Waterville Auto Insurance Rates, Quotes, Agents & Reviews in VT

Waterville, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Waterville, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Waterville, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Waterville, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Waterville, VT with that of other cities in and around Waterville.

Waterville Fletcher Cambridge Fairfield Belvidere Jeffersonville
Average Insurance Rates $1,071 $1,106 $1,115 $1,104 $1,063 $1,092

Waterville, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Waterville, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Waterville $1,478 $1,248
Bakersfield $1,386 $1,171
Belvidere $1,274 $1,076
Fletcher $1,372 $1,159
Jeffersonville $1,353 $1,143
Johnson $1,484 $1,254
Cambridge $1,395 $1,178
Fairfield $2,107 $1,780

Waterville, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Waterville, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,475
20 Years $1,376
30 Years $1,060
40 Years $1,020
50 Years $944
60 Years $958
70 Years $1,115

Waterville, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Waterville, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,842 $300
3 Vehicles $2,763 $450
4 Vehicles $3,684 $600

Savings on 2 Vehicles bundle:$300

Savings on 3 Vehicles bundle:$450

Savings on 4 Vehicles bundle:$600

Waterville, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Waterville, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Waterville $1,071 $2,213
Bakersfield $1,093 $2,259
Belvidere $1,063 $2,197
Fletcher $1,106 $2,286
Jeffersonville $1,092 $2,257
Johnson $1,075 $2,221
Cambridge $1,115 $2,304
Fairfield $1,104 $2,281

Waterville, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $919
Excellent (740-799) $1,049
Good (670-739) $1,116
Average (580-669) $1,456
Poor (300-579) $1,747

Waterville, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Hackett Valine & Macdonald Inc Liberty Mutual Independent 62 N MAIN ST, SAINT ALBANS, 5478 (802) 524-4400
Cheeseman Insurance Inc Liberty Mutual Independent 30 MAIN ST, MILTON, 5468 (802) 893-4521
Town & Country Insurance Agency None 64 Church Street, Jeffersonville, 5464 None
Lamoille Insurance Agency None Po Box 367, Johnsonville, 5656 None
Kinney Insurance Agency Allstate 4 Merrill Lane Suite 101 , Milton, 5468 (802)245-3775
T S Peck Insurance Llc Travelers 41 IDX DR STE 135, SOUTH BURLINGTON, 5403 (802) 865-8000

Waterville, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,118
Driver's Failure In Showing Documents +$104 $1,175
Driving With An Expired Registration +$110 $1,181
Driving At A Considerably Slow Pace +$232 $1,303
Using A Cellphone While Driving +$245 $1,316
Running A Red Light +$250 $1,321
Speeding +$262 $1,333
Driving A Vehicle Without The Required Permission +$333 $1,404
Driving With An Expired/Suspended License +$722 $1,793

Waterville, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,028
Active Disabling Device $1,028
Tracking Device $1,007
Passive Disabling Device $996