Wadley Auto Insurance Rates, Quotes, Agents & Reviews in GA

Wadley, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Wadley, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Wadley, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Wadley, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Wadley, GA with that of other cities in and around Wadley.

Wadley Bartow Midville Jefferson County Summertown Louisville
Average Insurance Rates $1,554 $1,549 $1,551 $1,555 $1,542 $1,552

Wadley, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Wadley, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Wadley $2,688 $2,271
Bartow $1,454 $1,228
Louisville $1,914 $1,616
Kite $1,422 $1,201
Summertown $1,273 $1,075
Davisboro $1,232 $1,041
Jefferson County $1,602 $1,353
Midville $1,565 $1,322

Wadley, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Wadley, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,042
20 Years $1,997
30 Years $1,538
40 Years $1,480
50 Years $1,370
60 Years $1,389
70 Years $1,617

Wadley, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Wadley, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,735 $373
3 Vehicles $4,103 $559
4 Vehicles $5,470 $746

Savings on 2 Vehicles bundle:$373

Savings on 3 Vehicles bundle:$559

Savings on 4 Vehicles bundle:$746

Wadley, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Wadley, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Wadley $1,554 $2,841
Bartow $1,549 $2,832
Louisville $1,552 $2,837
Kite $1,560 $2,852
Summertown $1,542 $2,819
Davisboro $1,575 $2,879
Jefferson County $1,555 $2,843
Midville $1,551 $2,835

Wadley, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,333
Excellent (740-799) $1,522
Good (670-739) $1,619
Average (580-669) $2,113
Poor (300-579) $2,535

Wadley, GA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Sanford, Bruker & Banks None 931 Broad St, Augusta, 30901 None
Don Brandenburg State Farm 119 Old Evans Rd, Martinez, 30907-5502 706-737-1101
Peach State Insurance Agency Travelers 2505 PEACH ORCHARD ROAD, AUGUSTA, 30906 706-798-1352
Rick Kilpatrick Allstate 1810 Wylds Rd Ste D, Augusta, 30909 (706) 737-9003
Bargeron Insurance Agency Travelers 202 East 5Th St, Louisville, 30434 None
Meybohm-Scarborough Insurance, Llc. None 3512 Wheeler Rd , Augusta, 30909 None
Blanchard & Calhoun Liberty Mutual Independent 245 DAVIS ROAD, AUGUSTA, 30907 106-650-6000
Skip Smith State Farm 2429 Peach Orchrd Rd, Augusta, 30906-2387 706-798-4968
John Hurst Insurance Group Inc Nationwide 3540 Wheeler Rd STE 102, Augusta, 30909-6534 (706) 364-0851

Wadley, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$68 $1,622
Driver's Failure In Showing Documents +$151 $1,705
Driving With An Expired Registration +$160 $1,714
Driving At A Considerably Slow Pace +$337 $1,891
Using A Cellphone While Driving +$356 $1,910
Running A Red Light +$362 $1,916
Speeding +$381 $1,935
Driving A Vehicle Without The Required Permission +$483 $2,037
Driving With An Expired/Suspended License +$1,047 $2,601

Wadley, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,492
Active Disabling Device $1,492
Tracking Device $1,461
Passive Disabling Device $1,445