Volusia County Auto Insurance Rates, Quotes, Agents & Reviews in FL

Volusia County, FL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Volusia County, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Volusia County, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Volusia County, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Volusia County, FL with that of other cities in and around Volusia County.

Volusia County Central Volusia Lake Helen DeLand Samsula-Spruce Creek North DeLand
Average Insurance Rates $1,533 $2,236 $2,058 $1,533 $2,278 $2,070

Volusia County, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Volusia County, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Volusia County $1,763 $1,489
Central Volusia $1,016 $858
Samsula-Spruce Creek $1,794 $1,516
Lake Helen $1,481 $1,251
North DeLand $1,569 $1,325
DeLand Southwest $1,676 $1,415
Port Orange $1,478 $1,248
DeLand $1,317 $1,113

Volusia County, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Volusia County, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,974
20 Years $1,970
30 Years $1,517
40 Years $1,460
50 Years $1,352
60 Years $1,371
70 Years $1,595

Volusia County, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Volusia County, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,606 $460
3 Vehicles $3,909 $690
4 Vehicles $5,212 $920

Savings on 2 Vehicles bundle:$460

Savings on 3 Vehicles bundle:$690

Savings on 4 Vehicles bundle:$920


Volusia County, FL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Volusia County, FL.

Location Average Insurance Cost Post DUI Insurance Rate
Volusia County $1,533 $2,399
Central Volusia $2,236 $3,499
Samsula-Spruce Creek $2,278 $3,565
Lake Helen $2,058 $3,221
North DeLand $2,070 $3,240
DeLand Southwest $2,045 $3,201
Port Orange $1,276 $1,997
DeLand $1,533 $2,399

Volusia County, FL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,315
Excellent (740-799) $1,501
Good (670-739) $1,597
Average (580-669) $2,084
Poor (300-579) $2,500

Volusia County, FL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Blake Thomas State Farm 5889 S Williamson Blvd Ste 220, Port Orange, 32128-6111 386-760-2020
Bob Duncan Allstate 212 S Sanford Ave, Sanford, 32771 (407) 878-4785
Barbara Murphy Allstate 305 E International Speedway Blvd Unit A6, Deland, 32724 (386) 244-9006
Commercial Coverages Inc Travelers 1000 PELICAN BAY DR, DAYTONA BEACH, 32119 386-756-8551
Best Choice Insurance Agency None 1431 Orange Camp Rd 1431 Orange Camp Rd, DeLand, 32724 None
Don Parker State Farm 505 E New York Ave Ste 5, Deland, 32724-6083 386-734-2411
Gordon Gillespie Allstate 1665 Dunlawton Ave Ste 106, Port Orange, 32127 (386) 763-7415
V. W. Gould Agency, Inc. None 201 N Woodland Blvd, DeLand, 32720 None
Kerry Ravi Allstate 5889 S Williamson Blvd Ste 214, Port Orange, 32128 (386) 767-0122
Town & Country Insurance Agency, Inc. None 1525 Herbert St Ste 106 , Port Orange, 32129 None

Volusia County, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$67 $1,600
Driver's Failure In Showing Documents +$149 $1,682
Driving With An Expired Registration +$158 $1,691
Driving At A Considerably Slow Pace +$333 $1,866
Using A Cellphone While Driving +$351 $1,884
Running A Red Light +$357 $1,890
Speeding +$376 $1,909
Driving A Vehicle Without The Required Permission +$477 $2,010
Driving With An Expired/Suspended License +$1,033 $2,566

Volusia County, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,472
Active Disabling Device $1,472
Tracking Device $1,441
Passive Disabling Device $1,426