Washington County Auto Insurance Rates, Quotes, Agents & Reviews in VT

Washington County, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Washington County, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Washington County, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Washington County, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Washington County, VT with that of other cities in and around Washington County.

Washington County Montpelier Barre Middlesex Berlin Moretown
Average Insurance Rates $956 $1,106 $1,065 $1,122 $1,097 $1,116

Washington County, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Washington County, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Washington County $966 $816
Montpelier $1,178 $995
Middlesex $1,723 $1,456
Moretown $1,468 $1,240
Berlin $1,398 $1,181
East Montpelier $1,406 $1,188
Barre $1,827 $1,543
South Barre $1,087 $918

Washington County, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Washington County, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,102
20 Years $1,228
30 Years $946
40 Years $910
50 Years $843
60 Years $855
70 Years $995

Washington County, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Washington County, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,644 $268
3 Vehicles $2,466 $402
4 Vehicles $3,289 $535

Savings on 2 Vehicles bundle:$268

Savings on 3 Vehicles bundle:$402

Savings on 4 Vehicles bundle:$535


Washington County, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Washington County, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Washington County $956 $1,976
Montpelier $1,106 $2,286
Middlesex $1,122 $2,319
Moretown $1,116 $2,306
Berlin $1,097 $2,267
East Montpelier $1,114 $2,302
Barre $1,065 $2,201
South Barre $1,077 $2,226

Washington County, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $820
Excellent (740-799) $936
Good (670-739) $996
Average (580-669) $1,300
Poor (300-579) $1,559

Washington County, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jaimes L. Fewer Nationwide 3 Maple Ave, Barre, 05641-3420 (802) 476-5050
Denis Ricker & Brown Allstate 2 Pioneer St, Montpelier, 5602 (802) 229-0563
Berg Carmolli & Kent Inc Liberty Mutual Independent 83 Washington St, BARRE, 5641 (802) 479-1046
Noyle W Johnson Ins Agency Liberty Mutual Independent 119 River St, Montpelier, 5602 None
Crowley Insurance Agency Liberty Mutual Independent 100 N WILLARD ST, BURLINGTON, 5401 (802) 863-3416
Renee Cross Allstate 1174 North Ave, Burlington, 5408 (802) 862-2322
Everett Insurance Agency None 50 State St, Montpelier, 5602 None
Winooski Insurance Agency Travelers 476 MAIN ST, WINOOSKI, 5404 802-655-9000

Washington County, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$42 $998
Driver's Failure In Showing Documents +$93 $1,049
Driving With An Expired Registration +$98 $1,054
Driving At A Considerably Slow Pace +$207 $1,163
Using A Cellphone While Driving +$219 $1,175
Running A Red Light +$223 $1,179
Speeding +$234 $1,190
Driving A Vehicle Without The Required Permission +$297 $1,253
Driving With An Expired/Suspended License +$644 $1,600

Washington County, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $918
Active Disabling Device $918
Tracking Device $899
Passive Disabling Device $889