Washington Grove Auto Insurance Rates, Quotes, Agents & Reviews in MD

Washington Grove, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Washington Grove, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Washington Grove, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Washington Grove, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Washington Grove, MD with that of other cities in and around Washington Grove.

Washington Grove Derwood Rockville Montgomery Village North Potomac Gaithersburg
Average Insurance Rates $1,458 $1,510 $1,274 $1,384 $1,556 $1,320

Washington Grove, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Washington Grove, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Washington Grove $1,822 $1,539
Montgomery County $1,917 $1,619
Redland $1,487 $1,256
Derwood $2,050 $1,731
Gaithersburg $2,485 $2,099
Montgomery Village $1,426 $1,204
Rockville $1,616 $1,365
North Potomac $2,051 $1,732

Washington Grove, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Washington Grove, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,731
20 Years $1,873
30 Years $1,443
40 Years $1,388
50 Years $1,286
60 Years $1,304
70 Years $1,517

Washington Grove, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Washington Grove, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,508 $408
3 Vehicles $3,762 $612
4 Vehicles $5,016 $816

Savings on 2 Vehicles bundle:$408

Savings on 3 Vehicles bundle:$612

Savings on 4 Vehicles bundle:$816


Washington Grove, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Washington Grove, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Washington Grove $1,458 $2,325
Montgomery County $1,467 $2,339
Redland $1,438 $2,293
Derwood $1,510 $2,407
Gaithersburg $1,320 $2,105
Montgomery Village $1,384 $2,207
Rockville $1,274 $2,031
North Potomac $1,556 $2,481

Washington Grove, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,251
Excellent (740-799) $1,428
Good (670-739) $1,519
Average (580-669) $1,982
Poor (300-579) $2,378

Washington Grove, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,522
Driver's Failure In Showing Documents +$141 $1,599
Driving With An Expired Registration +$150 $1,608
Driving At A Considerably Slow Pace +$316 $1,774
Using A Cellphone While Driving +$334 $1,792
Running A Red Light +$340 $1,798
Speeding +$357 $1,815
Driving A Vehicle Without The Required Permission +$453 $1,911
Driving With An Expired/Suspended License +$983 $2,441

Washington Grove, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,400
Active Disabling Device $1,400
Tracking Device $1,371
Passive Disabling Device $1,356