Wall Lake Auto Insurance Rates, Quotes, Agents & Reviews in SD

Wall Lake, SD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Wall Lake, SD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Wall Lake, SD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Wall Lake, SD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Wall Lake, SD with that of other cities in and around Wall Lake.

Wall Lake Benton Wellington Tea Wayne Home
Average Insurance Rates $1,474 $1,520 $1,393 $1,436 $1,453 $1,483

Wall Lake, SD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Wall Lake, SD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Wall Lake $1,477 $1,248
Wayne $1,760 $1,487
Hartford $1,521 $1,285
Home $1,771 $1,496
Wellington $2,196 $1,855
Delapre $1,711 $1,445
Benton $1,408 $1,189
Tea $1,847 $1,560

Wall Lake, SD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Wall Lake, SD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,783
20 Years $1,894
30 Years $1,459
40 Years $1,404
50 Years $1,300
60 Years $1,318
70 Years $1,534

Wall Lake, SD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Wall Lake, SD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,535 $413
3 Vehicles $3,803 $619
4 Vehicles $5,071 $825

Savings on 2 Vehicles bundle:$413

Savings on 3 Vehicles bundle:$619

Savings on 4 Vehicles bundle:$825


Wall Lake, SD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Wall Lake, SD.

Location Average Insurance Cost Post DUI Insurance Rate
Wall Lake $1,474 $2,588
Wayne $1,453 $2,551
Hartford $1,417 $2,488
Home $1,483 $2,604
Wellington $1,393 $2,446
Delapre $1,480 $2,599
Benton $1,520 $2,669
Tea $1,436 $2,521

Wall Lake, SD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,265
Excellent (740-799) $1,444
Good (670-739) $1,536
Average (580-669) $2,004
Poor (300-579) $2,404

Wall Lake, SD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Dan Scholten State Farm 5604 W 41st St Ste 104, Sioux Falls, 57106-1010 605-361-3077
Dan Scholten State Farm 5604 W 41st St Ste 104, Sioux Falls, 57106-1010 605-361-3077
Dan Scholten State Farm 5604 W 41st St Ste 104, Sioux Falls, 57106-1010 605-361-3077
Dan Scholten State Farm 5604 W 41st St Ste 104, Sioux Falls, 57106-1010 605-361-3077
Tea Insurance None 410 E Martha St, Tea, 57064 None
Dean Karsky Farmers 2500 W 46th St Ste 103, Sioux Falls, 57105 (605) 335-8101

Wall Lake, SD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$65 $1,539
Driver's Failure In Showing Documents +$143 $1,617
Driving With An Expired Registration +$152 $1,626
Driving At A Considerably Slow Pace +$320 $1,794
Using A Cellphone While Driving +$338 $1,812
Running A Red Light +$343 $1,817
Speeding +$361 $1,835
Driving A Vehicle Without The Required Permission +$458 $1,932
Driving With An Expired/Suspended License +$993 $2,467

Wall Lake, SD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,415
Active Disabling Device $1,415
Tracking Device $1,386
Passive Disabling Device $1,371