Warren County, TN Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Warren County, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Warren County, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Warren County, TN Auto Insurance Rates
- Warren County, TN Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Warren County, TN
- Multi Vehicle Insurance Savings in Warren County, TN
- How Credit Score Affects Car Insurance Rates in Warren County, TN
- How DUI Affects Auto Insurance Premiums in Warren County, TN
- Top Auto Insurance Agents Near Warren County, TN
- How Driving Violations Affect Auto Insurance Rates in Warren County, TN
- Warren County, TN Auto Insurance Discounts on Anti Theft Feature
Warren County, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Warren County, TN with that of other cities in and around Warren County.
|Warren County||Viola||Van Buren County||Morrison||McMinnville||Beersheba Springs|
|Average Insurance Rates||$1,414||$1,398||$1,401||$1,391||$1,404||$1,376|
Warren County, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Warren County, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
|Location||Low Deductible ($500)||High Deductible ($1000)|
|Van Buren County||$1,687||$1,425|
Warren County, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Warren County, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
|Age of Driver||Insurance Cost|
Warren County, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Warren County, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
|Number of Cars||Auto Insurance Cost||Total Savings|
Savings on 2 Vehicles bundle:$368
Savings on 3 Vehicles bundle:$551
Savings on 4 Vehicles bundle:$735
Warren County, TN Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Warren County, TN.
|Location||Average Insurance Cost||Post DUI Insurance Rate|
|Van Buren County||$1,401||$2,510|
Warren County, TN Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
|Credit Score||Insurance Cost|
Warren County, TN Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
|Agent Name||Company||Agent Address||Contact Details|
|Leigh Holland||State Farm||1428 Sparta St Ste 4, McMinnville, 37110-1365||931-474-5252|
|Neil Helton||State Farm||807 N Chancery St, McMinnville, 37110-1604||931-473-1539|
|Johnny Murray||Allstate||1502 Smithville Hwy, McMinnville, 37110||(931) 473-2626|
|Reynolds Insurance Agency Inc||Erie||103 Moore Avenue, Smyrna, 37167||None|
|Barrett Insurance Agency||Travelers||10579 CEDAR GROVE RD STE 100, SMYRNA, 37167||615-220-9890|
|Cumberland Ins Grp||Allstate||117 E Bryant St, Smithville, 37166||(615) 597-4375|
|Rains Agency Inc. -- Crossville||None||807 N Main St, Crossville, 38555||None|
|Miller Loughry Beach Insurance Services, Inc.||None||214 West College Street , Murfreesboro, 37130||None|
|Bill Hayes||State Farm||136 S Lowry St, Smyrna, 37167-2540||615-459-2683|
Warren County, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
|Driving Violation||Cost Increase||Total Insurance Cost|
|Driving Without Headlights||+$62||$1,476|
|Driver's Failure In Showing Documents||+$137||$1,551|
|Driving With An Expired Registration||+$146||$1,560|
|Driving At A Considerably Slow Pace||+$307||$1,721|
|Using A Cellphone While Driving||+$324||$1,738|
|Running A Red Light||+$329||$1,743|
|Driving A Vehicle Without The Required Permission||+$440||$1,854|
|Driving With An Expired/Suspended License||+$953||$2,367|
Warren County, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
|Anti Theft Feature||Insurance Cost|
|Active Disabling Device||$1,357|
|Passive Disabling Device||$1,315|