Wayne Auto Insurance Rates, Quotes, Agents & Reviews in SD

Wayne, SD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Wayne, SD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Wayne, SD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Wayne, SD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Wayne, SD with that of other cities in and around Wayne.

Wayne Sioux Falls Benton Crooks Delapre Hartford
Average Insurance Rates $1,453 $1,034 $1,520 $1,413 $1,480 $1,417

Wayne, SD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Wayne, SD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Wayne $1,760 $1,487
Wall Lake $1,477 $1,248
Delapre $1,711 $1,445
Benton $1,408 $1,189
Sioux Falls $1,239 $1,047
Hartford $1,521 $1,285
Tea $1,847 $1,560
Crooks $1,420 $1,200

Wayne, SD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Wayne, SD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,715
20 Years $1,867
30 Years $1,438
40 Years $1,384
50 Years $1,281
60 Years $1,299
70 Years $1,512

Wayne, SD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Wayne, SD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,470 $436
3 Vehicles $3,705 $654
4 Vehicles $4,940 $872

Savings on 2 Vehicles bundle:$436

Savings on 3 Vehicles bundle:$654

Savings on 4 Vehicles bundle:$872


Wayne, SD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Wayne, SD.

Location Average Insurance Cost Post DUI Insurance Rate
Wayne $1,453 $2,551
Wall Lake $1,474 $2,588
Delapre $1,480 $2,599
Benton $1,520 $2,669
Sioux Falls $1,034 $1,816
Hartford $1,417 $2,488
Tea $1,436 $2,521
Crooks $1,413 $2,481

Wayne, SD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,247
Excellent (740-799) $1,423
Good (670-739) $1,514
Average (580-669) $1,975
Poor (300-579) $2,370

Wayne, SD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Bill Thompson State Farm 603 W 41st St, Sioux Falls, 57105-6403 605-339-2520
Bill Thompson State Farm 603 W 41st St, Sioux Falls, 57105-6403 605-339-2520
Bill Thompson State Farm 603 W 41st St, Sioux Falls, 57105-6403 605-339-2520
Mckinneyolson Insurance Liberty Mutual Independent 5900 S DORAL AVE, SIOUX FALLS, 57108 (605) 335-7777
Aaron Smith State Farm 4309 S Louise Ave, Sioux Falls, 57106-2214 605-361-3515
Jerry Priebe State Farm 5122 W 26th St, Sioux Falls, 57106-3520 605-323-2811
Jerry Priebe State Farm 5122 W 26th St, Sioux Falls, 57106-3520 605-323-2811
Jerry Priebe State Farm 5122 W 26th St, Sioux Falls, 57106-3520 605-323-2811

Wayne, SD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,517
Driver's Failure In Showing Documents +$141 $1,594
Driving With An Expired Registration +$150 $1,603
Driving At A Considerably Slow Pace +$315 $1,768
Using A Cellphone While Driving +$333 $1,786
Running A Red Light +$339 $1,792
Speeding +$356 $1,809
Driving A Vehicle Without The Required Permission +$452 $1,905
Driving With An Expired/Suspended License +$979 $2,432

Wayne, SD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,395
Active Disabling Device $1,395
Tracking Device $1,366
Passive Disabling Device $1,351