Watts Auto Insurance Rates, Quotes, Agents & Reviews in PA

Watts, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Watts, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Watts, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Watts, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Watts, PA with that of other cities in and around Watts.

Watts Millersburg New Buffalo Halifax Duncannon Reed
Average Insurance Rates $1,446 $1,371 $1,404 $1,437 $1,393 $1,423

Watts, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Watts, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Watts $1,203 $1,016
New Buffalo $1,347 $1,138
Reed $1,688 $1,426
Halifax $1,480 $1,250
Miller $1,714 $1,448
Duncannon $1,790 $1,512
Lenkerville $1,248 $1,054
Millersburg $1,260 $1,064

Watts, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Watts, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,692
20 Years $1,858
30 Years $1,431
40 Years $1,377
50 Years $1,275
60 Years $1,293
70 Years $1,505

Watts, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Watts, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,545 $347
3 Vehicles $3,817 $521
4 Vehicles $5,090 $694

Savings on 2 Vehicles bundle:$347

Savings on 3 Vehicles bundle:$521

Savings on 4 Vehicles bundle:$694

Watts, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Watts, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Watts $1,446 $2,276
New Buffalo $1,404 $2,210
Reed $1,423 $2,240
Halifax $1,437 $2,262
Miller $1,439 $2,265
Duncannon $1,393 $2,193
Lenkerville $1,391 $2,190
Millersburg $1,371 $2,158

Watts, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,241
Excellent (740-799) $1,416
Good (670-739) $1,507
Average (580-669) $1,966
Poor (300-579) $2,359

Watts, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Lebo Agency Inc Travelers 3741 PETERS MOUNTAIN ROAD, HALIFAX, 17032 717-896-3991
Bill Keener State Farm 816 N State Rd, Marysville, 17053-2001 717-957-2110
Belmont Ins Inc Travelers 27 S SECOND ST, NEWPORT, 17074 717-567-6060
Bill Bailey State Farm 3790 Peters Mt Road, Halifax, 17032 717-896-4000
Aia Inc None 4550 Lena Dr , Mechanicsburg, 17055 None
Paul E. Deibler Insurance None 3848 Derry St , Harrisburg, 17111 None
Julie Martin State Farm 619 Lombard Rd, Red Lion, 17356-9054 717-417-5175
Logan Insurance Agcy Travelers 300 S PROGRESS AVE, HARRISBURG, 17109 717-657-3227
Engle-Hambright & Davies, Inc. None 115 E. King St, Lancaster, 17602 None

Watts, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,510
Driver's Failure In Showing Documents +$140 $1,586
Driving With An Expired Registration +$149 $1,595
Driving At A Considerably Slow Pace +$314 $1,760
Using A Cellphone While Driving +$331 $1,777
Running A Red Light +$337 $1,783
Speeding +$354 $1,800
Driving A Vehicle Without The Required Permission +$450 $1,896
Driving With An Expired/Suspended License +$975 $2,421

Watts, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,388
Active Disabling Device $1,388
Tracking Device $1,359
Passive Disabling Device $1,345