Wallingford Auto Insurance Rates, Quotes, Agents & Reviews in VT

Wallingford, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Wallingford, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Wallingford, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Wallingford, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Wallingford, VT with that of other cities in and around Wallingford.

Wallingford Clarendon Middletown Springs Mount Tabor Mount Holly Shrewsbury
Average Insurance Rates $1,086 $1,084 $1,106 $1,074 $1,096 $1,100

Wallingford, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Wallingford, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Wallingford $2,112 $1,784
Mount Tabor $2,167 $1,830
Tinmouth $2,257 $1,906
Mount Holly $1,595 $1,348
Danby $1,146 $968
Clarendon $1,093 $923
Shrewsbury $1,462 $1,235
Middletown Springs $1,621 $1,369

Wallingford, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Wallingford, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,524
20 Years $1,395
30 Years $1,075
40 Years $1,034
50 Years $958
60 Years $971
70 Years $1,130

Wallingford, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Wallingford, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,868 $304
3 Vehicles $2,802 $456
4 Vehicles $3,736 $608

Savings on 2 Vehicles bundle:$304

Savings on 3 Vehicles bundle:$456

Savings on 4 Vehicles bundle:$608


Wallingford, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Wallingford, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Wallingford $1,086 $2,244
Mount Tabor $1,074 $2,219
Tinmouth $1,088 $2,248
Mount Holly $1,096 $2,265
Danby $1,083 $2,238
Clarendon $1,084 $2,240
Shrewsbury $1,100 $2,273
Middletown Springs $1,106 $2,286

Wallingford, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $932
Excellent (740-799) $1,064
Good (670-739) $1,132
Average (580-669) $1,476
Poor (300-579) $1,771

Wallingford, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
O Shea Insurance Agency None 1387 Rt 4A West, Castleton, 5750 None
The Rabideau Agency Inc Travelers 33 COTTAGE ST, RUTLAND, 5701 802-775-1628
Ludlow Ins Agency Inc Travelers 150 MAIN ST, LUDLOW, 5149 802-228-8823
Ernest Soto State Farm 129 Woodstock Ave, Rutland, 05701-3538 802-747-7283
Benjamin Fuller Lutcf Liberty Mutual 271 North Main St Suite 208, Rutland, 5701 1-802-747-0600
C H Nelson Agency Inc Travelers 2736 VT RT 153 MAIN ST, WEST PAWLET, 5775 802-645-0270
Nfp None 54 Woodstock Ave, Rutland, 5701 None
Ken Decandio State Farm 56 Allen St, Rutland, 05701-4536 802-747-7975

Wallingford, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,134
Driver's Failure In Showing Documents +$105 $1,191
Driving With An Expired Registration +$112 $1,198
Driving At A Considerably Slow Pace +$236 $1,322
Using A Cellphone While Driving +$249 $1,335
Running A Red Light +$253 $1,339
Speeding +$266 $1,352
Driving A Vehicle Without The Required Permission +$338 $1,424
Driving With An Expired/Suspended License +$732 $1,818

Wallingford, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,043
Active Disabling Device $1,043
Tracking Device $1,021
Passive Disabling Device $1,010