC, Sierra 2500HD SLT $1500 $1260 $1760 $1180 $2680 $-920
Scion, xD $100 $1270 $1370 $1170 $1270 $100