Waverly Auto Insurance Rates, Quotes, Agents & Reviews in AL

Waverly, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Waverly, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Waverly, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Waverly, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Waverly, AL with that of other cities in and around Waverly.

Waverly Camp Hill Opelika La Fayette Auburn-Opelika Chambers County
Average Insurance Rates $1,380 $1,376 $1,481 $1,393 $1,500 $1,410

Waverly, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Waverly, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Waverly $1,281 $1,082
Camp Hill $2,037 $1,721
La Fayette $1,604 $1,355
Loachapoka-Roxana $955 $806
Chambers County $1,917 $1,619
Opelika $1,316 $1,112
Cusseta $1,582 $1,336
Auburn-Opelika $1,732 $1,463

Waverly, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Waverly, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,478
20 Years $1,773
30 Years $1,366
40 Years $1,314
50 Years $1,217
60 Years $1,234
70 Years $1,436

Waverly, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Waverly, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,374 $386
3 Vehicles $3,560 $580
4 Vehicles $4,747 $773

Savings on 2 Vehicles bundle:$386

Savings on 3 Vehicles bundle:$580

Savings on 4 Vehicles bundle:$773

Waverly, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Waverly, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Waverly $1,380 $2,447
Camp Hill $1,376 $2,440
La Fayette $1,393 $2,470
Loachapoka-Roxana $1,521 $2,697
Chambers County $1,410 $2,500
Opelika $1,481 $2,626
Cusseta $1,433 $2,541
Auburn-Opelika $1,500 $2,660

Waverly, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,184
Excellent (740-799) $1,352
Good (670-739) $1,438
Average (580-669) $1,876
Poor (300-579) $2,251

Waverly, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Prewett Insurance Group Allstate 1849 Ogletree Rd Ste 300, Auburn, 36830 (334) 502-5111
Dee C Madison Allstate 1444 Opelika Rd, Auburn, 36830 (334) 301-2601
Diana Welch Farmers 802 S Gilmer Ave, Lanett, 36863 (334) 642-0111
Dennis Owens Allstate 721 E Glenn Ave, Auburn, 36830 (334) 821-7570
Mike Spear State Farm 401 So. Lafayette St., Lafayette, 36862 334-864-8772
J Smith Lanier Of Lee Co Inc Liberty Mutual Independent 707 AVENUE A, OPELIKA, 36801 (334) 749-3401
Insuresouth Inc Liberty Mutual Independent 100 N 7TH ST, OPELIKA, 36801 (334) 745-3585

Waverly, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,441
Driver's Failure In Showing Documents +$134 $1,514
Driving With An Expired Registration +$142 $1,522
Driving At A Considerably Slow Pace +$299 $1,679
Using A Cellphone While Driving +$316 $1,696
Running A Red Light +$322 $1,702
Speeding +$338 $1,718
Driving A Vehicle Without The Required Permission +$429 $1,809
Driving With An Expired/Suspended License +$930 $2,310

Waverly, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,325
Active Disabling Device $1,325
Tracking Device $1,297
Passive Disabling Device $1,283