Warren Auto Insurance Rates, Quotes, Agents & Reviews in OR

Warren, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Warren, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Warren, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Warren, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Warren, OR with that of other cities in and around Warren.

Warren Columbia City Ridgefield North Plains Scappoose Skyline
Average Insurance Rates $1,509 $1,446 $1,272 $1,531 $1,447 $1,626

Warren, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Warren, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Warren $1,225 $1,034
Scappoose $1,380 $1,166
St. Helens $1,471 $1,242
Columbia City $1,653 $1,396
Ridgefield $1,770 $1,495
Deer Island $1,807 $1,526
Skyline $1,981 $1,673
North Plains $1,479 $1,249

Warren, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Warren, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,896
20 Years $1,939
30 Years $1,493
40 Years $1,437
50 Years $1,331
60 Years $1,349
70 Years $1,570

Warren, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Warren, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,626 $392
3 Vehicles $3,938 $589
4 Vehicles $5,251 $785

Savings on 2 Vehicles bundle:$392

Savings on 3 Vehicles bundle:$589

Savings on 4 Vehicles bundle:$785


Warren, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Warren, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Warren $1,509 $2,257
Scappoose $1,447 $2,165
St. Helens $1,438 $2,151
Columbia City $1,446 $2,163
Ridgefield $1,272 $2,042
Deer Island $1,754 $2,624
Skyline $1,626 $2,432
North Plains $1,531 $2,290

Warren, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,295
Excellent (740-799) $1,478
Good (670-739) $1,572
Average (580-669) $2,051
Poor (300-579) $2,461

Warren, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$66 $1,575
Driver's Failure In Showing Documents +$146 $1,655
Driving With An Expired Registration +$155 $1,664
Driving At A Considerably Slow Pace +$327 $1,836
Using A Cellphone While Driving +$346 $1,855
Running A Red Light +$352 $1,861
Speeding +$370 $1,879
Driving A Vehicle Without The Required Permission +$469 $1,978
Driving With An Expired/Suspended License +$1,017 $2,526

Warren, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,449
Active Disabling Device $1,449
Tracking Device $1,418
Passive Disabling Device $1,403