Walden Auto Insurance Rates, Quotes, Agents & Reviews in VT

Walden, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Walden, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Walden, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Walden, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Walden, VT with that of other cities in and around Walden.

Walden Hardwick Caledonia County Danville Stannard Wheelock
Average Insurance Rates $1,069 $1,058 $1,071 $1,093 $1,053 $1,064

Walden, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Walden, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Walden $1,561 $1,319
Stannard $2,169 $1,832
Greensboro Bend $2,058 $1,738
Caledonia County $2,065 $1,744
Wheelock $1,466 $1,238
Danville $1,147 $969
Hardwick $1,267 $1,070
Cabot $2,907 $2,455

Walden, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Walden, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,469
20 Years $1,374
30 Years $1,058
40 Years $1,018
50 Years $943
60 Years $956
70 Years $1,113

Walden, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Walden, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,817 $321
3 Vehicles $2,726 $481
4 Vehicles $3,635 $641

Savings on 2 Vehicles bundle:$321

Savings on 3 Vehicles bundle:$481

Savings on 4 Vehicles bundle:$641

Walden, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Walden, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Walden $1,069 $2,209
Stannard $1,053 $2,176
Greensboro Bend $1,054 $2,178
Caledonia County $1,071 $2,213
Wheelock $1,064 $2,199
Danville $1,093 $2,259
Hardwick $1,058 $2,186
Cabot $1,076 $2,224

Walden, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $917
Excellent (740-799) $1,047
Good (670-739) $1,114
Average (580-669) $1,453
Poor (300-579) $1,744

Walden, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Calderwood Insurance Agency None 132 S Main St , Hardwick, 5843 None
Nwj/The Sawyer Agcy None Green , Danville, 5828 None
Poulos Insurance Allstate 723 Concord Ave, Saint Johnsbury, 5819 (802) 748-1200
Morse Insurance Allstate Po Box 557, Hardwick, 5843 (802) 472-5721
Jack Lindley Iii State Farm 431 Pine St Ste 102, Burlington, 05401-4726 802-658-2034
Peoples United Ins Agency Inc Travelers 2 BURLINGTON SQ 4TH FLR, BURLINGTON, 5401 802-863-2841
Sudha Parikh State Farm 875 Roosevelt Highway, Colchester, 05446-5927 802-654-8550
Jamieson Insurance Agency None 13 E Main St , Richmond, 5477 None

Walden, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,116
Driver's Failure In Showing Documents +$104 $1,173
Driving With An Expired Registration +$110 $1,179
Driving At A Considerably Slow Pace +$232 $1,301
Using A Cellphone While Driving +$245 $1,314
Running A Red Light +$249 $1,318
Speeding +$262 $1,331
Driving A Vehicle Without The Required Permission +$332 $1,401
Driving With An Expired/Suspended License +$721 $1,790

Walden, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,026
Active Disabling Device $1,026
Tracking Device $1,005
Passive Disabling Device $994