Warrenville Auto Insurance Rates, Quotes, Agents & Reviews in IL

Warrenville, IL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Warrenville, IL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Warrenville, IL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Warrenville, IL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Warrenville, IL with that of other cities in and around Warrenville.

Warrenville Naperville Wheaton Lisle Winfield DuPage County
Average Insurance Rates $1,277 $936 $942 $977 $951 $1,337

Warrenville, IL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Warrenville, IL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Warrenville $1,446 $1,221
Winfield $2,141 $1,809
Wheaton $1,412 $1,193
Naperville $1,936 $1,636
West Chicago $1,339 $1,131
Milton $1,915 $1,617
DuPage County $994 $840
Lisle $1,011 $854

Warrenville, IL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Warrenville, IL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,144
20 Years $1,641
30 Years $1,264
40 Years $1,216
50 Years $1,126
60 Years $1,142
70 Years $1,329

Warrenville, IL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Warrenville, IL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,248 $306
3 Vehicles $3,371 $460
4 Vehicles $4,495 $613

Savings on 2 Vehicles bundle:$306

Savings on 3 Vehicles bundle:$460

Savings on 4 Vehicles bundle:$613

Warrenville, IL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Warrenville, IL.

Location Average Insurance Cost Post DUI Insurance Rate
Warrenville $1,277 $2,073
Winfield $951 $1,544
Wheaton $942 $1,529
Naperville $936 $1,519
West Chicago $1,300 $2,110
Milton $1,379 $2,239
DuPage County $1,337 $2,170
Lisle $977 $1,586

Warrenville, IL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,096
Excellent (740-799) $1,251
Good (670-739) $1,331
Average (580-669) $1,736
Poor (300-579) $2,083

Warrenville, IL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Mike Lucas State Farm 204 Genesis Dr, North Aurora, 60542-2701 630-907-6600
Peter Komperda Liberty Mutual 1 East 22Nd Street Suite 800, Lombard, 60148 1-630-613-6262
John Curcio State Farm 505 Warrenville Rd Ste 103, Lisle, 60532-1668 630-964-8988
Jacek Szymczak Allstate 346 S Main St, Lombard, 60148 (630) 426-3171
Ranganathan Pavithra Farmers 24115 103rd St Ste C, Naperville, 60564 (630) 696-4504
Larry Grippo Farmers 320 S County Farm Rd, Wheaton, 60187 (630) 682-0560
Mark Prutzman State Farm 1525 E Roosevelt Rd, Wheaton, 60187-6805 630-668-7808
Batavia Insurance Travelers 121 E WILSON ST, BATAVIA, 60510 630-879-1405
Eric Kozlik Farmers 1424 E Main St Fl 2, St Charles, 60174 (630) 715-5504
Joe Schneider Allstate 521 W North Ave, Chicago, 60610 (312) 787-0221
Mark Yun State Farm 223 W Cermak Rd Fl 2, Chicago, 60616-1913 312-225-8311
Prime Meridian Ins Group Ltd Travelers 427 N KIRK RD STE 113, GENEVA, 60134 (630) 443-7300

Warrenville, IL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$56 $1,333
Driver's Failure In Showing Documents +$124 $1,401
Driving With An Expired Registration +$132 $1,409
Driving At A Considerably Slow Pace +$277 $1,554
Using A Cellphone While Driving +$292 $1,569
Running A Red Light +$298 $1,575
Speeding +$313 $1,590
Driving A Vehicle Without The Required Permission +$397 $1,674
Driving With An Expired/Suspended License +$861 $2,138

Warrenville, IL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,226
Active Disabling Device $1,226
Tracking Device $1,200
Passive Disabling Device $1,188