Watsontown Auto Insurance Rates, Quotes, Agents & Reviews in PA

Watsontown, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Watsontown, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Watsontown, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Watsontown, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Watsontown, PA with that of other cities in and around Watsontown.

Watsontown Allenwood West Milton Gregg McEwensville Turbot
Average Insurance Rates $1,407 $1,408 $1,399 $1,396 $1,394 $1,442

Watsontown, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Watsontown, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Watsontown $1,449 $1,224
Dewart $1,474 $1,245
Allenwood $1,109 $937
McEwensville $1,955 $1,651
New Columbia $1,702 $1,437
Gregg $1,959 $1,655
West Milton $2,800 $2,365
Turbot $948 $800

Watsontown, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Watsontown, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,565
20 Years $1,808
30 Years $1,392
40 Years $1,340
50 Years $1,241
60 Years $1,258
70 Years $1,464

Watsontown, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Watsontown, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,448 $366
3 Vehicles $3,672 $549
4 Vehicles $4,896 $732

Savings on 2 Vehicles bundle:$366

Savings on 3 Vehicles bundle:$549

Savings on 4 Vehicles bundle:$732

Watsontown, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Watsontown, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Watsontown $1,407 $2,215
Dewart $1,431 $2,253
Allenwood $1,408 $2,216
McEwensville $1,394 $2,194
New Columbia $1,396 $2,197
Gregg $1,396 $2,197
West Milton $1,399 $2,202
Turbot $1,442 $2,270

Watsontown, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,207
Excellent (740-799) $1,378
Good (670-739) $1,466
Average (580-669) $1,913
Poor (300-579) $2,295

Watsontown, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Matt Ostrowsky State Farm 1328 W Market St, Lewisburg, 17837-1374 570-524-7511
Yoder Insurance Inc None 507 North Derr Drive, Lewisburg, 17837 None
Groninger Insurance Agency Llc Erie 96 Duke Street, Northumberland, 17857 None
Matt Frye State Farm 803 Mahoning Street, Milton, 17847-1110 570-742-8501
Keystone Ins Group Inc-N-Edge Travelers DANVILLE, DANVILLE, 17821 717-275-9653
Michael Insurance Agency, Inc. None 32 S Main St, Muncy, 17756 None
Michael Tobash Nationwide 1766 W Market St, Pottsville, 17901 (570) 622-4389
Richard B. Ryon Insurance None 200 E Norwegian St, Pottsville, 17901 (570) 391-5082

Watsontown, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,469
Driver's Failure In Showing Documents +$136 $1,543
Driving With An Expired Registration +$145 $1,552
Driving At A Considerably Slow Pace +$305 $1,712
Using A Cellphone While Driving +$322 $1,729
Running A Red Light +$328 $1,735
Speeding +$345 $1,752
Driving A Vehicle Without The Required Permission +$438 $1,845
Driving With An Expired/Suspended License +$948 $2,355

Watsontown, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,351
Active Disabling Device $1,351
Tracking Device $1,323
Passive Disabling Device $1,309