Weathersfield Auto Insurance Rates, Quotes, Agents & Reviews in VT

Weathersfield, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Weathersfield, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Weathersfield, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Weathersfield, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Weathersfield, VT with that of other cities in and around Weathersfield.

Weathersfield North Springfield West Windsor Ascutney Baltimore Cavendish
Average Insurance Rates $1,079 $1,053 $1,131 $1,260 $1,080 $1,076

Weathersfield, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Weathersfield, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Weathersfield $1,739 $1,469
Perkinsville $1,305 $1,102
Ascutney $1,298 $1,096
Baltimore $1,337 $1,129
North Springfield $1,972 $1,666
West Windsor $1,732 $1,463
Cavendish $1,086 $917
Windsor $1,484 $1,254

Weathersfield, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Weathersfield, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,501
20 Years $1,386
30 Years $1,068
40 Years $1,027
50 Years $951
60 Years $965
70 Years $1,123

Weathersfield, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Weathersfield, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,899 $259
3 Vehicles $2,849 $388
4 Vehicles $3,798 $518

Savings on 2 Vehicles bundle:$259

Savings on 3 Vehicles bundle:$388

Savings on 4 Vehicles bundle:$518

Weathersfield, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Weathersfield, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Weathersfield $1,079 $2,230
Perkinsville $1,056 $2,182
Ascutney $1,260 $2,604
Baltimore $1,080 $2,232
North Springfield $1,053 $2,176
West Windsor $1,131 $2,337
Cavendish $1,076 $2,224
Windsor $1,075 $2,221

Weathersfield, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $926
Excellent (740-799) $1,057
Good (670-739) $1,124
Average (580-669) $1,467
Poor (300-579) $1,760

Weathersfield, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Lawrence & Wheeler Inc Liberty Mutual Independent 46 MAIN ST, SPRINGFIELD, 5156 802-885-2178
Nfp None 35 Pleasant St, Woodstock, 5091 None
Wyman Agency None 7409 Route 131 Perkinsville, Weathersfield, 5151 None
Frazer Agency Inc Nationwide 841 US Route 5 North, Windsor, 05089-9693 (802) 674-5506
Ct Valley Ins Assoc Allstate 119 Main St, Windsor, 5089 (802) 674-2139

Weathersfield, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,126
Driver's Failure In Showing Documents +$105 $1,184
Driving With An Expired Registration +$111 $1,190
Driving At A Considerably Slow Pace +$234 $1,313
Using A Cellphone While Driving +$247 $1,326
Running A Red Light +$251 $1,330
Speeding +$264 $1,343
Driving A Vehicle Without The Required Permission +$336 $1,415
Driving With An Expired/Suspended License +$727 $1,806

Weathersfield, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,036
Active Disabling Device $1,036
Tracking Device $1,014
Passive Disabling Device $1,003