Washington, IN Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Washington, IN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Washington, IN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Washington, IN Auto Insurance Rates
- Washington, IN Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Washington, IN
- Multi Vehicle Insurance Savings in Washington, IN
- How Credit Score Affects Car Insurance Rates in Washington, IN
- How DUI Affects Auto Insurance Premiums in Washington, IN
- Top Auto Insurance Agents Near Washington, IN
- How Driving Violations Affect Auto Insurance Rates in Washington, IN
- Washington, IN Auto Insurance Discounts on Anti Theft Feature
- Washington, IN Auto Insurance Company Reviews
Washington, IN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Washington, IN with that of other cities in and around Washington.
| Washington | Rocky Ripple | Crows Nest | Spring Hill | Williams Creek | North Crows Nest | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,100 | $1,183 | $2,533 | $1,329 | $1,769 | $1,890 |
Washington, IN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Washington, IN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Washington | $1,038 | $877 |
| Meridian Hills | $1,386 | $1,171 |
| North Crows Nest | $1,193 | $1,007 |
| Williams Creek | $2,099 | $1,773 |
| Crows Nest | $2,060 | $1,740 |
| Rocky Ripple | $1,522 | $1,286 |
| Spring Hill | $1,452 | $1,227 |
| Wynnedale | $1,258 | $1,062 |
Washington, IN Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Washington, IN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,569 |
| 20 Years | $1,413 |
| 30 Years | $1,089 |
| 40 Years | $1,047 |
| 50 Years | $970 |
| 60 Years | $983 |
| 70 Years | $1,145 |
Washington, IN Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Washington, IN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,870 | $330 |
| 3 Vehicles | $2,805 | $495 |
| 4 Vehicles | $3,740 | $660 |
Savings on 2 Vehicles bundle:$330
Savings on 3 Vehicles bundle:$495
Savings on 4 Vehicles bundle:$660
Washington, IN Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Washington, IN.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Washington | $1,100 | $1,702 |
| Meridian Hills | $1,483 | $2,295 |
| North Crows Nest | $1,890 | $2,924 |
| Williams Creek | $1,769 | $2,737 |
| Crows Nest | $2,533 | $3,919 |
| Rocky Ripple | $1,183 | $1,830 |
| Spring Hill | $1,329 | $2,056 |
| Wynnedale | $1,655 | $2,561 |
Washington, IN Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $944 |
| Excellent (740-799) | $1,077 |
| Good (670-739) | $1,146 |
| Average (580-669) | $1,495 |
| Poor (300-579) | $1,794 |
Washington, IN Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Alexandra Allie Wallach | Farmers | 7370 N Keystone Ave, Indianapolis, 46240 | (317) 870-3044 |
| Greg Clark | State Farm | 6335 Oaklandon Rd, Indianapolis, 46236-2999 | 317-823-5877 |
| Mcclain-Matthews Insurance | None | 6329 Hollister Drive , Indianapolis, 46224 | (317) 436-1936 |
| The Schindel Agency Llc | Nationwide | 12460 N Meridian St, Carmel, 46032-4576 | (317) 846-1000 |
| Brenda Bond | State Farm | 4475 W 71st St Ste A, Indianapolis, 46268-5748 | 317-328-0882 |
| M&L, Inc-Fearrin Insurance Agency | None | 110 N Range Line Rd, Carmel, 46032 | None |
| Monte Smith | State Farm | 9623 Windermere Blvd Ste D, Fishers, 46037-9181 | 317-849-3009 |
| Allegiant Consulting Group Inc | Travelers | 10401 N MERIDIAN STE 110, INDIANAPOLIS, 46290 | 317-846-6080 |
| Marrietta Riley | Allstate | 855 N High School Rd Ste 10, Indianapolis, 46214 | (317) 244-4404 |
| Consolidated Shepherd Insurance | Erie | 111 Congressional Blvd Suite 100, Carmel, 46032 | None |
| Daniel Petts | Allstate | 88 Brendon Way, Zionsville, 46077 | (317) 732-4252 |
| Skaggs Ins Agencies Inc | Travelers | 5519 EAST 82ND STREET, INDIANAPOLIS, 46250 | 317-841-6000 |
| H.J. Spier Co Inc | None | 8250 Woodfield Crossing Blvd Ste 330 , Indianapolis, 46240 | None |
Washington, IN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$48 | $1,148 |
| Driver's Failure In Showing Documents | +$107 | $1,207 |
| Driving With An Expired Registration | +$113 | $1,213 |
| Driving At A Considerably Slow Pace | +$239 | $1,339 |
| Using A Cellphone While Driving | +$252 | $1,352 |
| Running A Red Light | +$256 | $1,356 |
| Speeding | +$270 | $1,370 |
| Driving A Vehicle Without The Required Permission | +$342 | $1,442 |
| Driving With An Expired/Suspended License | +$741 | $1,841 |
Washington, IN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,056 |
| Active Disabling Device | $1,056 |
| Tracking Device | $1,034 |
| Passive Disabling Device | $1,023 |
Latest Auto Insurance Reviews in Washington, IN | Back to Top
State FarmI know my premium and deductible are lower and better compared to other companies. I am happy with this.
State FarmThe State Farm auto insurance policies are built like the standard policies, and a wide variety of coverage options can save you big money no matter which provider that you choose.
GeicoOverall I am middle ground . I like the customer service and the way they work with you on getting issued resolved quickly. I like that you can change your payment dates whenever you want . And I like the multi car discount.
ProgressiveI can purchase online. There is no need to talk with an agent or pay more for an agent. I pay less then other insurance companies. I can make a claim online or over the phone in just a few minutes. I can call company and speak with customer service about my current policy and how I might lower my monthly bill or why I pay the amount I do with my current bill.
State FarmThe follow-up communication is very bad. After I had a problem with a product's coverage I called in and they did not respond for two weeks.
GeicoThis company is one quick phone call away. Whenever we have a car problem they are on the ball and send someone right away.
Farmer's InsuranceWe have not had a claim against our policy so it's difficult to know if we are happy with all aspects of the services we receive but so far our agent has been great and the policy value has been wonderful.
Safeco Insurancei dislike that the roadside assistance is slow. other than that, no issues here. For me I keep enough to get by in my vehicle!
GeicoThere is nothing really special about my premium pricing. It is about the same that any other company would charge.
Country FinancialI like the company because the agent is very easy to contact and they answered all of my questions very well.
AllstateI think they should work with people and pay out what they owe when there is an accident. Allstate does not want to give up money. We have had a claim for over 2 years that should have had $25000 paid out on and they started only wanting to pay us $4000. They are up to $10000 after 2 1/2 years. Why not just pay us and be done?