Washington County Auto Insurance Rates, Quotes, Agents & Reviews in OR

Washington County, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Washington County, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Washington County, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Washington County, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Washington County, OR with that of other cities in and around Washington County.

Washington County Washington County Cornelius Forest Grove Gaston Chehalem Mountains
Average Insurance Rates $1,187 $1,187 $1,431 $1,449 $1,425 $1,534

Washington County, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Washington County, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Forest Grove-Cornelius $1,551 $1,310
Washington County $1,458 $1,232
Forest Grove $1,714 $1,448
Cornelius $1,360 $1,148
Banks $1,387 $1,172
Chehalem Mountains $1,333 $1,126
Hillsboro $1,407 $1,188
Gaston $1,168 $987

Washington County, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Washington County, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,852
20 Years $1,525
30 Years $1,175
40 Years $1,130
50 Years $1,047
60 Years $1,061
70 Years $1,235

Washington County, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Washington County, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,089 $285
3 Vehicles $3,134 $427
4 Vehicles $4,178 $570

Savings on 2 Vehicles bundle:$285

Savings on 3 Vehicles bundle:$427

Savings on 4 Vehicles bundle:$570


Washington County, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Washington County, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Forest Grove-Cornelius $1,447 $2,165
Washington County $1,187 $1,776
Forest Grove $1,449 $2,168
Cornelius $1,431 $2,141
Banks $1,453 $2,174
Chehalem Mountains $1,534 $2,295
Hillsboro $1,171 $1,752
Gaston $1,425 $2,132

Washington County, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,018
Excellent (740-799) $1,163
Good (670-739) $1,237
Average (580-669) $1,614
Poor (300-579) $1,936

Washington County, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$52 $1,239
Driver's Failure In Showing Documents +$115 $1,302
Driving With An Expired Registration +$122 $1,309
Driving At A Considerably Slow Pace +$258 $1,445
Using A Cellphone While Driving +$272 $1,459
Running A Red Light +$277 $1,464
Speeding +$291 $1,478
Driving A Vehicle Without The Required Permission +$369 $1,556
Driving With An Expired/Suspended License +$800 $1,987

Washington County, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,140
Active Disabling Device $1,140
Tracking Device $1,116
Passive Disabling Device $1,104