Waterbury, CT Auto Insurance Rates
Waterbury, CT residents can save $740 by comparing multiple quotes & reading reviews & research on Waterbury car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1341 | $1841 | $2691 |
Latest Auto Insurance Reviews in Waterbury, Connecticut
My Premium and deductible is competitive in the market I live in. There is a lot of mom and pop insurance shops that do really well around me. I've been with state farm my whole life and my rates are amazing.
I think in this situation you get what you pay for. The premium is very fair, customer service not so good. Best advice is take your chances that you don't have to call customer service very often.
My insurance offerings seem industry standard. I've switched coverage a couple of times but there wasn't any issues that arose when doing so. This allowed me to easily adjust my budget based on my current needs.
The most an insurance company will cover for bodily injury per accident. ... At the very least, you need to know how much you're paying and for what services.
The cost and offers of the vehicle policies are quite similar with respect to other companies. Something that pleases me is that they respect the loyalty of their customers and with the passing of the years.
I feel that we have very good coverage compared to others including things like repair of cracked windshields. I also like that we have a low deductible cost.
I feel that we have very good coverage compared to others including things like repair of cracked windshields. I also like that we have a low deductible cost.
The company has a very cooperative customer care who responds to any queries or any issue and at all time
I really like the premium price. we have yet to file a claim so we are satisfied with the company so far. If we have to file a claim I don't know how good the company will be but I guess we will find out.
It is easy to do business with them. Everything I've needed to do is online and fast. I've had one claim in ten years and they took care of everything in just days.
What I dislike about my insurance company is that I pretty much pay a lot of money because they raise my price every six months for no apparent reason.
They have the lowest rates in NJ and the highest quality customer service. I have been with them since I turned 18. I have always been treated fairly and had my claims settled quickly
My accessibility and interactive customer service have been exceptional I must say. The offices are right around the corner from my home. My agent is amazing. We have had to file some claims over the years and never had any problems. They are always professional and supportive in any given situation.
More discounts available.
- Single 20 Years old Male licensed 1 year ago with Own Honda CR-V EX-L used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- vocational education & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
- 25 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Waterbury Car Insurance Rate Comparisons
Waterbury, CT's average car insurance of $1841 differs from Bristol, CT (-$472), Watertown, CT (-$1), Wolcott, CT (+$89) and Connecticut (-$118)
| Waterbury | Bristol, CT | Watertown, CT | Wolcott, CT | Connecticut | |
| Median Insurance Rates | $1841 | -$472 | -$1 | +$89 | -$118 |
Waterbury Car Insurance Savings By Neighborhood & Street Area
| Waterbury Driver Street Residence & Car Locations | Car Details in Waterbury | Waterbury Driver Demographics | Waterbury Auto Insurance Estimates | Recent Waterbury Insurance Savings |
|---|---|---|---|---|
| East Farms | ||||
| Fairbanks St | 2002 Cadillac Seville STS | 39 year woman | $2039 | $781 |
| Ashmun St | 2005 Chrysler Pacifica Base | 18 year female teenager | $4633 | $531 |
| Austin Rd | 2006 Buick Rendezvous CX | 66 year female senior | $2356 | $631 |
| Fairlawn Ave | 2009 Ford Fusion V6 SEL | 40 year married woman | $1603 | $993 |
| Other Area | ||||
| Waterville St | 2010 Mazda Mazda3 s Sport | 77 year senior | $2253 | $488 |
| Wheeler St | 2012 Hyundai Sonata GLS | 16 year teenager | $4596 | $612 |
| Sheffield St | 2011 Nissan Rogue S | 74 year male senior | $2346 | $716 |
| Town Plot Hill | ||||
| Macnamara St | 2010 Toyota Prius I | 19 year male teenager | $5207 | $914 |
| Greenmount Ter | 2013 Honda Civic LX | 27 year married man | $2353 | $594 |
| Seymour St | 2009 Acura TSX Base | 27 year man | $2816 | $319 |
Waterbury Post DUI Car Insurance Rates
| Waterbury | Bethlehem Village | Watertown | Terryville | Connecticut | |
| Median Post DUI Insurance Rate | $3424 | -$430 | -$2 | +$761 | -$220 |
| Male Teenager Post DUI Insurance Rate | $9895 | -$1243 | -$6 | +$2198 | -$635 |
| Female Teenager Post DUI Insurance Rate | $8115 | -$1020 | -$6 | +$1802 | -$521 |
The Post DUI insurance in Waterbury, CT's is $3424 compared to Bethlehem Village (-$430), Watertown (-$2), Terryville (+$761) and Connecticut (-$220)
In Waterbury, a male teenager with Post DUI pays $1780 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Buick Rendezvous CX in Waterbury, CT would pay $10555 on auto insurance while a female teenager POST DUI would pay $8656.
Waterbury Car Insurance by Segment
Waterbury Teenagers Car Insurance Rates Comparison
8122 Waterbury Teenagers (7% of total population), 49% Male & 51% Female.
| Waterbury | Oakville | Cheshire Village | Bethlehem Village | Connecticut | |
| All Teenagers | $4639 | +$602 | -$910 | -$582 | -$298 |
| Male Teenager | $5320 | +$691 | -$1043 | -$668 | -$341 |
| Female Teenager | $4363 | +$566 | -$856 | -$548 | -$280 |
Waterbury teenagers pay $4639 in insurance in contrast with Oakville (+$602), Cheshire Village (-$910), Bethlehem Village (-$582) and Connecticut (-$298). The difference between Male & Female teenagers in Waterbury is $957
Example
- 2013 Volkswagen Beetle Male Teenager Insurance Rate $5415
- 2005 Chevrolet Silverado 2500HD Work Truck Female Teenager Insurance Rate $4329
Waterbury Men & Women Car Insurance
110074 Waterbury Adults (100% of total population), 47% Men & 53% Women.
| Waterbury | Southington | Beacon Falls | Heritage Village | Connecticut | |
| All Women | $1748 | -$19 | -$19 | +$380 | -$112 |
| Married Women | $1675 | -$19 | -$19 | +$363 | -$108 |
| All Men | $2558 | -$29 | -$29 | +$555 | -$164 |
| Married Men | $2466 | -$28 | -$28 | +$535 | -$158 |
The typical insurance rate of $2558 that Waterbury Men pay varies from Southington (-$29), Beacon Falls (-$29), Heritage Village (+$555) and Connecticut (-$164). In Waterbury, married men pay $791 more than married women.
Example
- 2008 Lexus GS 350 Base Married Men Insurance Rate $2168
- 2014 Kia Sorento LX Married Women Insurance Rate $2261
Waterbury Senior Car Insurance
19037 Waterbury Seniors (17% of total population), 43% Senior Men & 57% Senior Women.
| Waterbury | Terryville | Middlebury | Prospect | Connecticut | |
| All Seniors | $2264 | +$503 | -$715 | -$260 | -$145 |
| Senior Men | $2319 | +$516 | -$732 | -$266 | -$149 |
| Senior Women | $2209 | +$491 | -$697 | -$253 | -$142 |
Waterbury seniors pay $2264 in insurance compared to Terryville (+$503), Middlebury (-$715), Prospect (-$260) and Connecticut (-$145). In Waterbury, senior men pay $110 more than senior women.
Waterbury Car Insurance Discounts for Multiple Vehicles
Waterbury Population with 1 Vehicle 17008 (40% of Waterbury population), 2 Vehicles 12705 (30% of the Waterbury population) and 3 vehicles 3903 (9% of the population)
| Waterbury | Thomaston | Terryville | Beacon Falls | Connecticut | |
| 2 Vehicles | $3498 | +$416 | +$777 | -$40 | -$224 |
| 3 Vehicles | $5339 | +$635 | +$1186 | -$61 | -$342 |
| 4 Vehicles | $7180 | +$854 | +$1595 | -$82 | -$460 |
Car Insurance Agents in Waterbury, CT
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | IRA J. KAPLAN | 331 Meriden Rd, Waterbury, CT 6705 |
| 2 | Paul J. Fitzgerald | 27 Woodtick Rd, Waterbury, CT 06705-2208 |
Waterbury Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chevrolet, Camaro LT | $1000 | $1930 | $2430 | $1770 | $2770 | $-340 |
| GMC, Yukon XL 2500 SLT | $200 | $2060 | $2260 | $1910 | $2110 | $150 |
| Mazda, CX-9 Touring | $1500 | $2020 | $2520 | $1870 | $3370 | $-850 |
| Toyota, 4Runner SR5 | $500 | $2130 | $2630 | $1990 | $2490 | $140 |
| GMC, Yukon XL 2500 SLT | $400 | $1920 | $2320 | $1800 | $2200 | $120 |