Washington Auto Insurance Rates, Quotes, Agents & Reviews in IN

Washington, IN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Washington, IN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Washington, IN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Washington, IN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Washington, IN with that of other cities in and around Washington.

Washington Rocky Ripple Crows Nest Spring Hill Williams Creek North Crows Nest
Average Insurance Rates $1,100 $1,183 $2,533 $1,329 $1,769 $1,890

Washington, IN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Washington, IN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Washington $1,038 $877
Meridian Hills $1,386 $1,171
North Crows Nest $1,193 $1,007
Williams Creek $2,099 $1,773
Crows Nest $2,060 $1,740
Rocky Ripple $1,522 $1,286
Spring Hill $1,452 $1,227
Wynnedale $1,258 $1,062

Washington, IN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Washington, IN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,569
20 Years $1,413
30 Years $1,089
40 Years $1,047
50 Years $970
60 Years $983
70 Years $1,145

Washington, IN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Washington, IN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,870 $330
3 Vehicles $2,805 $495
4 Vehicles $3,740 $660

Savings on 2 Vehicles bundle:$330

Savings on 3 Vehicles bundle:$495

Savings on 4 Vehicles bundle:$660

Washington, IN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Washington, IN.

Location Average Insurance Cost Post DUI Insurance Rate
Washington $1,100 $1,702
Meridian Hills $1,483 $2,295
North Crows Nest $1,890 $2,924
Williams Creek $1,769 $2,737
Crows Nest $2,533 $3,919
Rocky Ripple $1,183 $1,830
Spring Hill $1,329 $2,056
Wynnedale $1,655 $2,561

Washington, IN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $944
Excellent (740-799) $1,077
Good (670-739) $1,146
Average (580-669) $1,495
Poor (300-579) $1,794

Washington, IN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Alexandra Allie Wallach Farmers 7370 N Keystone Ave, Indianapolis, 46240 (317) 870-3044
Greg Clark State Farm 6335 Oaklandon Rd, Indianapolis, 46236-2999 317-823-5877
Mcclain-Matthews Insurance None 6329 Hollister Drive , Indianapolis, 46224 (317) 436-1936
The Schindel Agency Llc Nationwide 12460 N Meridian St, Carmel, 46032-4576 (317) 846-1000
Brenda Bond State Farm 4475 W 71st St Ste A, Indianapolis, 46268-5748 317-328-0882
M&L, Inc-Fearrin Insurance Agency None 110 N Range Line Rd, Carmel, 46032 None
Monte Smith State Farm 9623 Windermere Blvd Ste D, Fishers, 46037-9181 317-849-3009
Allegiant Consulting Group Inc Travelers 10401 N MERIDIAN STE 110, INDIANAPOLIS, 46290 317-846-6080
Marrietta Riley Allstate 855 N High School Rd Ste 10, Indianapolis, 46214 (317) 244-4404
Consolidated Shepherd Insurance Erie 111 Congressional Blvd Suite 100, Carmel, 46032 None
Daniel Petts Allstate 88 Brendon Way, Zionsville, 46077 (317) 732-4252
Skaggs Ins Agencies Inc Travelers 5519 EAST 82ND STREET, INDIANAPOLIS, 46250 317-841-6000
H.J. Spier Co Inc None 8250 Woodfield Crossing Blvd Ste 330 , Indianapolis, 46240 None

Washington, IN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,148
Driver's Failure In Showing Documents +$107 $1,207
Driving With An Expired Registration +$113 $1,213
Driving At A Considerably Slow Pace +$239 $1,339
Using A Cellphone While Driving +$252 $1,352
Running A Red Light +$256 $1,356
Speeding +$270 $1,370
Driving A Vehicle Without The Required Permission +$342 $1,442
Driving With An Expired/Suspended License +$741 $1,841

Washington, IN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,056
Active Disabling Device $1,056
Tracking Device $1,034
Passive Disabling Device $1,023

Latest Auto Insurance Reviews in Washington, IN | Back to Top

State Farm
I know my premium and deductible are lower and better compared to other companies. I am happy with this.
State Farm
The State Farm auto insurance policies are built like the standard policies, and a wide variety of coverage options can save you big money no matter which provider that you choose.
Overall I am middle ground . I like the customer service and the way they work with you on getting issued resolved quickly. I like that you can change your payment dates whenever you want . And I like the multi car discount.
I can purchase online. There is no need to talk with an agent or pay more for an agent. I pay less then other insurance companies. I can make a claim online or over the phone in just a few minutes. I can call company and speak with customer service about my current policy and how I might lower my monthly bill or why I pay the amount I do with my current bill.
State Farm
The follow-up communication is very bad. After I had a problem with a product's coverage I called in and they did not respond for two weeks.
This company is one quick phone call away. Whenever we have a car problem they are on the ball and send someone right away.
Farmer's Insurance
We have not had a claim against our policy so it's difficult to know if we are happy with all aspects of the services we receive but so far our agent has been great and the policy value has been wonderful.
Safeco Insurance
i dislike that the roadside assistance is slow. other than that, no issues here. For me I keep enough to get by in my vehicle!
There is nothing really special about my premium pricing. It is about the same that any other company would charge.
Country Financial
I like the company because the agent is very easy to contact and they answered all of my questions very well.
I think they should work with people and pay out what they owe when there is an accident. Allstate does not want to give up money. We have had a claim for over 2 years that should have had $25000 paid out on and they started only wanting to pay us $4000. They are up to $10000 after 2 1/2 years. Why not just pay us and be done?