Waukegan, IL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Waukegan, IL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Waukegan, IL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Waukegan, IL Auto Insurance Rates
- Waukegan, IL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Waukegan, IL
- Multi Vehicle Insurance Savings in Waukegan, IL
- How Credit Score Affects Car Insurance Rates in Waukegan, IL
- How DUI Affects Auto Insurance Premiums in Waukegan, IL
- Top Auto Insurance Agents Near Waukegan, IL
- How Driving Violations Affect Auto Insurance Rates in Waukegan, IL
- Waukegan, IL Auto Insurance Discounts on Anti Theft Feature
- Waukegan, IL Auto Insurance Company Reviews
Waukegan, IL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Waukegan, IL with that of other cities in and around Waukegan.
|Waukegan||Gurnee||Warren||Park City||Beach Park||Wadsworth|
|Average Insurance Rates||$1,134||$1,001||$935||$1,148||$1,604||$1,334|
Waukegan, IL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Waukegan, IL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
|Location||Low Deductible ($500)||High Deductible ($1000)|
Waukegan, IL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Waukegan, IL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
|Age of Driver||Insurance Cost|
Waukegan, IL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Waukegan, IL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
|Number of Cars||Auto Insurance Cost||Total Savings|
Savings on 2 Vehicles bundle:$318
Savings on 3 Vehicles bundle:$476
Savings on 4 Vehicles bundle:$635
Waukegan, IL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Waukegan, IL.
|Location||Average Insurance Cost||Post DUI Insurance Rate|
Waukegan, IL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
|Credit Score||Insurance Cost|
Waukegan, IL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
|Agent Name||Company||Agent Address||Contact Details|
|Stonegate Insurance Agency Inc||Travelers||1790 NATIONS DR STE 203, GURNEE, 60031||847-775-0804|
|Eric Eckenstahler||Allstate||514 N Western Ave Ste C, Lake Forest, 60045||(847) 735-9500|
|Mark Havlic||Allstate||3075 Sanders Rd Ste G1E, Northbrook, 60062||(847) 402-7500|
|Randy Nebel||State Farm||2345 Sheridan Rd, Zion, 60099-2396||847-872-2202|
|John P Galvin Inc||Travelers||513 LINCOLN AVENUE, WINNETKA, 60093||847-441-8850|
|Leonard H Franks Cpcu & Associates Inc||Travelers||1845 OAK ST STE 5, NORTHFIELD, 60093||847-441-6280|
|Houpis Weisberg & Scharff Insurance||Travelers||3100 W DUNDEE STE 112, NORTHBROOK, 60062||847-205-1060|
|Elizabeth (Lisa) Jusino||Allstate||1613 S Halsted St, Chicago, 60608||(312) 850-0775|
|Rhea Joyer||State Farm||4911 N Lincoln Ave Ste C, Chicago, 60625-2609||773-878-8883|
|Liberty||Allstate||1000 E Park Ave, Libertyville, 60048||(847) 362-8350|
|T A Cummings Jr Co Inc||Travelers||4153 Main St., Skokie, 60076||(847) 994-3669|
Waukegan, IL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
|Driving Violation||Cost Increase||Total Insurance Cost|
|Driving Without Headlights||+$50||$1,184|
|Driver's Failure In Showing Documents||+$110||$1,244|
|Driving With An Expired Registration||+$117||$1,251|
|Driving At A Considerably Slow Pace||+$246||$1,380|
|Using A Cellphone While Driving||+$260||$1,394|
|Running A Red Light||+$264||$1,398|
|Driving A Vehicle Without The Required Permission||+$353||$1,487|
|Driving With An Expired/Suspended License||+$764||$1,898|
Waukegan, IL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
|Anti Theft Feature||Insurance Cost|
|Active Disabling Device||$1,089|
|Passive Disabling Device||$1,055|
Latest Auto Insurance Reviews in Waukegan, IL | Back to Top
I would recommend them on the basis of their service and offerings. They take care of everything that you need. Even an conseeurge is available to show you around strange towns and make you feel at home.
I feel that there coverage is superior to other similar companies in the area. While the prices may be slightly higher, they have better service, better response, and roadside assistance.
It has been easy when we dropped a car we sold, traded in another car, and added an RV. Each change has been easy per phone.
choose between multiple payment options and schedules, and manage your account online. No matter where you are, we're always at your side ready to help.
Collision coverage Covers expenses related to the damage or destruction of your vehicle Comprehensive coverage Covers expenses related to your vehicle in situations like thefts or storms Liability coverage Covers expenses related to injury, death or property damage when you're at fault Medical payments coverage Covers medical or funeral expenses if you or your passengers are hurt
I am pleased with the coverage, additional features, and access to information via the app. I also feel that my premium is fairly priced.
Progressive had the cheapest premium I could find. I compared quotes from a few different companies. My mother is an insurance agent as well and recommended Progressive for the price.
My personal agent has a very large phone-tree if you call him, and sometimes emails can get lost in the shuffle. Once he is aware of the problem though, everything is handled well. For collisions sent through the website, everything was very prompt.